NBTB vs WSBCP

Comparison between NBT Bancorp. Inc (NBTB, Company) and Wesbanco Inc (WSBCP, Company).

Both NBTB and WSBCP are from the Financial Services sector.

5-Year PerformanceNBTB has outperformed WSBCP, delivering a return of +7.1% compared to +3.7%

NBTB vs WSBCP - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	NBTB(COMPANY)	WSBCP(COMPANY)
Market Cap	$2.40B	$2.40B
Max Drawdown	53.69%	38.46%
Sharpe Ratio	0.59	0.41
5Y Beta	0.80	0.02
Industry	Banks - Regional	Banks - Regional
P/E Ratio	14.21	11.65
Forward P/E	13.40	N/A
PEG Ratio	0.82	N/A
Dividend Yield	3.12%	5.92%
5Y Dividends CAGR	11.00%	36.78%
5Y EPS CAGR	3.83%	N/A
Debt to Equity	6.15%	42.44%
Free Cash Flow Yield	10.25%	10.21%
P/S Ratio	3.44	1.84
P/B Ratio	1.25	0.58

Market Cap

Winner

NBTB

$2.40B

WSBCP

$2.40B

Max Drawdown

NBTB

53.69%

Winner

WSBCP

38.46%

Sharpe Ratio

Winner

NBTB

0.59

WSBCP

0.41

5Y Beta

NBTB

0.80

Winner

WSBCP

0.02

Industry

NBTB

Banks - Regional

WSBCP

Banks - Regional

P/E Ratio

NBTB

14.21

Winner

WSBCP

11.65

Forward P/E

NBTB

13.40

WSBCP

N/A

PEG Ratio

NBTB

0.82

WSBCP

N/A

Dividend Yield

NBTB

3.12%

Winner

WSBCP

5.92%

5Y Dividends CAGR

NBTB

11.00%

Winner

WSBCP

36.78%

5Y EPS CAGR

NBTB

3.83%

WSBCP

N/A

Debt to Equity

Winner

NBTB

6.15%

WSBCP

42.44%

Free Cash Flow Yield

Winner

NBTB

10.25%

WSBCP

10.21%

P/S Ratio

NBTB

3.44

Winner

WSBCP

1.84

P/B Ratio

NBTB

1.25

Winner

WSBCP

0.58

NBTB vs WSBCP - Historical Returns

Returns include dividend reinvestment.

Period	NBTB	WSBCP
1 month	+4.62%	+0.00%
3 months	+10.27%	+0.00%
6 months	+12.34%	+0.00%
1 year	+16.98%	+2.82%
5 years(CAGR)	+7.09%	+3.73%
10 years(CAGR)	+7.90%	N/A
Max(CAGR)	+7.19%	+5.73%

Winner

NBTB

+4.62%

WSBCP

+0.00%

Winner

NBTB

+10.27%

WSBCP

+0.00%

Winner

NBTB

+12.34%

WSBCP

+0.00%

Winner

NBTB

+16.98%

WSBCP

+2.82%

5Y(CAGR)

Winner

NBTB

+7.09%

WSBCP

+3.73%

10Y(CAGR)

NBTB

+7.90%

WSBCP

N/A

Max(CAGR)

Winner

NBTB

+7.19%

WSBCP

+5.73%

NBTB vs WSBCP - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	NBTB	WSBCP
2026	+13.47%	+0.00%
2025	-9.02%	+6.19%
2024	+16.83%	+11.76%
2023	+1.26%	+2.19%
2022	+14.32%	-6.62%
2021	+24.84%	+10.63%
2020	-18.41%	+11.83%
2019	+19.24%	N/A
2018	-3.33%	N/A
2017	-10.10%	N/A
2016	+59.90%	N/A
2015	+12.03%	N/A
2014	+6.89%	N/A
2013	+27.49%	N/A
2012	-7.03%	N/A
2011	-7.22%	N/A
2010	+21.06%	N/A
2009	-23.93%	N/A
2008	+30.00%	N/A
2007	-7.39%	N/A
2006	+19.48%	N/A
2005	-11.48%	N/A
2004	+22.65%	N/A
2003	+26.53%	N/A
2002	+27.59%	N/A
2001	+4.37%	N/A
2000	-3.05%	N/A
1999	-15.41%	N/A

NBTB vs WSBCP Drawdown Comparison

The maximum drawdown for NBTB was -52.87%, occurring on Mar 9, 2009. Recovery took 1700 trading sessions.

