HOV vs MFIC

Comparison between Hovnanian Enterprises Inc - Class A (HOV, Company) and MidCap Financial Investment Corporation (MFIC, Company).

HOV is from the Consumer Cyclical sector, while MFIC is from the Financial Services sector.

5-Year PerformanceHOV has outperformed MFIC, delivering a return of +6.4% compared to +5.9%

HOV vs MFIC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	HOV(COMPANY)	MFIC(COMPANY)
Market Cap	$846M	$845M
Max Drawdown	99.70%	92.50%
Sharpe Ratio	0.78	-0.41
5Y Beta	1.37	0.81
Industry	Residential Construction	Asset Management
P/E Ratio	14.90	286.26
Forward P/E	13.50	7.91
Dividend Yield	N/A	14.30%
5Y Dividends CAGR	N/A	2.84%
Debt to Equity	109.34%	159.01%
Free Cash Flow Yield	32.10%	29.69%

Market Cap

Winner

HOV

$846M

MFIC

$845M

Max Drawdown

HOV

99.70%

Winner

MFIC

92.50%

Sharpe Ratio

Winner

HOV

0.78

MFIC

-0.41

5Y Beta

HOV

1.37

Winner

MFIC

0.81

Industry

HOV

Residential Construction

MFIC

Asset Management

P/E Ratio

Winner

HOV

14.90

MFIC

286.26

Forward P/E

HOV

13.50

Winner

MFIC

7.91

Dividend Yield

HOV

N/A

MFIC

14.30%

5Y Dividends CAGR

HOV

N/A

MFIC

2.84%

Debt to Equity

Winner

HOV

109.34%

MFIC

159.01%

Free Cash Flow Yield

Winner

HOV

32.10%

MFIC

29.69%

HOV vs MFIC - Historical Returns

Returns include dividend reinvestment.

Period	HOV	MFIC
1 month	+36.33%	-4.59%
3 months	+25.30%	-4.86%
6 months	+24.29%	-9.46%
1 year	+44.04%	-8.75%
5 years(CAGR)	+6.44%	+5.94%
10 years(CAGR)	+12.18%	+7.12%
Max(CAGR)	+1.90%	+5.37%

Winner

HOV

+36.33%

MFIC

-4.59%

Winner

HOV

+25.30%

MFIC

-4.86%

Winner

HOV

+24.29%

MFIC

-9.46%

Winner

HOV

+44.04%

MFIC

-8.75%

5Y(CAGR)

Winner

HOV

+6.44%

MFIC

+5.94%

10Y(CAGR)

Winner

HOV

+12.18%

MFIC

+7.12%

Max(CAGR)

HOV

+1.90%

Winner

MFIC

+5.37%

HOV vs MFIC - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	HOV	MFIC
2026	+34.77%	-8.04%
2025	-23.82%	-5.06%
2024	-11.87%	+12.54%
2023	+262.67%	+32.84%
2022	-65.25%	-1.66%
2021	+299.65%	+34.80%
2020	+45.85%	-28.55%
2019	+9.84%	+53.08%
2018	-79.40%	-19.26%
2017	+26.89%	+5.01%
2016	+55.11%	+24.88%
2015	-57.11%	-21.13%
2014	-37.42%	-2.82%
2013	-4.20%	+9.83%
2012	+351.61%	+38.29%
2011	-65.80%	-35.24%
2010	+2.76%	+23.41%
2009	+135.58%	+23.43%
2008	-74.93%	-35.13%
2007	-77.61%	-16.90%
2006	-33.42%	+35.83%
2005	+2.46%	+28.44%
2004	+19.47%	+13.75%
2003	+157.73%	N/A
2002	+53.59%	N/A
2001	+128.50%	N/A
2000	+53.27%	N/A
1999	+0.00%	N/A

HOV vs MFIC Drawdown Comparison

The maximum drawdown for HOV was -99.70%, occurring on Aug 9, 2019. This drawdown has not yet recovered.

The maximum drawdown for MFIC was -88.03%, occurring on Mar 11, 2009. Recovery took 3045 trading sessions.

The current HOV drawdown is -92.80%. The current MFIC drawdown is -19.40%.

Rank	HOV	MFIC
#1	-99.70% Jul 20, 2005 - Aug 9, 2019	-88.03% Jun 19, 2007 - Jul 24, 2019
#2	-47.14% May 15, 2001 - Dec 24, 2001	-67.60% Dec 17, 2019 - Apr 29, 2021
#3	-39.28% Dec 8, 2003 - Dec 15, 2004	-26.88% Jun 7, 2024 - Apr 8, 2025
#4	-33.41% Jul 1, 2002 - Sep 9, 2002	-23.41% Apr 20, 2022 - Aug 4, 2022
#5	-30.72% Jun 16, 2003 - Oct 2, 2003	-23.16% Aug 12, 2022 - Jun 7, 2023
#6	-28.20% Sep 17, 2002 - Apr 23, 2003	-15.84% Feb 20, 2007 - Jun 1, 2007
#7	-19.24% Nov 9, 1999 - Aug 7, 2000	-13.61% Jun 14, 2021 - Apr 20, 2022
#8	-19.19% Mar 7, 2005 - May 24, 2005	-10.97% Apr 6, 2005 - Jun 14, 2005
#9	-18.44% Apr 30, 2001 - May 7, 2001	-10.85% Sep 23, 2005 - Jun 1, 2006
#10	-16.47% May 7, 2002 - Jun 6, 2002	-9.71% Sep 28, 2023 - Dec 13, 2023
#11	-14.06% Apr 2, 2001 - Apr 12, 2001	-9.02% May 7, 2021 - Jun 11, 2021
#12	-13.97% Feb 8, 2005 - Mar 4, 2005	-7.74% Jun 1, 2006 - Jul 28, 2006
#13	-11.91% Sep 11, 2000 - Nov 6, 2000	-7.54% Sep 20, 2019 - Nov 6, 2019
#14	-11.83% Aug 8, 2000 - Sep 11, 2000	-7.53% Sep 3, 2004 - Nov 24, 2004
#15	-10.48% Mar 6, 2002 - Apr 8, 2002	-7.39% Nov 14, 2006 - Feb 8, 2007