CPAY vs IP

Comparison between Fleetcor Technologies Inc (CPAY, Company) and International Paper Company (IP, Company).

CPAY is from the Technology sector, while IP is from the Consumer Cyclical sector.

5-Year PerformanceCPAY has outperformed IP, delivering a return of +4.4% compared to -3.3%

CPAY vs IP - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CPAY(COMPANY)	IP(COMPANY)
Market Cap	$23B	$23B
Max Drawdown	50.13%	93.02%
Sharpe Ratio	0.05	-0.17
5Y Beta	1.25	0.98
Industry	Software - Infrastructure	Packaging & Containers
P/E Ratio	20.07	-6.79
Forward P/E	13.30	26.04
PEG Ratio	1.12	1.58
Dividend Yield	N/A	5.06%
5Y Dividends CAGR	N/A	3.56%
5Y EPS CAGR	15.06%	N/A
Debt to Equity	402.11%	6.20%
Free Cash Flow Yield	5.76%	11.42%
P/S Ratio	4.70	0.83
P/B Ratio	6.41	1.37

Market Cap

Winner

CPAY

$23B

Max Drawdown

Winner

CPAY

50.13%

93.02%

Sharpe Ratio

Winner

CPAY

0.05

-0.17

5Y Beta

CPAY

1.25

Winner

0.98

Industry

CPAY

Software - Infrastructure

Packaging & Containers

P/E Ratio

CPAY

20.07

Winner

-6.79

Forward P/E

Winner

CPAY

13.30

26.04

PEG Ratio

Winner

CPAY

1.12

1.58

Dividend Yield

CPAY

N/A

5.06%

5Y Dividends CAGR

CPAY

N/A

3.56%

5Y EPS CAGR

CPAY

15.06%

N/A

Debt to Equity

CPAY

402.11%

Winner

6.20%

Free Cash Flow Yield

CPAY

5.76%

Winner

11.42%

P/S Ratio

CPAY

4.70

Winner

0.83

P/B Ratio

CPAY

6.41

Winner

1.37

CPAY vs IP - Historical Returns

Returns include dividend reinvestment.

Period	CPAY	IP
1 month	-6.90%	+22.15%
3 months	+11.53%	+8.63%
6 months	+4.47%	+1.68%
1 year	-0.30%	-11.79%
5 years(CAGR)	+4.41%	-3.26%
10 years(CAGR)	+8.69%	+4.34%
Max(CAGR)	+17.32%	+2.77%

CPAY

-6.90%

Winner

+22.15%

Winner

CPAY

+11.53%

+8.63%

Winner

CPAY

+4.47%

+1.68%

Winner

CPAY

-0.30%

-11.79%

5Y(CAGR)

Winner

CPAY

+4.41%

-3.26%

10Y(CAGR)

Winner

CPAY

+8.69%

+4.34%

Max(CAGR)

Winner

CPAY

+17.32%

+2.77%

CPAY vs IP - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	CPAY	IP
2026	+8.28%	-0.55%
2025	-11.47%	-22.87%
2024	+20.19%	+53.53%
2023	+54.27%	+7.74%
2022	-20.52%	-22.78%
2021	-15.83%	+6.12%
2020	-5.18%	+14.97%
2019	+55.06%	+17.56%
2018	-4.20%	-29.94%
2017	+33.03%	+12.39%
2016	+0.63%	+47.04%
2015	-4.88%	-26.74%
2014	+25.62%	+14.70%
2013	+112.34%	+24.48%
2012	+75.56%	+37.41%
2011	-1.97%	+9.32%
2010	+13.47%	+1.92%
2009	N/A	+123.88%
2008	N/A	-61.26%
2007	N/A	-3.91%
2006	N/A	+4.88%
2005	N/A	-17.54%
2004	N/A	+0.66%
2003	N/A	+24.62%
2002	N/A	-10.69%
2001	N/A	+4.97%
2000	N/A	-24.47%
1999	N/A	+11.02%

CPAY vs IP Drawdown Comparison

The maximum drawdown for CPAY was -50.13%, occurring on Oct 20, 2022. Recovery took 1173 trading sessions.

The maximum drawdown for IP was -90.65%, occurring on Mar 6, 2009. Recovery took 3265 trading sessions.

The current CPAY drawdown is -16.44%. The current IP drawdown is -30.65%.

Rank	CPAY	IP
#1	-50.13% Feb 6, 2020 - Oct 4, 2024	-90.65% Jan 7, 2000 - Jan 2, 2013
#2	-34.54% Feb 6, 2025 - Oct 30, 2025	-55.28% Jan 29, 2018 - Apr 15, 2021
#3	-32.68% Apr 29, 2011 - Mar 13, 2012	-48.57% Jan 24, 2025 - May 19, 2026
#4	-30.80% Aug 17, 2015 - Aug 11, 2016	-48.01% Jun 4, 2021 - Oct 31, 2024
#5	-25.22% Oct 24, 2016 - Nov 2, 2017	-41.89% Feb 20, 2015 - Dec 9, 2016
#6	-22.97% Sep 28, 2018 - Feb 22, 2019	-13.65% Jan 25, 2017 - Jul 10, 2017
#7	-17.12% Dec 2, 2013 - Feb 24, 2014	-13.59% Jul 25, 2013 - Feb 14, 2014
#8	-16.93% Aug 19, 2014 - Oct 31, 2014	-11.33% May 15, 2013 - Jul 16, 2013
#9	-16.78% May 9, 2012 - Aug 15, 2012	-11.28% Nov 25, 2024 - Jan 24, 2025
#10	-16.71% Feb 27, 2014 - Jun 6, 2014	-10.25% Jul 17, 2017 - Sep 20, 2017
#11	-12.19% Nov 24, 2014 - Feb 20, 2015	-10.15% Sep 11, 2014 - Oct 31, 2014
#12	-11.86% Dec 2, 2024 - Jan 30, 2025	-9.09% Feb 20, 2014 - Jun 27, 2014
#13	-10.63% Jan 31, 2018 - Jun 18, 2018	-8.72% Apr 24, 2013 - May 15, 2013
#14	-10.27% Feb 18, 2011 - Mar 28, 2011	-8.68% Nov 15, 1999 - Dec 15, 1999
#15	-9.41% Jul 9, 2019 - Aug 8, 2019	-7.34% Oct 24, 2017 - Jan 2, 2018