NMIH vs CPK

Comparison between NMI Holdings Inc - Class A (NMIH, Company) and Chesapeake Utilities Corp (CPK, Company).

NMIH is from the Financial Services sector, while CPK is from the Utilities sector.

5-Year PerformanceNMIH has outperformed CPK, delivering a return of +14.5% compared to +4.0%

NMIH vs CPK - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	NMIH(COMPANY)	CPK(COMPANY)
Market Cap	$3.13B	$3.13B
Max Drawdown	73.07%	44.88%
Sharpe Ratio	0.37	0.41
5Y Beta	0.55	0.14
Industry	Insurance - Specialty	Utilities - Regulated Gas
P/E Ratio	8.18	19.96
Forward P/E	8.42	20.08
PEG Ratio	1.33	0.36
Dividend Yield	N/A	2.06%
5Y Dividends CAGR	N/A	14.06%
5Y EPS CAGR	20.81%	17.01%
Debt to Equity	0.00%	88.39%
Free Cash Flow Yield	13.68%	-6.72%
P/S Ratio	4.44	3.18
P/B Ratio	1.20	1.91

Market Cap

Winner

NMIH

$3.13B

CPK

$3.13B

Max Drawdown

NMIH

73.07%

Winner

CPK

44.88%

Sharpe Ratio

NMIH

0.37

Winner

CPK

0.41

5Y Beta

NMIH

0.55

Winner

CPK

0.14

Industry

NMIH

Insurance - Specialty

CPK

Utilities - Regulated Gas

P/E Ratio

Winner

NMIH

8.18

CPK

19.96

Forward P/E

Winner

NMIH

8.42

CPK

20.08

PEG Ratio

NMIH

1.33

Winner

CPK

0.36

Dividend Yield

NMIH

N/A

CPK

2.06%

5Y Dividends CAGR

NMIH

N/A

CPK

14.06%

5Y EPS CAGR

Winner

NMIH

20.81%

CPK

17.01%

Debt to Equity

Winner

NMIH

0.00%

CPK

88.39%

Free Cash Flow Yield

Winner

NMIH

13.68%

CPK

-6.72%

P/S Ratio

NMIH

4.44

Winner

CPK

3.18

P/B Ratio

Winner

NMIH

1.20

CPK

1.91

NMIH vs CPK - Historical Returns

Returns include dividend reinvestment.

Period	NMIH	CPK
1 month	+11.14%	+10.88%
3 months	+5.22%	+6.64%
6 months	+9.63%	+5.17%
1 year	+9.40%	+9.55%
5 years(CAGR)	+14.50%	+4.04%
10 years(CAGR)	+21.36%	+9.38%
Max(CAGR)	+9.01%	+11.33%

Winner

NMIH

+11.14%

CPK

+10.88%

NMIH

+5.22%

Winner

CPK

+6.64%

Winner

NMIH

+9.63%

CPK

+5.17%

NMIH

+9.40%

Winner

CPK

+9.55%

5Y(CAGR)

Winner

NMIH

+14.50%

CPK

+4.04%

10Y(CAGR)

Winner

NMIH

+21.36%

CPK

+9.38%

Max(CAGR)

NMIH

+9.01%

Winner

CPK

+11.33%

NMIH vs CPK - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	NMIH	CPK
2026	+3.07%	+7.31%
2025	+11.45%	+6.45%
2024	+23.94%	+17.28%
2023	+40.40%	-8.01%
2022	-5.77%	-15.76%
2021	-0.68%	+40.10%
2020	-29.81%	+16.81%
2019	+85.78%	+22.46%
2018	+0.56%	+6.91%
2017	+57.41%	+21.25%
2016	+60.15%	+26.61%
2015	-26.01%	+16.32%
2014	-26.75%	-14.98%
2013	-9.07%	+32.04%
2012	N/A	+7.91%
2011	N/A	+7.95%
2010	N/A	+34.61%
2009	N/A	+7.70%
2008	N/A	+6.51%
2007	N/A	+8.36%
2006	N/A	+3.76%
2005	N/A	+20.23%
2004	N/A	+7.15%
2003	N/A	+47.76%
2002	N/A	-2.27%
2001	N/A	+12.24%
2000	N/A	+7.36%
1999	N/A	+5.71%

NMIH vs CPK Drawdown Comparison

The maximum drawdown for NMIH was -73.07%, occurring on Mar 23, 2020. Recovery took 1112 trading sessions.

The maximum drawdown for CPK was -44.55%, occurring on Sep 25, 2014. Recovery took 623 trading sessions.

The current NMIH drawdown is -3.00%. The current CPK drawdown is -3.55%.

Rank	NMIH	CPK
#1	-73.07% Feb 11, 2020 - Jul 15, 2024	-44.55% Jul 1, 2014 - Dec 19, 2016
#2	-68.83% Nov 27, 2013 - Oct 20, 2017	-38.67% Dec 31, 2021 - Oct 3, 2025
#3	-36.87% Feb 26, 2018 - Aug 2, 2018	-34.04% Jul 12, 2007 - Jun 29, 2009
#4	-32.65% Sep 26, 2018 - Feb 19, 2019	-27.61% Feb 13, 2020 - Nov 2, 2020
#5	-21.42% Sep 16, 2024 - Jun 23, 2025	-21.78% Nov 30, 2017 - Jul 5, 2018
#6	-20.01% Jun 20, 2019 - Nov 7, 2019	-21.38% Dec 29, 2003 - Nov 11, 2004
#7	-18.08% Jul 3, 2025 - Oct 16, 2025	-19.47% Oct 5, 2005 - Jul 18, 2006
#8	-11.63% Jan 23, 2018 - Feb 16, 2018	-18.35% Jun 7, 2002 - May 7, 2003
#9	-8.57% Dec 19, 2019 - Feb 11, 2020	-16.06% Aug 4, 2009 - Jul 27, 2010
#10	-7.92% Jul 29, 2024 - Aug 23, 2024	-15.60% Jul 18, 2006 - May 16, 2007
#11	-7.89% Apr 26, 2019 - May 21, 2019	-15.22% Dec 14, 2018 - Mar 11, 2019
#12	-6.71% Aug 2, 2018 - Sep 10, 2018	-14.67% Apr 15, 2005 - May 10, 2005
#13	-6.11% Nov 13, 2019 - Dec 18, 2019	-14.34% Aug 1, 2013 - Dec 19, 2013
#14	-5.32% Sep 4, 2024 - Sep 16, 2024	-14.30% Oct 17, 2012 - Mar 1, 2013
#15	-5.18% Mar 21, 2019 - Apr 1, 2019	-14.12% Dec 8, 1999 - Nov 30, 2000