The maximum drawdown for WSBCP was -32.09%, occurring on May 4, 2023. Recovery took 594 trading sessions.

The current NBTB drawdown is -6.83%.

Rank	NBTB	WSBCP
#1	-52.87% Sep 19, 2008 - Jun 23, 2015	-32.09% Dec 31, 2021 - May 14, 2024
#2	-47.24% Nov 4, 1999 - Jun 29, 2001	-5.68% Oct 29, 2021 - Dec 31, 2021
#3	-37.88% Nov 10, 2022 - Jul 17, 2024	-4.12% Dec 8, 2020 - Mar 25, 2021
#4	-35.11% Dec 20, 2019 - Mar 8, 2021	-3.83% Apr 30, 2021 - Jul 7, 2021
#5	-33.93% Dec 27, 2006 - Aug 1, 2008	-3.14% Jul 30, 2021 - Oct 28, 2021
#6	-33.50% Jun 29, 2001 - Nov 4, 2002	-3.07% Apr 8, 2021 - Apr 30, 2021
#7	-25.67% Dec 16, 2024 - Apr 11, 2025	-2.61% Oct 16, 2020 - Nov 2, 2020
#8	-24.00% Jan 4, 2017 - Jul 24, 2018	-2.25% Aug 1, 2024 - Sep 19, 2024
#9	-23.40% Dec 22, 2004 - Dec 4, 2006	-1.73% Jul 12, 2021 - Jul 30, 2021
#10	-22.00% Mar 12, 2021 - Jan 14, 2022	-1.52% May 14, 2024 - Jul 15, 2024
#11	-21.08% Nov 27, 2015 - Jul 14, 2016	-1.31% Sep 17, 2020 - Sep 25, 2020
#12	-20.87% Jul 26, 2018 - Nov 4, 2019	-1.24% Nov 16, 2020 - Nov 27, 2020
#13	-16.12% Jan 14, 2022 - Aug 12, 2022	-1.13% Sep 2, 2020 - Sep 14, 2020
#14	-13.85% Jul 26, 2024 - Nov 6, 2024	-1.03% Apr 1, 2025 - May 1, 2025
#15	-13.55% Apr 2, 2004 - Sep 9, 2004	-1.00% Nov 5, 2024 - Nov 14, 2024

Correlation

Correlation between NBTB and WSBCP is 0.81 which considered as a strong positive correlation - the stocks tend to move together.

0.81

-101

Dividend Comparison (1999 - 2026)

NBTB vs WSBCP dividend yield comparison.

Year	NBTB	WSBCP
2026	1.59%	0.00%
2025	3.42%	6.75%
2024	2.76%	6.72%
2023	2.96%	7.05%
2022	2.67%	6.72%
2021	2.86%	5.82%
2020	3.36%	1.57%
2019	2.59%	0.00%
2018	2.86%	0.00%
2017	2.50%	0.00%
2016	2.15%	0.00%
2015	3.12%	0.00%
2014	3.20%	0.00%
2013	3.13%	0.00%
2012	3.95%	0.00%
2011	3.62%	0.00%
2010	3.31%	0.00%
2009	3.93%	0.00%
2008	2.86%	0.00%
2007	3.46%	0.00%
2006	2.98%	0.00%
2005	3.52%	0.00%
2004	2.88%	0.00%
2003	3.17%	0.00%
2002	3.98%	0.00%
2001	4.69%	0.00%
2000	4.65%	0.00%
1999	1.10%	0.00%