MTB vs RYAAY

Comparison between M & T Bank Corp (MTB, Company) and Ryanair Holdings Plc (RYAAY, Company).

MTB is from the Financial Services sector, while RYAAY is from the Industrials sector.

5-Year PerformanceMTB has outperformed RYAAY, delivering a return of +10.2% compared to +5.7%

MTB vs RYAAY - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	MTB(COMPANY)	RYAAY(COMPANY)
Market Cap	$32B	$32B
Max Drawdown	75.55%	67.68%
Sharpe Ratio	1.05	0.19
5Y Beta	0.90	0.84
Industry	Banks - Regional	Airlines
P/E Ratio	12.23	12.84
Forward P/E	11.89	13.21
PEG Ratio	0.96	0.25
Dividend Yield	2.64%	1.73%
5Y Dividends CAGR	10.81%	N/A
5Y EPS CAGR	4.55%	N/A
Debt to Equity	68.02%	14.77%
Free Cash Flow Yield	10.53%	6.61%
P/S Ratio	3.38	2.04
P/B Ratio	1.23	2.70

Market Cap

Winner

MTB

$32B

RYAAY

$32B

Max Drawdown

MTB

75.55%

Winner

RYAAY

67.68%

Sharpe Ratio

Winner

MTB

1.05

RYAAY

0.19

5Y Beta

MTB

0.90

Winner

RYAAY

0.84

Industry

MTB

Banks - Regional

RYAAY

Airlines

P/E Ratio

Winner

MTB

12.23

RYAAY

12.84

Forward P/E

Winner

MTB

11.89

RYAAY

13.21

PEG Ratio

MTB

0.96

Winner

RYAAY

0.25

Dividend Yield

Winner

MTB

2.64%

RYAAY

1.73%

5Y Dividends CAGR

MTB

10.81%

RYAAY

N/A

5Y EPS CAGR

MTB

4.55%

RYAAY

N/A

Debt to Equity

MTB

68.02%

Winner

RYAAY

14.77%

Free Cash Flow Yield

Winner

MTB

10.53%

RYAAY

6.61%

P/S Ratio

MTB

3.38

Winner

RYAAY

2.04

P/B Ratio

Winner

MTB

1.23

RYAAY

2.70

MTB vs RYAAY - Historical Returns

Returns include dividend reinvestment.

Period	MTB	RYAAY
1 month	+3.98%	+4.68%
3 months	+3.73%	-7.87%
6 months	+15.62%	-13.22%
1 year	+27.33%	+3.60%
5 years(CAGR)	+10.18%	+5.66%
10 years(CAGR)	+9.51%	+5.64%
Max(CAGR)	+8.64%	+14.61%

MTB

+3.98%

Winner

RYAAY

+4.68%

Winner

MTB

+3.73%

RYAAY

-7.87%

Winner

MTB

+15.62%

RYAAY

-13.22%

Winner

MTB

+27.33%

RYAAY

+3.60%

5Y(CAGR)

Winner

MTB

+10.18%

RYAAY

+5.66%

10Y(CAGR)

Winner

MTB

+9.51%

RYAAY

+5.64%

Max(CAGR)

MTB

+8.64%

Winner

RYAAY

+14.61%

MTB vs RYAAY - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	MTB	RYAAY
2026	+10.56%	-20.88%
2025	+10.48%	+71.67%
2024	+39.71%	-13.57%
2023	-1.61%	+78.96%
2022	-5.85%	-29.76%
2021	+24.76%	-2.85%
2020	-22.69%	+23.21%
2019	+20.18%	+21.87%
2018	-14.69%	-32.22%
2017	+11.15%	+30.78%
2016	+36.28%	-1.63%
2015	-1.12%	+29.62%
2014	+11.72%	+51.67%
2013	+18.22%	+35.56%
2012	+30.33%	+31.65%
2011	-10.03%	-10.48%
2010	+34.50%	+23.29%
2009	+23.24%	-12.21%
2008	-25.55%	-22.80%
2007	-31.82%	-7.77%
2006	+12.19%	+44.89%
2005	+4.73%	+35.27%
2004	+12.23%	-20.77%
2003	+22.06%	+26.34%
2002	+10.99%	+23.73%
2001	+13.92%	+18.84%
2000	+69.50%	+104.14%
1999	-16.09%	+37.82%

MTB vs RYAAY Drawdown Comparison

The maximum drawdown for MTB was -73.52%, occurring on Mar 5, 2009. Recovery took 1428 trading sessions.

