CPAY vs LPLA

Comparison between Fleetcor Technologies Inc (CPAY, Company) and LPL Financial Holdings Inc (LPLA, Company).

CPAY is from the Technology sector, while LPLA is from the Financial Services sector.

5-Year PerformanceLPLA has outperformed CPAY, delivering a return of +14.8% compared to +4.4%

CPAY vs LPLA - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	CPAY(COMPANY)	LPLA(COMPANY)
Market Cap	$23B	$23B
Max Drawdown	50.13%	70.50%
Sharpe Ratio	0.05	-0.59
5Y Beta	1.25	1.06
Industry	Software - Infrastructure	Capital Markets
P/E Ratio	20.07	23.98
Forward P/E	13.30	11.34
PEG Ratio	1.12	0.43
Dividend Yield	N/A	0.41%
5Y Dividends CAGR	N/A	3.71%
5Y EPS CAGR	15.06%	13.86%
Debt to Equity	402.11%	126.32%
Free Cash Flow Yield	5.76%	-4.77%
P/S Ratio	4.70	1.26
P/B Ratio	6.41	3.97

Market Cap

Winner

CPAY

$23B

LPLA

$23B

Max Drawdown

Winner

CPAY

50.13%

LPLA

70.50%

Sharpe Ratio

Winner

CPAY

0.05

LPLA

-0.59

5Y Beta

CPAY

1.25

Winner

LPLA

1.06

Industry

CPAY

Software - Infrastructure

LPLA

Capital Markets

P/E Ratio

Winner

CPAY

20.07

LPLA

23.98

Forward P/E

CPAY

13.30

Winner

LPLA

11.34

PEG Ratio

CPAY

1.12

Winner

LPLA

0.43

Dividend Yield

CPAY

N/A

LPLA

0.41%

5Y Dividends CAGR

CPAY

N/A

LPLA

3.71%

5Y EPS CAGR

Winner

CPAY

15.06%

LPLA

13.86%

Debt to Equity

CPAY

402.11%

Winner

LPLA

126.32%

Free Cash Flow Yield

Winner

CPAY

5.76%

LPLA

-4.77%

P/S Ratio

CPAY

4.70

Winner

LPLA

1.26

P/B Ratio

CPAY

6.41

Winner

LPLA

3.97

CPAY vs LPLA - Historical Returns

Returns include dividend reinvestment.

Period	CPAY	LPLA
1 month	-6.90%	-1.80%
3 months	+11.53%	-7.67%
6 months	+4.47%	-25.57%
1 year	-0.30%	-22.88%
5 years(CAGR)	+4.41%	+14.78%
10 years(CAGR)	+8.69%	+29.68%
Max(CAGR)	+17.32%	+16.74%

CPAY

-6.90%

Winner

LPLA

-1.80%

Winner

CPAY

+11.53%

LPLA

-7.67%

Winner

CPAY

+4.47%

LPLA

-25.57%

Winner

CPAY

-0.30%

LPLA

-22.88%

5Y(CAGR)

CPAY

+4.41%

Winner

LPLA

+14.78%

10Y(CAGR)

CPAY

+8.69%

Winner

LPLA

+29.68%

Max(CAGR)

Winner

CPAY

+17.32%

LPLA

+16.74%

CPAY vs LPLA - Annual Returns (2010 - 2026)

Returns include dividend reinvestment.

Year	CPAY	LPLA
2026	+8.28%	-23.16%
2025	-11.47%	+9.26%
2024	+20.19%	+42.17%
2023	+54.27%	+5.39%
2022	-20.52%	+33.43%
2021	-15.83%	+55.94%
2020	-5.18%	+12.56%
2019	+55.06%	+51.80%
2018	-4.20%	+8.40%
2017	+33.03%	+64.14%
2016	+0.63%	-13.85%
2015	-4.88%	-2.51%
2014	+25.62%	-3.43%
2013	+112.34%	+65.69%
2012	+75.56%	-2.00%
2011	-1.97%	-12.66%
2010	+13.47%	+13.13%

CPAY vs LPLA Drawdown Comparison

The maximum drawdown for CPAY was -50.13%, occurring on Oct 20, 2022. Recovery took 1173 trading sessions.

The maximum drawdown for LPLA was -69.32%, occurring on Feb 12, 2016. Recovery took 888 trading sessions.

The current CPAY drawdown is -16.44%. The current LPLA drawdown is -30.24%.

Rank	CPAY	LPLA
#1	-50.13% Feb 6, 2020 - Oct 4, 2024	-69.32% Mar 20, 2014 - Sep 27, 2017
#2	-34.54% Feb 6, 2025 - Oct 30, 2025	-60.33% Jan 16, 2020 - Dec 3, 2020
#3	-32.68% Apr 29, 2011 - Mar 13, 2012	-33.78% May 2, 2011 - Mar 15, 2012
#4	-30.80% Aug 17, 2015 - Aug 11, 2016	-33.18% Jun 20, 2024 - Nov 6, 2024
#5	-25.22% Oct 24, 2016 - Nov 2, 2017	-33.12% Jul 30, 2025 - May 28, 2026
#6	-22.97% Sep 28, 2018 - Feb 22, 2019	-32.61% Nov 8, 2022 - Feb 26, 2024
#7	-17.12% Dec 2, 2013 - Feb 24, 2014	-30.11% Apr 3, 2012 - May 9, 2013
#8	-16.93% Aug 19, 2014 - Oct 31, 2014	-26.06% May 22, 2018 - Feb 1, 2019
#9	-16.78% May 9, 2012 - Aug 15, 2012	-26.02% Feb 19, 2025 - May 13, 2025
#10	-16.71% Feb 27, 2014 - Jun 6, 2014	-24.69% Feb 9, 2022 - Apr 8, 2022
#11	-12.19% Nov 24, 2014 - Feb 20, 2015	-23.36% Apr 19, 2022 - Aug 4, 2022
#12	-11.86% Dec 2, 2024 - Jan 30, 2025	-18.87% Jul 24, 2019 - Nov 7, 2019
#13	-10.63% Jan 31, 2018 - Jun 18, 2018	-18.45% Apr 30, 2021 - Sep 27, 2021
#14	-10.27% Feb 18, 2011 - Mar 28, 2011	-14.36% Mar 16, 2018 - May 8, 2018
#15	-9.41% Jul 9, 2019 - Aug 8, 2019	-12.71% Feb 19, 2019 - May 3, 2019