NI vs CPAY

Comparison between NiSource Inc (NI, Company) and Fleetcor Technologies Inc (CPAY, Company).

NI is from the Utilities sector, while CPAY is from the Technology sector.

5-Year PerformanceNI has outperformed CPAY, delivering a return of +17.5% compared to +4.4%

NI vs CPAY - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	NI(COMPANY)	CPAY(COMPANY)
Market Cap	$23B	$23B
Max Drawdown	75.57%	50.13%
Sharpe Ratio	0.95	0.05
5Y Beta	0.31	1.25
Industry	Utilities - Regulated Gas	Software - Infrastructure
P/E Ratio	23.67	20.07
Forward P/E	23.36	13.30
PEG Ratio	2.36	1.12
Dividend Yield	1.82%	N/A
5Y Dividends CAGR	10.86%	N/A
5Y EPS CAGR	31.83%	15.06%
Debt to Equity	13.37%	402.11%
Free Cash Flow Yield	-3.64%	5.76%
P/S Ratio	3.35	4.70
P/B Ratio	2.36	6.41

Market Cap

Winner

$23B

CPAY

$23B

Max Drawdown

75.57%

Winner

CPAY

50.13%

Sharpe Ratio

Winner

0.95

CPAY

0.05

5Y Beta

Winner

0.31

CPAY

1.25

Industry

Utilities - Regulated Gas

CPAY

Software - Infrastructure

P/E Ratio

23.67

Winner

CPAY

20.07

Forward P/E

23.36

Winner

CPAY

13.30

PEG Ratio

2.36

Winner

CPAY

1.12

Dividend Yield

1.82%

CPAY

N/A

5Y Dividends CAGR

10.86%

CPAY

N/A

5Y EPS CAGR

Winner

31.83%

CPAY

15.06%

Debt to Equity

Winner

13.37%

CPAY

402.11%

Free Cash Flow Yield

-3.64%

Winner

CPAY

5.76%

P/S Ratio

Winner

3.35

CPAY

4.70

P/B Ratio

Winner

2.36

CPAY

6.41

NI vs CPAY - Historical Returns

Returns include dividend reinvestment.

Period	NI	CPAY
1 month	+0.02%	-6.90%
3 months	+5.31%	+11.53%
6 months	+15.65%	+4.47%
1 year	+23.53%	-0.30%
5 years(CAGR)	+17.54%	+4.41%
10 years(CAGR)	+10.00%	+8.69%
Max(CAGR)	+11.33%	+17.32%

Winner

+0.02%

CPAY

-6.90%

+5.31%

Winner

CPAY

+11.53%

Winner

+15.65%

CPAY

+4.47%

Winner

+23.53%

CPAY

-0.30%

5Y(CAGR)

Winner

+17.54%

CPAY

+4.41%

10Y(CAGR)

Winner

+10.00%

CPAY

+8.69%

Max(CAGR)

+11.33%

Winner

CPAY

+17.32%

NI vs CPAY - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	NI	CPAY
2026	+14.88%	+8.28%
2025	+18.08%	-11.47%
2024	+41.04%	+20.19%
2023	+0.38%	+54.27%
2022	+2.96%	-20.52%
2021	+26.74%	-15.83%
2020	-12.79%	-5.18%
2019	+14.29%	+55.06%
2018	+3.17%	-4.20%
2017	+19.01%	+33.03%
2016	+16.64%	+0.63%
2015	+24.11%	-4.88%
2014	+34.99%	+25.62%
2013	+34.52%	+112.34%
2012	+9.70%	+75.56%
2011	+39.75%	-1.97%
2010	+20.25%	+13.47%
2009	+49.16%	N/A
2008	-38.53%	N/A
2007	-18.81%	N/A
2006	+17.85%	N/A
2005	-2.99%	N/A
2004	+9.85%	N/A
2003	+12.97%	N/A
2002	-9.69%	N/A
2001	-20.03%	N/A
2000	+84.02%	N/A
1999	-14.08%	N/A

NI vs CPAY Drawdown Comparison

The maximum drawdown for NI was -65.72%, occurring on Mar 5, 2009. Recovery took 1002 trading sessions.

The maximum drawdown for CPAY was -50.13%, occurring on Oct 20, 2022. Recovery took 1173 trading sessions.

The current NI drawdown is -0.97%. The current CPAY drawdown is -16.44%.

Rank	NI	CPAY
#1	-65.72% May 18, 2007 - May 10, 2011	-50.13% Feb 6, 2020 - Oct 4, 2024
#2	-50.72% Apr 10, 2001 - Nov 29, 2006	-34.54% Feb 6, 2025 - Oct 30, 2025
#3	-38.71% Jan 24, 2000 - Aug 9, 2000	-32.68% Apr 29, 2011 - Mar 13, 2012
#4	-30.95% Feb 14, 2020 - Jan 28, 2022	-30.80% Aug 17, 2015 - Aug 11, 2016
#5	-24.82% Apr 6, 2022 - Jul 12, 2024	-25.22% Oct 24, 2016 - Nov 2, 2017
#6	-21.37% Nov 4, 1999 - Jan 24, 2000	-22.97% Sep 28, 2018 - Feb 22, 2019
#7	-18.91% Jul 5, 2016 - May 31, 2017	-17.12% Dec 2, 2013 - Feb 24, 2014
#8	-17.68% Nov 14, 2017 - Aug 14, 2018	-16.93% Aug 19, 2014 - Oct 31, 2014
#9	-16.80% Dec 26, 2000 - Apr 2, 2001	-16.78% May 9, 2012 - Aug 15, 2012
#10	-14.17% Sep 26, 2019 - Feb 13, 2020	-16.71% Feb 27, 2014 - Jun 6, 2014
#11	-13.43% Sep 13, 2018 - Mar 11, 2019	-12.19% Nov 24, 2014 - Feb 20, 2015
#12	-13.09% Jul 21, 2011 - Aug 29, 2011	-11.86% Dec 2, 2024 - Jan 30, 2025
#13	-12.12% Jun 18, 2015 - Sep 30, 2015	-10.63% Jan 31, 2018 - Jun 18, 2018
#14	-12.09% Sep 13, 2000 - Dec 1, 2000	-10.27% Feb 18, 2011 - Mar 28, 2011
#15	-11.33% Apr 29, 2013 - Jul 25, 2013	-9.41% Jul 9, 2019 - Aug 8, 2019