MSBIP vs FFIC

Comparison between Midland States Bancorp Inc (MSBIP, Company) and Flushing Financial Corp (FFIC, Company).

Both MSBIP and FFIC are from the Financial Services sector.

MSBIP vs FFIC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	MSBIP(COMPANY)	FFIC(COMPANY)
Market Cap	$523M	$524M
Max Drawdown	28.54%	80.88%
Sharpe Ratio	1.02	1.07
5Y Beta	0.11	N/A
Industry	Banks - Regional	Banks - Regional
P/E Ratio	15.14	15.15
Forward P/E	N/A	10.31
Dividend Yield	5.05%	5.69%
5Y Dividends CAGR	N/A	5.54%
5Y EPS CAGR	-1.10%	-3.47%
Debt to Equity	27.45%	0.00%
Free Cash Flow Yield	21.75%	7.82%

Market Cap

MSBIP

$523M

Winner

FFIC

$524M

Max Drawdown

Winner

MSBIP

28.54%

FFIC

80.88%

Sharpe Ratio

MSBIP

1.02

Winner

FFIC

1.07

5Y Beta

MSBIP

0.11

FFIC

N/A

Industry

MSBIP

Banks - Regional

FFIC

Banks - Regional

P/E Ratio

Winner

MSBIP

15.14

FFIC

15.15

Forward P/E

MSBIP

N/A

FFIC

10.31

Dividend Yield

MSBIP

5.05%

Winner

FFIC

5.69%

5Y Dividends CAGR

MSBIP

N/A

FFIC

5.54%

5Y EPS CAGR

Winner

MSBIP

-1.10%

FFIC

-3.47%

Debt to Equity

MSBIP

27.45%

Winner

FFIC

0.00%

Free Cash Flow Yield

Winner

MSBIP

21.75%

FFIC

7.82%

MSBIP vs FFIC - Historical Returns

Returns include dividend reinvestment.

Period	MSBIP	FFIC
1 month	-0.87%	-4.15%
3 months	+1.42%	+0.28%
6 months	+3.39%	-1.97%
1 year	+14.36%	+40.21%
5 years(CAGR)	N/A	-2.77%
10 years(CAGR)	N/A	+1.61%
Max(CAGR)	+7.89%	+6.92%

Winner

MSBIP

-0.87%

FFIC

-4.15%

Winner

MSBIP

+1.42%

FFIC

+0.28%

Winner

MSBIP

+3.39%

FFIC

-1.97%

MSBIP

+14.36%

Winner

FFIC

+40.21%

5Y(CAGR)

MSBIP

N/A

FFIC

-2.77%

10Y(CAGR)

MSBIP

N/A

FFIC

+1.61%

Max(CAGR)

Winner

MSBIP

+7.89%

FFIC

+6.92%

MSBIP vs FFIC - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	MSBIP	FFIC
2026	+3.97%	+5.11%
2025	+7.57%	+15.77%
2024	+11.68%	-8.26%
2023	+2.32%	-10.10%
2022	+5.70%	-18.57%
2021	N/A	+55.16%
2020	N/A	-17.33%
2019	N/A	+2.44%
2018	N/A	-20.41%
2017	N/A	-5.17%
2016	N/A	+45.93%
2015	N/A	+11.59%
2014	N/A	+2.95%
2013	N/A	+35.92%
2012	N/A	+24.11%
2011	N/A	-8.78%
2010	N/A	+22.51%
2009	N/A	+2.99%
2008	N/A	-20.54%
2007	N/A	-3.58%
2006	N/A	+14.59%
2005	N/A	-21.18%
2004	N/A	+15.35%
2003	N/A	+67.44%
2002	N/A	-2.22%
2001	N/A	+60.38%
2000	N/A	+24.44%
1999	N/A	-5.49%

MSBIP vs FFIC Drawdown Comparison

The maximum drawdown for MSBIP was -27.09%, occurring on May 9, 2023. Recovery took 212 trading sessions.

The maximum drawdown for FFIC was -79.11%, occurring on Mar 9, 2009. Recovery took 1131 trading sessions.

The current MSBIP drawdown is -1.45%. The current FFIC drawdown is -23.42%.

Rank	MSBIP	FFIC
#1	-27.09% Feb 23, 2023 - Dec 27, 2023	-79.11% Sep 19, 2008 - Mar 20, 2013
#2	-9.97% Dec 31, 2024 - Aug 13, 2025	-67.05% Oct 20, 2017 - May 14, 2020
#3	-7.21% Aug 13, 2025 - Sep 16, 2025	-33.46% Nov 29, 2004 - Apr 28, 2008
#4	-5.53% Jan 25, 2024 - Mar 14, 2024	-27.09% Jul 9, 2002 - May 27, 2003
#5	-4.85% Sep 29, 2025 - Dec 9, 2025	-25.41% Dec 20, 1999 - Dec 28, 2000
#6	-4.44% Nov 11, 2022 - Dec 14, 2022	-22.48% Jun 5, 2008 - Sep 19, 2008
#7	-3.88% Sep 1, 2022 - Nov 11, 2022	-18.21% Oct 15, 2001 - May 2, 2002
#8	-3.08% Feb 13, 2026 - Apr 15, 2026	-16.96% Jan 4, 2017 - Apr 26, 2017
#9	-3.03% Dec 14, 2022 - Feb 2, 2023	-16.01% Aug 16, 2001 - Oct 3, 2001
#10	-2.80% Dec 27, 2023 - Jan 19, 2024	-15.36% Dec 1, 2015 - Jul 27, 2016
#11	-2.46% Jul 15, 2024 - Aug 29, 2024	-15.25% Apr 2, 2014 - Jun 19, 2015
#12	-2.26% Nov 29, 2024 - Dec 26, 2024	-13.72% Mar 8, 2004 - Sep 30, 2004
#13	-2.16% Jun 18, 2026 - Jun 30, 2026	-12.85% May 23, 2002 - Jul 8, 2002
#14	-1.98% Apr 5, 2024 - Jun 26, 2024	-12.60% Apr 26, 2017 - Oct 2, 2017
#15	-1.81% Mar 21, 2024 - Apr 4, 2024	-11.87% Jun 25, 2015 - Oct 28, 2015

Correlation

Correlation between MSBIP and FFIC is 0.38 which considered as a weak positive correlation - the stocks show a slight tendency to move together.

0.38

-101

Dividend Comparison (1999 - 2026)

MSBIP vs FFIC dividend yield comparison.

Year	MSBIP	FFIC
2026	3.86%	2.84%
2025	7.74%	5.80%
2024	7.57%	6.16%
2023	7.97%	5.34%
2022	2.65%	4.54%
2021	0.00%	3.46%
2020	0.00%	5.05%
2019	0.00%	3.89%
2018	0.00%	3.72%
2017	0.00%	2.62%
2016	0.00%	2.31%
2015	0.00%	2.96%
2014	0.00%	2.96%
2013	0.00%	2.51%
2012	0.00%	3.39%
2011	0.00%	4.12%
2010	0.00%	3.71%
2009	0.00%	4.62%
2008	0.00%	4.35%
2007	0.00%	2.99%
2006	0.00%	2.58%
2005	0.00%	2.57%
2004	0.00%	1.74%
2003	0.00%	1.53%
2002	0.00%	2.20%
2001	0.00%	1.72%
2000	0.00%	2.23%
1999	0.00%	0.54%