NAVI vs CGBD

Comparison between Navient Corp (NAVI, Company) and Carlyle Secured Lending Inc (CGBD, Company).

Both NAVI and CGBD are from the Financial Services sector.

5-Year PerformanceCGBD has outperformed NAVI, delivering a return of +8.0% compared to -10.5%

NAVI vs CGBD - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	NAVI(COMPANY)	CGBD(COMPANY)
Market Cap	$769M	$769M
Max Drawdown	77.85%	78.14%
Sharpe Ratio	-0.85	-0.55
5Y Beta	1.00	0.62
Industry	Credit Services	Asset Management
P/E Ratio	-13.99	15.41
Forward P/E	10.35	7.87
Dividend Yield	7.77%	14.70%
5Y Dividends CAGR	9.66%	1.71%
Debt to Equity	1896.17%	123.55%
Free Cash Flow Yield	42.03%	-17.93%

Market Cap

NAVI

$769M

Winner

CGBD

$769M

Max Drawdown

Winner

NAVI

77.85%

CGBD

78.14%

Sharpe Ratio

NAVI

-0.85

Winner

CGBD

-0.55

5Y Beta

NAVI

1.00

Winner

CGBD

0.62

Industry

NAVI

Credit Services

CGBD

Asset Management

P/E Ratio

Winner

NAVI

-13.99

CGBD

15.41

Forward P/E

NAVI

10.35

Winner

CGBD

7.87

Dividend Yield

NAVI

7.77%

Winner

CGBD

14.70%

5Y Dividends CAGR

Winner

NAVI

9.66%

CGBD

1.71%

Debt to Equity

NAVI

1896.17%

Winner

CGBD

123.55%

Free Cash Flow Yield

Winner

NAVI

42.03%

CGBD

-17.93%

NAVI vs CGBD - Historical Returns

Returns include dividend reinvestment.

Period	NAVI	CGBD
1 month	+3.52%	+0.27%
3 months	+6.59%	+1.98%
6 months	-33.65%	-8.49%
1 year	-32.67%	-10.74%
5 years(CAGR)	-10.46%	+7.95%
10 years(CAGR)	+1.18%	+6.75%
Max(CAGR)	-1.04%	+6.75%

Winner

NAVI

+3.52%

CGBD

+0.27%

Winner

NAVI

+6.59%

CGBD

+1.98%

NAVI

-33.65%

Winner

CGBD

-8.49%

NAVI

-32.67%

Winner

CGBD

-10.74%

5Y(CAGR)

NAVI

-10.46%

Winner

CGBD

+7.95%

10Y(CAGR)

NAVI

+1.18%

Winner

CGBD

+6.75%

Max(CAGR)

NAVI

-1.04%

Winner

CGBD

+6.75%

NAVI vs CGBD - Annual Returns (2014 - 2026)

Returns include dividend reinvestment.

Year	NAVI	CGBD
2026	-31.06%	-9.56%
2025	+4.38%	-22.30%
2024	-25.09%	+33.98%
2023	+16.94%	+15.85%
2022	-20.34%	+17.64%
2021	+120.66%	+49.86%
2020	-22.98%	-8.93%
2019	+54.65%	+17.77%
2018	-32.03%	-25.29%
2017	-16.08%	+18.03%
2016	+49.68%	N/A
2015	-45.25%	N/A
2014	+30.43%	N/A

NAVI vs CGBD Drawdown Comparison

The maximum drawdown for NAVI was -71.57%, occurring on Mar 18, 2020. Recovery took 1598 trading sessions.

The maximum drawdown for CGBD was -71.12%, occurring on Mar 23, 2020. Recovery took 804 trading sessions.

The current NAVI drawdown is -55.38%. The current CGBD drawdown is -31.14%.

Rank	NAVI	CGBD
#1	-71.57% Dec 22, 2014 - Apr 29, 2021	-71.12% Dec 29, 2017 - Mar 12, 2021
#2	-61.60% Sep 17, 2021 - Jun 3, 2026	-35.08% Jan 31, 2025 - Mar 16, 2026
#3	-8.30% Jun 16, 2021 - Jul 12, 2021	-18.93% Aug 12, 2022 - Nov 15, 2022
#4	-7.76% May 1, 2014 - Jun 11, 2014	-17.72% Apr 19, 2022 - Aug 11, 2022
#5	-6.33% Jul 14, 2014 - Sep 18, 2014	-13.98% Feb 24, 2023 - Jul 7, 2023
#6	-4.84% May 7, 2021 - May 17, 2021	-12.77% Jul 28, 2023 - Dec 13, 2023
#7	-4.38% Sep 24, 2014 - Oct 17, 2014	-12.20% Jul 16, 2024 - Dec 11, 2024
#8	-3.81% Jul 12, 2021 - Jul 21, 2021	-9.75% Oct 3, 2017 - Dec 27, 2017
#9	-3.50% Jul 21, 2021 - Aug 2, 2021	-7.87% Apr 29, 2021 - Aug 4, 2021
#10	-3.07% Dec 9, 2014 - Dec 18, 2014	-5.55% Jan 8, 2024 - Feb 27, 2024
#11	-2.70% Nov 3, 2014 - Nov 6, 2014	-5.32% Aug 12, 2021 - Oct 19, 2021
#12	-2.59% Apr 17, 2014 - May 1, 2014	-4.84% Nov 5, 2021 - Jan 4, 2022
#13	-2.00% Sep 13, 2021 - Sep 17, 2021	-4.47% Jan 12, 2022 - Mar 2, 2022
#14	-1.91% Apr 29, 2021 - May 6, 2021	-3.91% Mar 2, 2022 - Mar 17, 2022
#15	-1.83% May 24, 2021 - May 26, 2021	-3.68% Jan 3, 2025 - Jan 16, 2025

Correlation

Correlation between NAVI and CGBD is 0.61 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.61

-101

Dividend Comparison (2014 - 2026)

NAVI vs CGBD dividend yield comparison.

Year	NAVI	CGBD
2026	8.59%	3.65%
2025	4.92%	13.21%
2024	4.82%	10.43%
2023	3.44%	11.76%
2022	3.89%	11.46%
2021	3.02%	10.92%
2020	6.52%	14.33%
2019	4.68%	13.00%
2018	7.26%	13.55%
2017	4.80%	6.09%
2016	3.90%	0.00%
2015	5.59%	0.00%
2014	2.08%	0.00%