MKL vs FCNCA

Comparison between Markel Group Inc (MKL, Company) and First Citizens Bancshares Inc (NC) - Class A (FCNCA, Company).

Both MKL and FCNCA are from the Financial Services sector.

5-Year PerformanceFCNCA has outperformed MKL, delivering a return of +18.9% compared to +8.4%

MKL vs FCNCA - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	MKL(COMPANY)	FCNCA(COMPANY)
Market Cap	$23B	$24B
Max Drawdown	61.32%	64.11%
Sharpe Ratio	-0.22	0.16
5Y Beta	0.60	1.11
Industry	Insurance - Property & Casualty	Banks - Regional
P/E Ratio	17.83	11.74
Forward P/E	12.30	11.88
PEG Ratio	1.84	1.19
Dividend Yield	N/A	0.42%
5Y Dividends CAGR	N/A	43.18%
5Y EPS CAGR	-3.83%	34.75%
Debt to Equity	24.17%	154.04%
Free Cash Flow Yield	9.32%	9.56%
P/S Ratio	1.45	2.50
P/B Ratio	1.28	1.10

Market Cap

MKL

$23B

Winner

FCNCA

$24B

Max Drawdown

Winner

MKL

61.32%

FCNCA

64.11%

Sharpe Ratio

MKL

-0.22

Winner

FCNCA

0.16

5Y Beta

Winner

MKL

0.60

FCNCA

1.11

Industry

MKL

Insurance - Property & Casualty

FCNCA

Banks - Regional

P/E Ratio

MKL

17.83

Winner

FCNCA

11.74

Forward P/E

MKL

12.30

Winner

FCNCA

11.88

PEG Ratio

MKL

1.84

Winner

FCNCA

1.19

Dividend Yield

MKL

N/A

FCNCA

0.42%

5Y Dividends CAGR

MKL

N/A

FCNCA

43.18%

5Y EPS CAGR

MKL

-3.83%

Winner

FCNCA

34.75%

Debt to Equity

Winner

MKL

24.17%

FCNCA

154.04%

Free Cash Flow Yield

MKL

9.32%

Winner

FCNCA

9.56%

P/S Ratio

Winner

MKL

1.45

FCNCA

2.50

P/B Ratio

MKL

1.28

Winner

FCNCA

1.10

MKL vs FCNCA - Historical Returns

Returns include dividend reinvestment.

Period	MKL	FCNCA
1 month	-5.72%	-3.14%
3 months	-10.99%	-1.23%
6 months	-8.88%	+6.71%
1 year	-0.60%	+8.48%
5 years(CAGR)	+8.37%	+18.90%
10 years(CAGR)	+6.55%	+23.35%
Max(CAGR)	+9.32%	+13.75%

MKL

-5.72%

Winner

FCNCA

-3.14%

MKL

-10.99%

Winner

FCNCA

-1.23%

MKL

-8.88%

Winner

FCNCA

+6.71%

MKL

-0.60%

Winner

FCNCA

+8.48%

5Y(CAGR)

MKL

+8.37%

Winner

FCNCA

+18.90%

10Y(CAGR)

MKL

+6.55%

Winner

FCNCA

+23.35%

Max(CAGR)

MKL

+9.32%

Winner

FCNCA

+13.75%

MKL vs FCNCA - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	MKL	FCNCA
2026	-13.00%	-7.73%
2025	+25.17%	+2.49%
2024	+20.17%	+47.39%
2023	+7.41%	+89.46%
2022	+7.68%	-11.55%
2021	+20.86%	+46.31%
2020	-10.55%	+7.28%
2019	+11.83%	+40.73%
2018	-7.01%	-6.47%
2017	+24.81%	+13.91%
2016	+4.39%	+42.96%
2015	+29.70%	+3.51%
2014	+18.81%	+14.62%
2013	+32.19%	+33.71%
2012	+4.73%	-8.09%
2011	+6.26%	-8.71%
2010	+11.94%	+11.87%
2009	+14.90%	+8.50%
2008	-37.30%	+7.72%
2007	+2.68%	-29.39%
2006	+50.27%	+12.90%
2005	-13.02%	+21.61%
2004	+42.47%	+22.65%
2003	+19.58%	+23.99%
2002	+15.77%	-0.61%
2001	+2.98%	+23.69%
2000	+21.56%	+18.67%
1999	-10.82%	-8.79%

MKL vs FCNCA Drawdown Comparison

The maximum drawdown for MKL was -61.32%, occurring on Mar 9, 2009. Recovery took 1437 trading sessions.

The maximum drawdown for FCNCA was -63.51%, occurring on Mar 6, 2009. Recovery took 917 trading sessions.

The current MKL drawdown is -15.44%. The current FCNCA drawdown is -14.94%.

Rank	MKL	FCNCA
#1	-61.32% Nov 1, 2007 - Jul 19, 2013	-63.51% Jul 25, 2006 - Mar 17, 2010
#2	-44.66% Feb 20, 2020 - Mar 14, 2022	-47.49% Jan 30, 2020 - Nov 9, 2020
#3	-35.11% Nov 3, 1999 - Dec 27, 2000	-43.63% Sep 2, 2021 - Mar 28, 2023
#4	-28.87% Mar 24, 2022 - Aug 10, 2023	-33.93% Mar 17, 2010 - Jul 18, 2013
#5	-21.67% Sep 18, 2018 - Feb 5, 2020	-33.51% Nov 22, 2024 - Apr 8, 2025
#6	-20.10% Dec 29, 2025 - May 4, 2026	-26.59% Jul 5, 2001 - Apr 30, 2002
#7	-19.07% Apr 27, 2001 - Oct 3, 2001	-26.35% Nov 3, 1999 - Dec 13, 2000
#8	-18.55% May 6, 2002 - Mar 31, 2003	-24.39% Aug 24, 2018 - Sep 12, 2019
#9	-18.51% Feb 6, 2025 - Nov 10, 2025	-20.61% May 22, 2002 - Jul 31, 2003
#10	-18.41% Oct 5, 2001 - Apr 19, 2002	-19.04% Jun 12, 2014 - Dec 5, 2014
#11	-16.37% Mar 14, 2005 - Sep 7, 2006	-18.88% Jul 14, 2015 - Jul 14, 2016
#12	-16.05% May 20, 2016 - Feb 23, 2017	-16.86% Feb 16, 2005 - Jul 5, 2005
#13	-15.72% Sep 19, 2023 - May 2, 2024	-16.51% Jun 8, 2021 - Aug 27, 2021
#14	-13.32% Nov 24, 2015 - May 5, 2016	-16.42% Dec 9, 2014 - Jul 13, 2015
#15	-12.72% Aug 18, 2003 - Mar 1, 2004	-15.35% Jan 25, 2017 - Jul 3, 2017