NMIH vs AAP

Comparison between NMI Holdings Inc - Class A (NMIH, Company) and Advance Auto Parts Inc (AAP, Company).

NMIH is from the Financial Services sector, while AAP is from the Consumer Cyclical sector.

5-Year PerformanceNMIH has outperformed AAP, delivering a return of +14.5% compared to -21.4%

NMIH vs AAP - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	NMIH(COMPANY)	AAP(COMPANY)
Market Cap	$3.13B	$3.13B
Max Drawdown	73.07%	87.47%
Sharpe Ratio	0.37	0.06
5Y Beta	0.55	N/A
Industry	Insurance - Specialty	Auto Parts
P/E Ratio	8.18	71.05
Forward P/E	8.42	20.37
PEG Ratio	1.33	1.51
Dividend Yield	N/A	1.88%
5Y Dividends CAGR	N/A	-6.51%
5Y EPS CAGR	20.81%	-37.70%
Debt to Equity	0.00%	154.27%
Free Cash Flow Yield	13.68%	-5.60%
P/S Ratio	4.44	0.39
P/B Ratio	1.20	1.51

Market Cap

Winner

NMIH

$3.13B

AAP

$3.13B

Max Drawdown

Winner

NMIH

73.07%

AAP

87.47%

Sharpe Ratio

Winner

NMIH

0.37

AAP

0.06

5Y Beta

NMIH

0.55

AAP

N/A

Industry

NMIH

Insurance - Specialty

AAP

Auto Parts

P/E Ratio

Winner

NMIH

8.18

AAP

71.05

Forward P/E

Winner

NMIH

8.42

AAP

20.37

PEG Ratio

Winner

NMIH

1.33

AAP

1.51

Dividend Yield

NMIH

N/A

AAP

1.88%

5Y Dividends CAGR

NMIH

N/A

AAP

-6.51%

5Y EPS CAGR

Winner

NMIH

20.81%

AAP

-37.70%

Debt to Equity

Winner

NMIH

0.00%

AAP

154.27%

Free Cash Flow Yield

Winner

NMIH

13.68%

AAP

-5.60%

P/S Ratio

NMIH

4.44

Winner

AAP

0.39

P/B Ratio

Winner

NMIH

1.20

AAP

1.51

NMIH vs AAP - Historical Returns

Returns include dividend reinvestment.

Period	NMIH	AAP
1 month	+11.14%	+0.83%
3 months	+5.22%	-4.85%
6 months	+9.63%	+23.29%
1 year	+9.40%	-9.65%
5 years(CAGR)	+14.50%	-21.43%
10 years(CAGR)	+21.36%	-8.99%
Max(CAGR)	+9.01%	+6.58%

Winner

NMIH

+11.14%

AAP

+0.83%

Winner

NMIH

+5.22%

AAP

-4.85%

NMIH

+9.63%

Winner

AAP

+23.29%

Winner

NMIH

+9.40%

AAP

-9.65%

5Y(CAGR)

Winner

NMIH

+14.50%

AAP

-21.43%

10Y(CAGR)

Winner

NMIH

+21.36%

AAP

-8.99%

Max(CAGR)

Winner

NMIH

+9.01%

AAP

+6.58%

NMIH vs AAP - Annual Returns (2001 - 2026)

Returns include dividend reinvestment.

Year	NMIH	AAP
2026	+3.07%	+45.17%
2025	+11.45%	-16.54%
2024	+23.94%	-22.28%
2023	+40.40%	-58.89%
2022	-5.77%	-35.66%
2021	-0.68%	+54.84%
2020	-29.81%	-0.42%
2019	+85.78%	+1.57%
2018	+0.56%	+48.68%
2017	+57.41%	-41.44%
2016	+60.15%	+11.26%
2015	-26.01%	-4.93%
2014	-26.75%	+45.40%
2013	-9.07%	+53.10%
2012	N/A	+5.04%
2011	N/A	+6.71%
2010	N/A	+64.55%
2009	N/A	+19.28%
2008	N/A	-9.87%
2007	N/A	+7.45%
2006	N/A	-17.76%
2005	N/A	+49.69%
2004	N/A	+7.30%
2003	N/A	+63.32%
2002	N/A	+2.34%
2001	N/A	+19.30%

NMIH vs AAP Drawdown Comparison

The maximum drawdown for NMIH was -73.07%, occurring on Mar 23, 2020. Recovery took 1112 trading sessions.

The maximum drawdown for AAP was -86.42%, occurring on Apr 8, 2025. This drawdown has not yet recovered.

The current NMIH drawdown is -3.00%. The current AAP drawdown is -74.28%.

Rank	NMIH	AAP
#1	-73.07% Feb 11, 2020 - Jul 15, 2024	-86.42% Jan 6, 2022 - Apr 8, 2025
#2	-68.83% Nov 27, 2013 - Oct 20, 2017	-62.17% Nov 2, 2015 - Apr 21, 2021
#3	-36.87% Feb 26, 2018 - Aug 2, 2018	-47.98% Aug 3, 2005 - Jul 22, 2009
#4	-32.65% Sep 26, 2018 - Feb 19, 2019	-39.25% May 15, 2002 - Jun 2, 2003
#5	-21.42% Sep 16, 2024 - Jun 23, 2025	-30.58% May 13, 2011 - Jan 11, 2012
#6	-20.01% Jun 20, 2019 - Nov 7, 2019	-28.93% Apr 27, 2012 - Oct 16, 2013
#7	-18.08% Jul 3, 2025 - Oct 16, 2025	-27.79% Jun 28, 2004 - Feb 17, 2005
#8	-11.63% Jan 23, 2018 - Feb 16, 2018	-22.34% Aug 3, 2009 - May 20, 2010
#9	-8.57% Dec 19, 2019 - Feb 11, 2020	-17.79% Dec 31, 2001 - Apr 19, 2002
#10	-7.92% Jul 29, 2024 - Aug 23, 2024	-12.18% Feb 10, 2015 - Jun 22, 2015
#11	-7.89% Apr 26, 2019 - May 21, 2019	-11.99% Dec 6, 2010 - May 11, 2011
#12	-6.71% Aug 2, 2018 - Sep 10, 2018	-10.29% Jul 3, 2014 - Aug 20, 2014
#13	-6.11% Nov 13, 2019 - Dec 18, 2019	-9.87% May 10, 2021 - Jul 1, 2021
#14	-5.32% Sep 4, 2024 - Sep 16, 2024	-9.79% Nov 15, 2021 - Dec 29, 2021
#15	-5.18% Mar 21, 2019 - Apr 1, 2019	-9.34% Feb 17, 2004 - Apr 21, 2004

Correlation

Correlation between NMIH and AAP is -0.56 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.56

-101