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MCY vs PSMT

Comparison between Mercury General Corp (MCY, Company) and Pricesmart Inc (PSMT, Company).

MCY is from the Financial Services sector, while PSMT is from the Consumer Defensive sector.

5-Year PerformancePSMT has outperformed MCY, delivering a return of +18.7% compared to +14.9%

MCY vs PSMT - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
MCY
$6.01B
Winner
PSMT
$6.03B
Max Drawdown
Winner
MCY
63.36%
PSMT
89.28%
Sharpe Ratio
MCY
2.05
Winner
PSMT
2.19
5Y Beta
MCY
0.62
Winner
PSMT
0.57
Industry
MCY
Insurance - Property & Casualty
PSMT
Discount Stores
P/E Ratio
Winner
MCY
7.16
PSMT
38.58
Forward P/E
Winner
MCY
19.76
PSMT
27.47
PEG Ratio
Winner
MCY
0.04
PSMT
4.39
Dividend Yield
Winner
MCY
1.15%
PSMT
0.67%
5Y Dividends CAGR
MCY
-3.48%
Winner
PSMT
22.87%
5Y EPS CAGR
MCY
6.22%
Winner
PSMT
11.87%
Debt to Equity
Winner
MCY
0.00%
PSMT
12.24%
Free Cash Flow Yield
Winner
MCY
24.64%
PSMT
1.40%
P/S Ratio
Winner
MCY
1.00
PSMT
1.09
P/B Ratio
Winner
MCY
2.32
PSMT
4.53

MCY vs PSMT - Historical Returns

Returns include dividend reinvestment.

1M
MCY
+9.86%
Winner
PSMT
+11.57%
3M
MCY
+25.13%
Winner
PSMT
+25.23%
6M
MCY
+26.79%
Winner
PSMT
+53.37%
1Y
MCY
+70.56%
Winner
PSMT
+86.03%
5Y(CAGR)
MCY
+14.93%
Winner
PSMT
+18.69%
10Y(CAGR)
Winner
MCY
+12.00%
PSMT
+8.79%
Max(CAGR)
Winner
MCY
+10.00%
PSMT
+7.44%

MCY vs PSMT - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearMCYPSMT
2026+21.91%+58.10%
2025+45.67%+33.74%
2024+82.25%+25.59%
2023+13.08%+24.65%
2022-32.89%-16.66%
2021+8.39%-20.07%
2020+13.52%+32.51%
2019+0.72%+21.98%
2018+4.34%-32.30%
2017-6.08%+3.59%
2016+37.25%+4.72%
2015-12.93%-6.85%
2014+21.41%-17.65%
2013+29.88%+50.80%
2012-7.85%+10.84%
2011+11.87%+84.49%
2010+14.12%+87.57%
2009-7.55%+0.90%
2008-2.44%-26.46%
2007-3.52%+77.01%
2006-6.76%+120.40%
2005+1.99%+11.32%
2004+32.38%+19.81%
2003+27.31%-72.02%
2002-9.17%-33.59%
2001+5.09%+12.22%
2000+106.55%-16.36%
1999-17.37%+6.26%

MCY vs PSMT Drawdown Comparison

The maximum drawdown for MCY was -62.87%, occurring on Mar 9, 2009. Recovery took 1254 trading sessions.

The maximum drawdown for PSMT was -89.28%, occurring on May 25, 2004. Recovery took 2811 trading sessions.

The current PSMT drawdown is -1.92%.

RankMCYPSMT
#1-62.87%
Sep 19, 2008 - Sep 13, 2013
-89.28%
Mar 3, 2000 - May 6, 2011
#2-55.29%
May 6, 2021 - Jul 31, 2024
-63.67%
Nov 27, 2013 - Jul 17, 2025
#3-45.04%
Jul 5, 2019 - Feb 23, 2021
-25.64%
May 2, 2012 - Nov 6, 2012
#4-39.98%
Nov 29, 2024 - Aug 26, 2025
-23.97%
Nov 8, 2011 - Apr 12, 2012
#5-31.06%
Feb 2, 2017 - Oct 30, 2018
-22.06%
Sep 19, 2011 - Oct 12, 2011
#6-30.82%
May 3, 2002 - Nov 7, 2003
-15.18%
Aug 3, 2011 - Aug 29, 2011
#7-26.02%
Dec 28, 2000 - Oct 29, 2001
-15.07%
Nov 6, 2012 - Apr 10, 2013
#8-24.99%
Feb 6, 2015 - Sep 22, 2016
-13.92%
May 12, 2011 - Jun 27, 2011
#9-24.46%
Nov 8, 1999 - Mar 29, 2000
-12.19%
Nov 8, 1999 - Feb 10, 2000
#10-23.26%
May 7, 2007 - Sep 18, 2008
-10.71%
Jul 9, 2013 - Sep 18, 2013
#11-21.02%
Apr 7, 2000 - Oct 27, 2000
-10.62%
Mar 2, 2026 - Apr 9, 2026
#12-19.61%
Nov 8, 2018 - Jun 5, 2019
-7.46%
May 6, 2013 - Jun 18, 2013
#13-16.88%
Oct 31, 2005 - May 7, 2007
-7.37%
Oct 15, 2025 - Nov 25, 2025
#14-14.25%
Oct 22, 2013 - Jul 28, 2014
-7.08%
Nov 13, 2013 - Nov 22, 2013
#15-13.26%
Dec 28, 2004 - Sep 1, 2005
-6.98%
Feb 10, 2000 - Mar 2, 2000

Correlation

Correlation between MCY and PSMT is 0.83 which considered as a strong positive correlation - the stocks tend to move together.

0.83
-101

Dividend Comparison (1999 - 2026)

MCY vs PSMT dividend yield comparison.

YearMCYPSMT
20260.57%0.36%
20251.35%1.03%
20241.91%2.34%
20233.40%1.21%
20225.57%1.41%
20214.77%0.96%
20204.83%0.77%
20195.16%0.99%
20184.84%1.18%
20174.66%0.81%
20164.12%0.84%
20155.31%0.84%
20144.35%0.77%
20134.93%0.26%
20126.15%1.17%
20115.28%0.86%
20105.51%1.31%
20095.93%2.45%
20085.04%1.55%
20074.18%1.06%
20063.64%0.00%
20052.95%0.00%
20042.47%0.00%
20032.84%0.00%
20023.19%0.00%
20012.43%0.00%
20002.19%0.00%
19990.94%0.00%

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