HOV vs MPB

Comparison between Hovnanian Enterprises Inc - Class A (HOV, Company) and Mid Penn Bancorp Inc (MPB, Company).

HOV is from the Consumer Cyclical sector, while MPB is from the Financial Services sector.

5-Year PerformanceMPB has outperformed HOV, delivering a return of +7.9% compared to +6.4%

HOV vs MPB - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	HOV(COMPANY)	MPB(COMPANY)
Market Cap	$846M	$848M
Max Drawdown	99.70%	80.23%
Sharpe Ratio	0.78	1.00
5Y Beta	1.37	0.74
Industry	Residential Construction	Banks - Regional
P/E Ratio	14.90	15.96
Forward P/E	13.50	11.06
Dividend Yield	N/A	2.55%
5Y Dividends CAGR	N/A	7.31%
5Y EPS CAGR	N/A	-10.14%
Debt to Equity	109.34%	3.55%
Free Cash Flow Yield	32.10%	8.96%

Market Cap

HOV

$846M

Winner

MPB

$848M

Max Drawdown

HOV

99.70%

Winner

MPB

80.23%

Sharpe Ratio

HOV

0.78

Winner

MPB

1.00

5Y Beta

HOV

1.37

Winner

MPB

0.74

Industry

HOV

Residential Construction

MPB

Banks - Regional

P/E Ratio

Winner

HOV

14.90

MPB

15.96

Forward P/E

HOV

13.50

Winner

MPB

11.06

Dividend Yield

HOV

N/A

MPB

2.55%

5Y Dividends CAGR

HOV

N/A

MPB

7.31%

5Y EPS CAGR

HOV

N/A

MPB

-10.14%

Debt to Equity

HOV

109.34%

Winner

MPB

3.55%

Free Cash Flow Yield

Winner

HOV

32.10%

MPB

8.96%

HOV vs MPB - Historical Returns

Returns include dividend reinvestment.

Period	HOV	MPB
1 month	+36.33%	+5.34%
3 months	+25.30%	+10.67%
6 months	+24.29%	+3.46%
1 year	+44.04%	+29.35%
5 years(CAGR)	+6.44%	+7.88%
10 years(CAGR)	+12.18%	+11.10%
Max(CAGR)	+1.90%	+4.25%

Winner

HOV

+36.33%

MPB

+5.34%

Winner

HOV

+25.30%

MPB

+10.67%

Winner

HOV

+24.29%

MPB

+3.46%

Winner

HOV

+44.04%

MPB

+29.35%

5Y(CAGR)

HOV

+6.44%

Winner

MPB

+7.88%

10Y(CAGR)

Winner

HOV

+12.18%

MPB

+11.10%

Max(CAGR)

HOV

+1.90%

Winner

MPB

+4.25%

HOV vs MPB - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	HOV	MPB
2026	+34.77%	+10.27%
2025	-23.82%	+13.16%
2024	-11.87%	+22.84%
2023	+262.67%	-17.03%
2022	-65.25%	-3.66%
2021	+299.65%	+50.74%
2020	+45.85%	-20.46%
2019	+9.84%	+22.11%
2018	-79.40%	-31.00%
2017	+26.89%	+41.81%
2016	+55.11%	+45.89%
2015	-57.11%	+5.65%
2014	-37.42%	+11.70%
2013	-4.20%	+30.92%
2012	+351.61%	+50.05%
2011	-65.80%	+2.95%
2010	+2.76%	-23.31%
2009	+135.58%	-49.43%
2008	-74.93%	-16.56%
2007	-77.61%	+8.83%
2006	-33.42%	+2.88%
2005	+2.46%	-4.86%
2004	+19.47%	+23.22%
2003	+157.73%	+18.66%
2002	+53.59%	+26.29%
2001	+128.50%	+27.12%
2000	+53.27%	-27.41%
1999	+0.00%	-16.00%

HOV vs MPB Drawdown Comparison

The maximum drawdown for HOV was -99.70%, occurring on Aug 9, 2019. This drawdown has not yet recovered.

The maximum drawdown for MPB was -76.33%, occurring on Aug 27, 2010. Recovery took 2122 trading sessions.

The current HOV drawdown is -92.80%. The current MPB drawdown is -2.44%.

Rank	HOV	MPB
#1	-99.70% Jul 20, 2005 - Aug 9, 2019	-76.33% Jun 25, 2008 - Nov 28, 2016
#2	-47.14% May 15, 2001 - Dec 24, 2001	-56.55% Jan 12, 2018 - Oct 27, 2022
#3	-39.28% Dec 8, 2003 - Dec 15, 2004	-48.83% Nov 1, 1999 - May 2, 2003
#4	-33.41% Jul 1, 2002 - Sep 9, 2002	-44.78% Nov 25, 2022 - Oct 28, 2024
#5	-30.72% Jun 16, 2003 - Oct 2, 2003	-26.80% Nov 11, 2024 - Dec 15, 2025
#6	-28.20% Sep 17, 2002 - Apr 23, 2003	-20.34% Jul 14, 2004 - Jun 25, 2008
#7	-19.24% Nov 9, 1999 - Aug 7, 2000	-11.85% Feb 6, 2026 - Mar 18, 2026
#8	-19.19% Mar 7, 2005 - May 24, 2005	-10.79% Feb 27, 2017 - Aug 28, 2017
#9	-18.44% Apr 30, 2001 - May 7, 2001	-9.07% Jul 16, 2003 - Oct 31, 2003
#10	-16.47% May 7, 2002 - Jun 6, 2002	-8.40% Jan 22, 2026 - Feb 4, 2026
#11	-14.06% Apr 2, 2001 - Apr 12, 2001	-8.13% Feb 2, 2004 - Jul 7, 2004
#12	-13.97% Feb 8, 2005 - Mar 4, 2005	-8.09% Nov 28, 2017 - Jan 12, 2018
#13	-11.91% Sep 11, 2000 - Nov 6, 2000	-6.72% Dec 18, 2025 - Jan 21, 2026
#14	-11.83% Aug 8, 2000 - Sep 11, 2000	-5.72% Aug 31, 2017 - Oct 2, 2017
#15	-10.48% Mar 6, 2002 - Apr 8, 2002	-5.40% Oct 28, 2024 - Nov 8, 2024