NECB vs LPRO

Comparison between NorthEast Community Bancorp Inc (NECB, Company) and Open Lending Corp (LPRO, Company).

Both NECB and LPRO are from the Financial Services sector.

5-Year PerformanceNECB has outperformed LPRO, delivering a return of +21.6% compared to -40.7%

NECB vs LPRO - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	NECB(COMPANY)	LPRO(COMPANY)
Market Cap	$370M	$370M
Max Drawdown	63.47%	98.06%
Sharpe Ratio	0.75	0.90
5Y Beta	0.72	1.34
Industry	Banks - Regional	Credit Services
P/E Ratio	8.55	-69.72
Forward P/E	15.67	39.06
Dividend Yield	3.08%	N/A
5Y Dividends CAGR	68.04%	N/A
5Y EPS CAGR	N/A	-36.12%
Debt to Equity	5.61%	110.13%
Free Cash Flow Yield	13.67%	-0.04%

Market Cap

Winner

NECB

$370M

LPRO

$370M

Max Drawdown

Winner

NECB

63.47%

LPRO

98.06%

Sharpe Ratio

NECB

0.75

Winner

LPRO

0.90

5Y Beta

Winner

NECB

0.72

LPRO

1.34

Industry

NECB

Banks - Regional

LPRO

Credit Services

P/E Ratio

NECB

8.55

Winner

LPRO

-69.72

Forward P/E

Winner

NECB

15.67

LPRO

39.06

Dividend Yield

NECB

3.08%

LPRO

N/A

5Y Dividends CAGR

NECB

68.04%

LPRO

N/A

5Y EPS CAGR

NECB

N/A

LPRO

-36.12%

Debt to Equity

Winner

NECB

5.61%

LPRO

110.13%

Free Cash Flow Yield

Winner

NECB

13.67%

LPRO

-0.04%

NECB vs LPRO - Historical Returns

Returns include dividend reinvestment.

Period	NECB	LPRO
1 month	+10.19%	+39.29%
3 months	+13.73%	+149.60%
6 months	+18.79%	+92.59%
1 year	+21.61%	+55.22%
5 years(CAGR)	+21.64%	-40.67%
10 years(CAGR)	+21.60%	-12.71%
Max(CAGR)	+8.03%	-12.71%

NECB

+10.19%

Winner

LPRO

+39.29%

NECB

+13.73%

Winner

LPRO

+149.60%

NECB

+18.79%

Winner

LPRO

+92.59%

NECB

+21.61%

Winner

LPRO

+55.22%

5Y(CAGR)

Winner

NECB

+21.64%

LPRO

-40.67%

10Y(CAGR)

Winner

NECB

+21.60%

LPRO

-12.71%

Max(CAGR)

Winner

NECB

+8.03%

LPRO

-12.71%

NECB vs LPRO - Annual Returns (2006 - 2026)

Returns include dividend reinvestment.

Year	NECB	LPRO
2026	+19.36%	+100.00%
2025	-2.34%	-72.85%
2024	+41.06%	-29.10%
2023	+20.19%	+25.52%
2022	+38.16%	-71.39%
2021	+10.49%	-32.78%
2020	+16.94%	+231.37%
2019	+9.70%	+8.10%
2018	+11.13%	+1.04%
2017	+29.64%	N/A
2016	+11.51%	N/A
2015	+4.31%	N/A
2014	+0.99%	N/A
2013	+36.97%	N/A
2012	-5.52%	N/A
2011	-0.52%	N/A
2010	-15.65%	N/A
2009	-7.90%	N/A
2008	-40.70%	N/A
2007	-2.80%	N/A
2006	+11.73%	N/A

NECB vs LPRO Drawdown Comparison

The maximum drawdown for NECB was -61.89%, occurring on Jul 20, 2010. Recovery took 2653 trading sessions.

The maximum drawdown for LPRO was -98.06%, occurring on Apr 17, 2025. This drawdown has not yet recovered.

The current NECB drawdown is -8.80%. The current LPRO drawdown is -92.76%.

Rank	NECB	LPRO
#1	-61.89% Oct 29, 2007 - May 14, 2018	-98.06% Jun 30, 2021 - Apr 17, 2025
#2	-47.81% Oct 19, 2018 - Nov 18, 2020	-22.04% Feb 12, 2021 - Jun 25, 2021
#3	-34.53% Nov 12, 2024 - Nov 17, 2025	-18.31% Jan 19, 2021 - Feb 2, 2021
#4	-25.66% May 30, 2007 - Oct 26, 2007	-12.28% Aug 20, 2018 - Feb 7, 2020
#5	-20.02% Feb 17, 2023 - Jul 20, 2023	-11.41% Nov 20, 2020 - Dec 10, 2020
#6	-19.52% May 21, 2021 - Feb 8, 2022	-11.40% Aug 28, 2020 - Sep 16, 2020
#7	-16.39% Jan 29, 2024 - Jul 1, 2024	-11.03% Feb 11, 2020 - Jun 8, 2020
#8	-15.33% Feb 15, 2022 - Aug 1, 2022	-10.97% Jul 15, 2020 - Aug 17, 2020
#9	-13.14% Aug 14, 2023 - Nov 14, 2023	-8.54% Oct 6, 2020 - Nov 4, 2020
#10	-9.94% Jul 26, 2024 - Sep 19, 2024	-8.52% Sep 16, 2020 - Sep 25, 2020
#11	-9.06% Oct 18, 2024 - Nov 6, 2024	-8.06% Nov 6, 2020 - Nov 13, 2020
#12	-7.90% Sep 30, 2024 - Oct 11, 2024	-7.90% Aug 7, 2018 - Aug 20, 2018
#13	-6.85% Feb 21, 2007 - May 25, 2007	-6.18% Jun 10, 2020 - Jun 16, 2020
#14	-6.48% Dec 28, 2023 - Jan 29, 2024	-5.13% Dec 14, 2020 - Dec 22, 2020
#15	-5.37% May 17, 2018 - Aug 10, 2018	-4.35% Dec 31, 2020 - Jan 7, 2021

Correlation

Correlation between NECB and LPRO is -0.50 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.50

-101