NECB vs LPRO

Comparison between NorthEast Community Bancorp Inc (NECB, Company) and Open Lending Corp (LPRO, Company).

Both NECB and LPRO are from the Financial Services sector.

5-Year PerformanceNECB has outperformed LPRO, delivering a return of +25.5% compared to -39.3%

NECB vs LPRO - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	NECB(COMPANY)	LPRO(COMPANY)
Market Cap	$371M	$371M
Max Drawdown	63.47%	98.06%
Sharpe Ratio	1.03	0.67
5Y Beta	0.70	N/A
Industry	Banks - Regional	Credit Services
P/E Ratio	8.83	-69.94
Forward P/E	15.67	39.22
PEG Ratio	0.00	N/A
Dividend Yield	3.14%	N/A
5Y Dividends CAGR	69.40%	N/A
5Y EPS CAGR	N/A	-36.12%
Debt to Equity	52.40%	110.13%
Free Cash Flow Yield	13.04%	-0.04%
P/S Ratio	3.61	4.16
P/B Ratio	1.00	4.93

Market Cap

Winner

NECB

$371M

LPRO

$371M

Max Drawdown

Winner

NECB

63.47%

LPRO

98.06%

Sharpe Ratio

Winner

NECB

1.03

LPRO

0.67

5Y Beta

NECB

0.70

LPRO

N/A

Industry

NECB

Banks - Regional

LPRO

Credit Services

P/E Ratio

NECB

8.83

Winner

LPRO

-69.94

Forward P/E

Winner

NECB

15.67

LPRO

39.22

PEG Ratio

NECB

0.00

LPRO

N/A

Dividend Yield

NECB

3.14%

LPRO

N/A

5Y Dividends CAGR

NECB

69.40%

LPRO

N/A

5Y EPS CAGR

NECB

N/A

LPRO

-36.12%

Debt to Equity

Winner

NECB

52.40%

LPRO

110.13%

Free Cash Flow Yield

Winner

NECB

13.04%

LPRO

-0.04%

P/S Ratio

Winner

NECB

3.61

LPRO

4.16

P/B Ratio

Winner

NECB

1.00

LPRO

4.93

NECB vs LPRO - Historical Returns

Returns include dividend reinvestment.

Period	NECB	LPRO
1 month	+1.47%	+0.96%
3 months	+14.95%	+77.40%
6 months	+14.36%	+75.42%
1 year	+28.76%	+43.38%
5 years(CAGR)	+25.50%	-39.25%
10 years(CAGR)	+21.03%	-12.51%
Max(CAGR)	+8.05%	-12.51%

Winner

NECB

+1.47%

LPRO

+0.96%

NECB

+14.95%

Winner

LPRO

+77.40%

NECB

+14.36%

Winner

LPRO

+75.42%

NECB

+28.76%

Winner

LPRO

+43.38%

5Y(CAGR)

Winner

NECB

+25.50%

LPRO

-39.25%

10Y(CAGR)

Winner

NECB

+21.03%

LPRO

-12.51%

Max(CAGR)

Winner

NECB

+8.05%

LPRO

-12.51%

NECB vs LPRO - Annual Returns (2006 - 2026)

Returns include dividend reinvestment.

Year	NECB	LPRO
2026	+21.29%	+101.28%
2025	-2.34%	-72.85%
2024	+41.06%	-29.10%
2023	+20.19%	+25.52%
2022	+38.16%	-71.39%
2021	+10.49%	-32.78%
2020	+16.94%	+231.37%
2019	+9.70%	+8.10%
2018	+11.13%	+1.04%
2017	+29.64%	N/A
2016	+11.51%	N/A
2015	+4.31%	N/A
2014	+0.99%	N/A
2013	+36.97%	N/A
2012	-5.52%	N/A
2011	-0.52%	N/A
2010	-15.65%	N/A
2009	-7.90%	N/A
2008	-40.70%	N/A
2007	-2.80%	N/A
2006	+11.73%	N/A

NECB vs LPRO Drawdown Comparison

The maximum drawdown for NECB was -61.89%, occurring on Jul 20, 2010. Recovery took 2653 trading sessions.

The maximum drawdown for LPRO was -98.06%, occurring on Apr 17, 2025. This drawdown has not yet recovered.

The current NECB drawdown is -7.33%. The current LPRO drawdown is -92.71%.

Rank	NECB	LPRO
#1	-61.89% Oct 29, 2007 - May 14, 2018	-98.06% Jun 30, 2021 - Apr 17, 2025
#2	-47.81% Oct 19, 2018 - Nov 18, 2020	-22.04% Feb 12, 2021 - Jun 25, 2021
#3	-34.53% Nov 12, 2024 - Nov 17, 2025	-18.31% Jan 19, 2021 - Feb 2, 2021
#4	-25.66% May 30, 2007 - Oct 26, 2007	-12.28% Aug 20, 2018 - Feb 7, 2020
#5	-20.02% Feb 17, 2023 - Jul 20, 2023	-11.41% Nov 20, 2020 - Dec 10, 2020
#6	-19.52% May 21, 2021 - Feb 8, 2022	-11.40% Aug 28, 2020 - Sep 16, 2020
#7	-16.39% Jan 29, 2024 - Jul 1, 2024	-11.03% Feb 11, 2020 - Jun 8, 2020
#8	-15.33% Feb 15, 2022 - Aug 1, 2022	-10.97% Jul 15, 2020 - Aug 17, 2020
#9	-13.14% Aug 14, 2023 - Nov 14, 2023	-8.54% Oct 6, 2020 - Nov 4, 2020
#10	-9.94% Jul 26, 2024 - Sep 19, 2024	-8.52% Sep 16, 2020 - Sep 25, 2020
#11	-9.06% Oct 18, 2024 - Nov 6, 2024	-8.06% Nov 6, 2020 - Nov 13, 2020
#12	-7.90% Sep 30, 2024 - Oct 11, 2024	-7.90% Aug 7, 2018 - Aug 20, 2018
#13	-6.85% Feb 21, 2007 - May 25, 2007	-6.18% Jun 10, 2020 - Jun 16, 2020
#14	-6.48% Dec 28, 2023 - Jan 29, 2024	-5.13% Dec 14, 2020 - Dec 22, 2020
#15	-5.37% May 17, 2018 - Aug 10, 2018	-4.35% Dec 31, 2020 - Jan 7, 2021

Correlation

Correlation between NECB and LPRO is -0.50 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.50

-101