NAVI vs CUBB

Comparison between Navient Corp (NAVI, Company) and Customers Bancorp Inc (CUBB, Company).

5-Year PerformanceCUBB has outperformed NAVI, delivering a return of +2.3% compared to -11.7%

NAVI vs CUBB - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	NAVI(COMPANY)	CUBB(COMPANY)
Market Cap	$751M	$750M
Max Drawdown	77.85%	48.24%
Sharpe Ratio	-1.04	0.77
5Y Beta	1.00	0.08
Industry	Credit Services	N/A
P/E Ratio	-13.66	2.65
Forward P/E	10.34	N/A
PEG Ratio	0.14	0.03
Dividend Yield	8.11%	6.75%
5Y Dividends CAGR	9.66%	-4.31%
5Y EPS CAGR	N/A	9.91%
Debt to Equity	1896.17%	3.26%
Free Cash Flow Yield	43.04%	56.35%
P/S Ratio	2.27	N/A
P/B Ratio	0.32	N/A

Market Cap

Winner

NAVI

$751M

CUBB

$750M

Max Drawdown

NAVI

77.85%

Winner

CUBB

48.24%

Sharpe Ratio

NAVI

-1.04

Winner

CUBB

0.77

5Y Beta

NAVI

1.00

Winner

CUBB

0.08

Industry

NAVI

Credit Services

CUBB

N/A

P/E Ratio

Winner

NAVI

-13.66

CUBB

2.65

Forward P/E

NAVI

10.34

CUBB

N/A

PEG Ratio

NAVI

0.14

Winner

CUBB

0.03

Dividend Yield

Winner

NAVI

8.11%

CUBB

6.75%

5Y Dividends CAGR

Winner

NAVI

9.66%

CUBB

-4.31%

5Y EPS CAGR

NAVI

N/A

CUBB

9.91%

Debt to Equity

NAVI

1896.17%

Winner

CUBB

3.26%

Free Cash Flow Yield

NAVI

43.04%

Winner

CUBB

56.35%

P/S Ratio

NAVI

2.27

CUBB

N/A

P/B Ratio

NAVI

0.32

CUBB

N/A

NAVI vs CUBB - Historical Returns

Returns include dividend reinvestment.

Period	NAVI	CUBB
1 month	+2.36%	-4.00%
3 months	+5.66%	-2.32%
6 months	-31.87%	+2.24%
1 year	-34.98%	+14.21%
5 years(CAGR)	-11.73%	+2.31%
10 years(CAGR)	+0.52%	N/A
Max(CAGR)	-1.16%	+4.19%

Winner

NAVI

+2.36%

CUBB

-4.00%

Winner

NAVI

+5.66%

CUBB

-2.32%

NAVI

-31.87%

Winner

CUBB

+2.24%

NAVI

-34.98%

Winner

CUBB

+14.21%

5Y(CAGR)

NAVI

-11.73%

Winner

CUBB

+2.31%

10Y(CAGR)

NAVI

+0.52%

CUBB

N/A

Max(CAGR)

NAVI

-1.16%

Winner

CUBB

+4.19%

NAVI vs CUBB - Annual Returns (2014 - 2026)

Returns include dividend reinvestment.

Year	NAVI	CUBB
2026	-32.08%	-1.53%
2025	+4.38%	+18.45%
2024	-25.09%	+5.73%
2023	+16.94%	+2.28%
2022	-20.34%	-19.06%
2021	+120.66%	+9.68%
2020	-22.98%	+9.32%
2019	+54.65%	+0.76%
2018	-32.03%	N/A
2017	-16.08%	N/A
2016	+49.68%	N/A
2015	-45.25%	N/A
2014	+30.43%	N/A

NAVI vs CUBB Drawdown Comparison

The maximum drawdown for NAVI was -71.57%, occurring on Mar 18, 2020. Recovery took 1598 trading sessions.

The maximum drawdown for CUBB was -44.38%, occurring on Mar 18, 2020. Recovery took 180 trading sessions.

The current NAVI drawdown is -56.04%. The current CUBB drawdown is -7.74%.

Rank	NAVI	CUBB
#1	-71.57% Dec 22, 2014 - Apr 29, 2021	-44.38% Feb 6, 2020 - Oct 22, 2020
#2	-61.60% Sep 17, 2021 - Jun 3, 2026	-42.57% Aug 30, 2021 - Dec 15, 2025
#3	-8.30% Jun 16, 2021 - Jul 12, 2021	-8.38% Feb 27, 2026 - Jun 10, 2026
#4	-7.76% May 1, 2014 - Jun 11, 2014	-4.55% Oct 22, 2020 - Nov 2, 2020
#5	-6.33% Jul 14, 2014 - Sep 18, 2014	-3.19% Mar 3, 2021 - Apr 7, 2021
#6	-4.84% May 7, 2021 - May 17, 2021	-3.17% Dec 29, 2020 - Feb 19, 2021
#7	-4.38% Sep 24, 2014 - Oct 17, 2014	-3.02% Aug 4, 2021 - Aug 25, 2021
#8	-3.81% Jul 12, 2021 - Jul 21, 2021	-1.99% Feb 18, 2026 - Feb 25, 2026
#9	-3.50% Jul 21, 2021 - Aug 2, 2021	-1.97% Jul 14, 2021 - Jul 26, 2021
#10	-3.07% Dec 9, 2014 - Dec 18, 2014	-1.82% Dec 17, 2020 - Dec 29, 2020
#11	-2.70% Nov 3, 2014 - Nov 6, 2014	-1.74% Dec 9, 2020 - Dec 17, 2020
#12	-2.59% Apr 17, 2014 - May 1, 2014	-1.55% Nov 18, 2020 - Dec 9, 2020
#13	-2.00% Sep 13, 2021 - Sep 17, 2021	-1.54% May 28, 2021 - Jun 25, 2021
#14	-1.91% Apr 29, 2021 - May 6, 2021	-1.44% Apr 7, 2021 - Apr 26, 2021
#15	-1.83% May 24, 2021 - May 26, 2021	-1.21% Apr 26, 2021 - May 6, 2021

Correlation

Correlation between NAVI and CUBB is 0.13 which considered as a very weak or no correlation - the stocks move independently of each other.

0.13

-101

Dividend Comparison (2014 - 2026)

NAVI vs CUBB dividend yield comparison.

Year	NAVI	CUBB
2026	8.72%	1.55%
2025	4.92%	6.05%
2024	4.82%	6.92%
2023	3.44%	6.93%
2022	3.89%	6.52%
2021	3.02%	5.00%
2020	6.52%	6.86%
2019	4.68%	0.00%
2018	7.26%	0.00%
2017	4.80%	0.00%
2016	3.90%	0.00%
2015	5.59%	0.00%
2014	2.08%	0.00%