MPB vs HOV

Comparison between Mid Penn Bancorp Inc (MPB, Company) and Hovnanian Enterprises Inc - Class A (HOV, Company).

MPB is from the Financial Services sector, while HOV is from the Consumer Cyclical sector.

5-Year PerformanceMPB has outperformed HOV, delivering a return of +7.9% compared to +6.4%

MPB vs HOV - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	MPB(COMPANY)	HOV(COMPANY)
Market Cap	$848M	$846M
Max Drawdown	80.23%	99.70%
Sharpe Ratio	1.00	0.78
5Y Beta	0.74	1.37
Industry	Banks - Regional	Residential Construction
P/E Ratio	15.96	14.90
Forward P/E	11.06	13.50
Dividend Yield	2.55%	N/A
5Y Dividends CAGR	7.31%	N/A
5Y EPS CAGR	-10.14%	N/A
Debt to Equity	3.55%	109.34%
Free Cash Flow Yield	8.96%	32.10%

Market Cap

Winner

MPB

$848M

HOV

$846M

Max Drawdown

Winner

MPB

80.23%

HOV

99.70%

Sharpe Ratio

Winner

MPB

1.00

HOV

0.78

5Y Beta

Winner

MPB

0.74

HOV

1.37

Industry

MPB

Banks - Regional

HOV

Residential Construction

P/E Ratio

MPB

15.96

Winner

HOV

14.90

Forward P/E

Winner

MPB

11.06

HOV

13.50

Dividend Yield

MPB

2.55%

HOV

N/A

5Y Dividends CAGR

MPB

7.31%

HOV

N/A

5Y EPS CAGR

MPB

-10.14%

HOV

N/A

Debt to Equity

Winner

MPB

3.55%

HOV

109.34%

Free Cash Flow Yield

MPB

8.96%

Winner

HOV

32.10%

MPB vs HOV - Historical Returns

Returns include dividend reinvestment.

Period	MPB	HOV
1 month	+5.34%	+36.33%
3 months	+10.67%	+25.30%
6 months	+3.46%	+24.29%
1 year	+29.35%	+44.04%
5 years(CAGR)	+7.88%	+6.44%
10 years(CAGR)	+11.10%	+12.18%
Max(CAGR)	+4.25%	+1.90%

MPB

+5.34%

Winner

HOV

+36.33%

MPB

+10.67%

Winner

HOV

+25.30%

MPB

+3.46%

Winner

HOV

+24.29%

MPB

+29.35%

Winner

HOV

+44.04%

5Y(CAGR)

Winner

MPB

+7.88%

HOV

+6.44%

10Y(CAGR)

MPB

+11.10%

Winner

HOV

+12.18%

Max(CAGR)

Winner

MPB

+4.25%

HOV

+1.90%

MPB vs HOV - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	MPB	HOV
2026	+10.27%	+34.77%
2025	+13.16%	-23.82%
2024	+22.84%	-11.87%
2023	-17.03%	+262.67%
2022	-3.66%	-65.25%
2021	+50.74%	+299.65%
2020	-20.46%	+45.85%
2019	+22.11%	+9.84%
2018	-31.00%	-79.40%
2017	+41.81%	+26.89%
2016	+45.89%	+55.11%
2015	+5.65%	-57.11%
2014	+11.70%	-37.42%
2013	+30.92%	-4.20%
2012	+50.05%	+351.61%
2011	+2.95%	-65.80%
2010	-23.31%	+2.76%
2009	-49.43%	+135.58%
2008	-16.56%	-74.93%
2007	+8.83%	-77.61%
2006	+2.88%	-33.42%
2005	-4.86%	+2.46%
2004	+23.22%	+19.47%
2003	+18.66%	+157.73%
2002	+26.29%	+53.59%
2001	+27.12%	+128.50%
2000	-27.41%	+53.27%
1999	-16.00%	+0.00%

MPB vs HOV Drawdown Comparison

The maximum drawdown for MPB was -76.33%, occurring on Aug 27, 2010. Recovery took 2122 trading sessions.

The maximum drawdown for HOV was -99.70%, occurring on Aug 9, 2019. This drawdown has not yet recovered.

The current MPB drawdown is -2.44%. The current HOV drawdown is -92.80%.

Rank	MPB	HOV
#1	-76.33% Jun 25, 2008 - Nov 28, 2016	-99.70% Jul 20, 2005 - Aug 9, 2019
#2	-56.55% Jan 12, 2018 - Oct 27, 2022	-47.14% May 15, 2001 - Dec 24, 2001
#3	-48.83% Nov 1, 1999 - May 2, 2003	-39.28% Dec 8, 2003 - Dec 15, 2004
#4	-44.78% Nov 25, 2022 - Oct 28, 2024	-33.41% Jul 1, 2002 - Sep 9, 2002
#5	-26.80% Nov 11, 2024 - Dec 15, 2025	-30.72% Jun 16, 2003 - Oct 2, 2003
#6	-20.34% Jul 14, 2004 - Jun 25, 2008	-28.20% Sep 17, 2002 - Apr 23, 2003
#7	-11.85% Feb 6, 2026 - Mar 18, 2026	-19.24% Nov 9, 1999 - Aug 7, 2000
#8	-10.79% Feb 27, 2017 - Aug 28, 2017	-19.19% Mar 7, 2005 - May 24, 2005
#9	-9.07% Jul 16, 2003 - Oct 31, 2003	-18.44% Apr 30, 2001 - May 7, 2001
#10	-8.40% Jan 22, 2026 - Feb 4, 2026	-16.47% May 7, 2002 - Jun 6, 2002
#11	-8.13% Feb 2, 2004 - Jul 7, 2004	-14.06% Apr 2, 2001 - Apr 12, 2001
#12	-8.09% Nov 28, 2017 - Jan 12, 2018	-13.97% Feb 8, 2005 - Mar 4, 2005
#13	-6.72% Dec 18, 2025 - Jan 21, 2026	-11.91% Sep 11, 2000 - Nov 6, 2000
#14	-5.72% Aug 31, 2017 - Oct 2, 2017	-11.83% Aug 8, 2000 - Sep 11, 2000
#15	-5.40% Oct 28, 2024 - Nov 8, 2024	-10.48% Mar 6, 2002 - Apr 8, 2002