The maximum drawdown for RYAAY was -67.68%, occurring on Oct 9, 2008. Recovery took 1458 trading sessions.

The current MTB drawdown is -5.22%. The current RYAAY drawdown is -22.30%.

Rank	MTB	RYAAY
#1	-73.52% Feb 20, 2007 - Oct 17, 2012	-67.68% Apr 25, 2007 - Feb 7, 2013
#2	-52.97% Mar 9, 2018 - Jan 7, 2022	-62.50% Nov 29, 2017 - Dec 13, 2023
#3	-40.69% Sep 12, 2022 - Sep 19, 2024	-54.80% Jan 16, 2004 - Sep 12, 2006
#4	-28.19% Nov 25, 2024 - Jan 8, 2026	-40.38% Feb 1, 2001 - Nov 13, 2001
#5	-26.75% Nov 2, 1999 - Aug 4, 2000	-36.05% Apr 8, 2024 - Jun 10, 2025
#6	-23.95% May 17, 2002 - May 30, 2003	-28.38% Nov 22, 2002 - Oct 10, 2003
#7	-23.47% Jul 22, 2015 - Nov 9, 2016	-27.42% Mar 10, 2000 - Nov 16, 2000
#8	-19.77% Jul 20, 2001 - Mar 14, 2002	-27.40% Jan 5, 2026 - May 4, 2026
#9	-18.02% Feb 16, 2022 - Aug 10, 2022	-23.76% Dec 29, 2015 - Apr 11, 2017
#10	-16.99% Feb 6, 2026 - Mar 19, 2026	-22.79% Jun 11, 2002 - Oct 31, 2002
#11	-16.08% Mar 1, 2017 - Dec 1, 2017	-19.50% Aug 2, 2013 - Feb 14, 2014
#12	-15.04% Dec 30, 2003 - Aug 18, 2004	-18.13% Mar 5, 2002 - Jun 10, 2002
#13	-13.61% Jan 14, 2022 - Feb 16, 2022	-17.09% Apr 2, 2014 - Nov 4, 2014
#14	-12.43% Mar 7, 2001 - Mar 30, 2001	-16.53% Aug 22, 2025 - Nov 25, 2025
#15	-12.30% Dec 5, 2014 - Mar 20, 2015	-15.45% Aug 16, 2017 - Nov 21, 2017

Correlation

Correlation between MTB and RYAAY is 0.93 which considered as a very strong positive correlation - the stocks move almost identically together.

0.93

-101

Dividend Comparison (1999 - 2026)

MTB vs RYAAY dividend yield comparison.

Year	MTB	RYAAY
2026	1.35%	0.80%
2025	3.24%	1.39%
2024	2.85%	2.65%
2023	3.79%	0.00%
2022	3.31%	0.00%
2021	2.93%	0.00%
2020	3.46%	0.00%
2019	2.42%	0.00%
2018	2.48%	0.00%
2017	1.75%	0.00%
2016	1.79%	0.00%
2015	2.31%	6.27%
2014	2.23%	0.00%
2013	2.41%	0.00%
2012	2.84%	6.44%
2011	3.67%	0.00%
2010	3.22%	11.37%
2009	4.19%	0.00%
2008	4.88%	0.00%
2007	3.19%	0.00%
2006	1.84%	0.00%
2005	1.60%	0.00%
2004	1.48%	0.00%
2003	1.22%	0.00%
2002	1.32%	0.00%
2001	1.37%	0.00%
2000	0.92%	0.00%
1999	0.30%	0.00%