MSBIP vs HONE

Comparison between Midland States Bancorp Inc (MSBIP, Company) and HarborOne Bancorp Inc (HONE, Company).

Both MSBIP and HONE are from the Financial Services sector.

MSBIP vs HONE - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	MSBIP(COMPANY)	HONE(COMPANY)
Market Cap	$522M	$521M
Max Drawdown	28.54%	49.48%
Sharpe Ratio	1.20	0.82
5Y Beta	0.11	0.76
Industry	Banks - Regional	Banks - Regional
P/E Ratio	15.10	19.97
Forward P/E	N/A	14.99
PEG Ratio	N/A	0.28
Dividend Yield	5.04%	2.76%
5Y Dividends CAGR	N/A	70.32%
5Y EPS CAGR	-1.10%	5.30%
Debt to Equity	27.45%	109.57%
Free Cash Flow Yield	21.81%	8.74%
P/S Ratio	N/A	3.17
P/B Ratio	N/A	0.90

Market Cap

Winner

MSBIP

$522M

HONE

$521M

Max Drawdown

Winner

MSBIP

28.54%

HONE

49.48%

Sharpe Ratio

Winner

MSBIP

1.20

HONE

0.82

5Y Beta

Winner

MSBIP

0.11

HONE

0.76

Industry

MSBIP

Banks - Regional

HONE

Banks - Regional

P/E Ratio

Winner

MSBIP

15.10

HONE

19.97

Forward P/E

MSBIP

N/A

HONE

14.99

PEG Ratio

MSBIP

N/A

HONE

0.28

Dividend Yield

Winner

MSBIP

5.04%

HONE

2.76%

5Y Dividends CAGR

MSBIP

N/A

HONE

70.32%

5Y EPS CAGR

MSBIP

-1.10%

Winner

HONE

5.30%

Debt to Equity

Winner

MSBIP

27.45%

HONE

109.57%

Free Cash Flow Yield

Winner

MSBIP

21.81%

HONE

8.74%

P/S Ratio

MSBIP

N/A

HONE

3.17

P/B Ratio

MSBIP

N/A

HONE

0.90

MSBIP vs HONE - Historical Returns

Returns include dividend reinvestment.

Period	MSBIP	HONE
1 month	-0.51%	+0.00%
3 months	+1.79%	+0.00%
6 months	+4.38%	+0.00%
1 year	+13.91%	-0.61%
5 years(CAGR)	N/A	-1.00%
10 years(CAGR)	N/A	+6.54%
Max(CAGR)	+8.00%	+6.62%

MSBIP

-0.51%

Winner

HONE

+0.00%

Winner

MSBIP

+1.79%

HONE

+0.00%

Winner

MSBIP

+4.38%

HONE

+0.00%

Winner

MSBIP

+13.91%

HONE

-0.61%

5Y(CAGR)

MSBIP

N/A

HONE

-1.00%

10Y(CAGR)

MSBIP

N/A

HONE

+6.54%

Max(CAGR)

Winner

MSBIP

+8.00%

HONE

+6.62%

MSBIP vs HONE - Annual Returns (2016 - 2026)

Returns include dividend reinvestment.

Year	MSBIP	HONE
2026	+4.34%	+0.00%
2025	+7.57%	+5.90%
2024	+11.68%	+0.12%
2023	+2.32%	-12.18%
2022	+5.70%	-4.61%
2021	N/A	+38.76%
2020	N/A	-0.15%
2019	N/A	+22.68%
2018	N/A	-16.41%
2017	N/A	-2.19%
2016	N/A	+49.69%

MSBIP vs HONE Drawdown Comparison

The maximum drawdown for MSBIP was -27.09%, occurring on May 9, 2023. Recovery took 212 trading sessions.

The maximum drawdown for HONE was -48.57%, occurring on May 16, 2023. Recovery took 739 trading sessions.

The current MSBIP drawdown is -1.10%. The current HONE drawdown is -14.37%.

Rank	MSBIP	HONE
#1	-27.09% Feb 23, 2023 - Dec 27, 2023	-48.57% Nov 1, 2022 - Oct 14, 2025
#2	-9.97% Dec 31, 2024 - Aug 13, 2025	-46.60% Jun 9, 2017 - Feb 24, 2021
#3	-7.21% Aug 13, 2025 - Sep 16, 2025	-14.59% Jun 8, 2021 - Jan 6, 2022
#4	-5.53% Jan 25, 2024 - Mar 14, 2024	-14.37% Oct 14, 2025 - Oct 31, 2025
#5	-4.85% Sep 29, 2025 - Dec 9, 2025	-14.24% Jan 7, 2022 - Oct 28, 2022
#6	-4.44% Nov 11, 2022 - Dec 14, 2022	-9.31% Dec 27, 2016 - Apr 25, 2017
#7	-3.88% Sep 1, 2022 - Nov 11, 2022	-9.05% Apr 26, 2017 - Jun 9, 2017
#8	-3.08% Feb 13, 2026 - Apr 15, 2026	-8.80% Apr 19, 2021 - Jun 7, 2021
#9	-3.03% Dec 14, 2022 - Feb 2, 2023	-5.99% Mar 12, 2021 - Apr 19, 2021
#10	-2.80% Dec 27, 2023 - Jan 19, 2024	-5.20% Nov 25, 2016 - Dec 8, 2016
#11	-2.46% Jul 15, 2024 - Aug 29, 2024	-4.72% Sep 7, 2016 - Sep 19, 2016
#12	-2.26% Nov 29, 2024 - Dec 26, 2024	-3.93% Dec 9, 2016 - Dec 20, 2016
#13	-2.16% Jun 18, 2026 - Jun 30, 2026	-3.76% Oct 6, 2016 - Oct 21, 2016
#14	-1.98% Apr 5, 2024 - Jun 26, 2024	-3.16% Feb 24, 2021 - Mar 1, 2021
#15	-1.81% Mar 21, 2024 - Apr 4, 2024	-2.24% Aug 9, 2016 - Aug 26, 2016