MTH vs ENVA

Comparison between Meritage Homes Corp (MTH, Company) and Enova International Inc (ENVA, Company).

MTH is from the Consumer Cyclical sector, while ENVA is from the Financial Services sector.

5-Year PerformanceENVA has outperformed MTH, delivering a return of +43.7% compared to +11.5%

MTH vs ENVA - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	MTH(COMPANY)	ENVA(COMPANY)
Market Cap	$5.05B	$5.05B
Max Drawdown	93.22%	81.56%
Sharpe Ratio	0.59	2.07
5Y Beta	0.88	1.34
Industry	Residential Construction	Credit Services
P/E Ratio	13.68	15.44
Forward P/E	12.48	12.58
PEG Ratio	0.54	0.34
Dividend Yield	2.34%	N/A
5Y EPS CAGR	-2.95%	-0.17%
Debt to Equity	0.00%	344.74%
Free Cash Flow Yield	4.71%	37.69%
P/S Ratio	0.90	3.19
P/B Ratio	0.99	3.60

Market Cap

Winner

MTH

$5.05B

ENVA

$5.05B

Max Drawdown

MTH

93.22%

Winner

ENVA

81.56%

Sharpe Ratio

MTH

0.59

Winner

ENVA

2.07

5Y Beta

Winner

MTH

0.88

ENVA

1.34

Industry

MTH

Residential Construction

ENVA

Credit Services

P/E Ratio

Winner

MTH

13.68

ENVA

15.44

Forward P/E

Winner

MTH

12.48

ENVA

12.58

PEG Ratio

MTH

0.54

Winner

ENVA

0.34

Dividend Yield

MTH

2.34%

ENVA

N/A

5Y EPS CAGR

MTH

-2.95%

Winner

ENVA

-0.17%

Debt to Equity

Winner

MTH

0.00%

ENVA

344.74%

Free Cash Flow Yield

MTH

4.71%

Winner

ENVA

37.69%

P/S Ratio

Winner

MTH

0.90

ENVA

3.19

P/B Ratio

Winner

MTH

0.99

ENVA

3.60

MTH vs ENVA - Historical Returns

Returns include dividend reinvestment.

Period	MTH	ENVA
1 month	+18.46%	+33.95%
3 months	+24.04%	+53.63%
6 months	+16.68%	+29.33%
1 year	+15.87%	+111.46%
5 years(CAGR)	+11.53%	+43.69%
10 years(CAGR)	+15.65%	+39.84%
Max(CAGR)	+16.93%	+19.40%

MTH

+18.46%

Winner

ENVA

+33.95%

MTH

+24.04%

Winner

ENVA

+53.63%

MTH

+16.68%

Winner

ENVA

+29.33%

MTH

+15.87%

Winner

ENVA

+111.46%

5Y(CAGR)

MTH

+11.53%

Winner

ENVA

+43.69%

10Y(CAGR)

MTH

+15.65%

Winner

ENVA

+39.84%

Max(CAGR)

MTH

+16.93%

Winner

ENVA

+19.40%

MTH vs ENVA - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	MTH	ENVA
2026	+15.74%	+30.27%
2025	-11.27%	+63.51%
2024	-8.31%	+73.79%
2023	+88.24%	+43.31%
2022	-22.28%	-7.39%
2021	+48.67%	+77.62%
2020	+34.69%	+2.61%
2019	+62.18%	+20.24%
2018	-30.06%	+24.35%
2017	+44.43%	+14.72%
2016	+5.84%	+90.15%
2015	-4.71%	-71.03%
2014	-23.73%	-17.40%
2013	+25.83%	N/A
2012	+57.06%	N/A
2011	+0.96%	N/A
2010	+11.90%	N/A
2009	+60.95%	N/A
2008	-11.10%	N/A
2007	-67.66%	N/A
2006	-24.89%	N/A
2005	+12.52%	N/A
2004	+73.46%	N/A
2003	+87.63%	N/A
2002	+31.75%	N/A
2001	+40.55%	N/A
2000	+263.40%	N/A
1999	+8.74%	N/A

MTH vs ENVA Drawdown Comparison

The maximum drawdown for MTH was -93.22%, occurring on Nov 21, 2008. Recovery took 3772 trading sessions.

The maximum drawdown for ENVA was -81.56%, occurring on Jan 19, 2016. Recovery took 868 trading sessions.

The current MTH drawdown is -26.13%.

Rank	MTH	ENVA
#1	-93.22% Aug 1, 2005 - Jul 27, 2020	-81.56% Nov 13, 2014 - Apr 27, 2018
#2	-51.15% Jul 19, 2001 - Feb 27, 2002	-77.57% Jul 19, 2018 - Mar 10, 2021
#3	-46.77% Dec 31, 2021 - Apr 17, 2023	-42.84% Feb 10, 2022 - Feb 2, 2023
#4	-44.56% Feb 6, 2001 - May 8, 2001	-37.01% Jul 18, 2023 - Jan 25, 2024
#5	-42.95% Sep 19, 2024 - Mar 20, 2026	-26.25% Feb 6, 2025 - Jul 10, 2025
#6	-41.25% Apr 25, 2002 - May 30, 2003	-24.78% Mar 12, 2021 - Nov 5, 2021
#7	-30.30% Oct 2, 2020 - May 7, 2021	-24.75% Feb 2, 2026 - Apr 27, 2026
#8	-30.12% Nov 6, 2000 - Dec 11, 2000	-21.84% Feb 3, 2023 - Jun 29, 2023
#9	-26.86% Jul 28, 2023 - Dec 6, 2023	-18.31% Sep 22, 2025 - Nov 5, 2025
#10	-26.64% Jan 11, 2001 - Feb 6, 2001	-14.51% Jul 23, 2025 - Aug 26, 2025
#11	-25.39% May 15, 2001 - Jul 17, 2001	-13.97% Nov 12, 2021 - Jan 12, 2022
#12	-25.26% May 10, 2021 - Nov 17, 2021	-13.87% Jul 31, 2024 - Oct 16, 2024
#13	-24.28% Feb 25, 2005 - Jun 1, 2005	-12.17% Jan 14, 2022 - Feb 7, 2022
#14	-23.17% Mar 5, 2004 - Sep 22, 2004	-11.60% Nov 25, 2024 - Jan 17, 2025
#15	-20.06% Jun 17, 2003 - Oct 8, 2003	-10.29% Apr 23, 2024 - Jul 11, 2024