NGVC vs VEL

Comparison between Natural Grocers by Vitamin Cottage Inc (NGVC, Company) and Velocity Financial Inc (VEL, Company).

NGVC is from the Consumer Defensive sector, while VEL is from the Financial Services sector.

5-Year PerformanceNGVC has outperformed VEL, delivering a return of +27.2% compared to +6.0%

NGVC vs VEL - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	NGVC(COMPANY)	VEL(COMPANY)
Market Cap	$725M	$684M
Max Drawdown	89.04%	83.13%
Sharpe Ratio	-0.67	-0.38
5Y Beta	0.50	0.35
Industry	Grocery Stores	Mortgage Finance
P/E Ratio	15.01	17.59
Forward P/E	12.72	N/A
PEG Ratio	0.92	0.33
Dividend Yield	1.79%	N/A
5Y Dividends CAGR	-21.26%	N/A
5Y EPS CAGR	23.04%	11.42%
Debt to Equity	0.63%	0.00%
Free Cash Flow Yield	2.39%	3.87%
P/S Ratio	0.52	2.52
P/B Ratio	3.04	0.99

Market Cap

Winner

NGVC

$725M

VEL

$684M

Max Drawdown

NGVC

89.04%

Winner

VEL

83.13%

Sharpe Ratio

NGVC

-0.67

Winner

VEL

-0.38

5Y Beta

NGVC

0.50

Winner

VEL

0.35

Industry

NGVC

Grocery Stores

VEL

Mortgage Finance

P/E Ratio

Winner

NGVC

15.01

VEL

17.59

Forward P/E

NGVC

12.72

VEL

N/A

PEG Ratio

NGVC

0.92

Winner

VEL

0.33

Dividend Yield

NGVC

1.79%

VEL

N/A

5Y Dividends CAGR

NGVC

-21.26%

VEL

N/A

5Y EPS CAGR

Winner

NGVC

23.04%

VEL

11.42%

Debt to Equity

NGVC

0.63%

Winner

VEL

0.00%

Free Cash Flow Yield

NGVC

2.39%

Winner

VEL

3.87%

P/S Ratio

Winner

NGVC

0.52

VEL

2.52

P/B Ratio

NGVC

3.04

Winner

VEL

0.99

NGVC vs VEL - Historical Returns

Returns include dividend reinvestment.

Period	NGVC	VEL
1 month	+17.43%	+0.92%
3 months	+27.07%	-1.29%
6 months	+25.37%	-10.36%
1 year	-22.78%	-8.54%
5 years(CAGR)	+27.16%	+5.95%
10 years(CAGR)	+12.93%	N/A
Max(CAGR)	+6.76%	+4.18%

Winner

NGVC

+17.43%

VEL

+0.92%

Winner

NGVC

+27.07%

VEL

-1.29%

Winner

NGVC

+25.37%

VEL

-10.36%

NGVC

-22.78%

Winner

VEL

-8.54%

5Y(CAGR)

Winner

NGVC

+27.16%

VEL

+5.95%

10Y(CAGR)

NGVC

+12.93%

VEL

N/A

Max(CAGR)

Winner

NGVC

+6.76%

VEL

+4.18%

NGVC vs VEL - Annual Returns (2012 - 2026)

Returns include dividend reinvestment.

Year	NGVC	VEL
2026	+29.23%	-10.13%
2025	-38.45%	+8.58%
2024	+147.26%	+20.22%
2023	+93.11%	+81.26%
2022	-34.50%	-28.94%
2021	+3.78%	+123.56%
2020	+61.98%	-53.89%
2019	-36.62%	N/A
2018	+72.05%	N/A
2017	-25.52%	N/A
2016	-41.14%	N/A
2015	-23.48%	N/A
2014	-32.51%	N/A
2013	+112.46%	N/A
2012	+6.89%	N/A

NGVC vs VEL Drawdown Comparison

The maximum drawdown for NGVC was -89.04%, occurring on Oct 27, 2017. Recovery took 2677 trading sessions.

The maximum drawdown for VEL was -83.13%, occurring on Apr 3, 2020. Recovery took 941 trading sessions.

The current NGVC drawdown is -45.98%. The current VEL drawdown is -15.41%.

Rank	NGVC	VEL
#1	-89.04% Mar 20, 2014 - Nov 6, 2024	-83.13% Feb 20, 2020 - Nov 14, 2023
#2	-59.87% May 9, 2025 - Jan 7, 2026	-22.09% Nov 14, 2023 - Mar 18, 2024
#3	-29.00% Feb 6, 2025 - Apr 30, 2025	-21.48% Dec 16, 2024 - May 9, 2025
#4	-28.53% Oct 3, 2012 - Apr 10, 2013	-13.14% Mar 21, 2024 - May 31, 2024
#5	-21.54% Jan 10, 2014 - Mar 17, 2014	-6.83% Jul 16, 2024 - Sep 5, 2024
#6	-18.60% Nov 29, 2024 - Feb 5, 2025	-5.08% Sep 19, 2024 - Nov 12, 2024
#7	-16.56% Sep 13, 2013 - Dec 30, 2013	-4.07% Jun 5, 2024 - Jul 11, 2024
#8	-15.98% Jul 9, 2013 - Sep 12, 2013	-3.51% Mar 18, 2024 - Mar 21, 2024
#9	-13.10% May 21, 2013 - Jun 17, 2013	-3.33% Jan 21, 2020 - Jan 29, 2020
#10	-11.30% Apr 10, 2013 - Apr 23, 2013	-3.30% Jan 30, 2020 - Feb 12, 2020
#11	-9.33% May 2, 2025 - May 9, 2025	-2.21% Nov 12, 2024 - Nov 25, 2024
#12	-9.17% Jul 31, 2012 - Aug 27, 2012	-0.97% Dec 4, 2024 - Dec 11, 2024
#13	-8.26% Aug 30, 2012 - Sep 17, 2012	-0.97% Dec 11, 2024 - Dec 16, 2024
#14	-6.99% Jun 25, 2013 - Jul 2, 2013	-0.69% Feb 13, 2020 - Feb 20, 2020
#15	-4.91% Apr 23, 2013 - May 10, 2013	-0.54% May 31, 2024 - Jun 4, 2024