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MCY vs ESNT

Comparison between Mercury General Corp (MCY, Company) and Essent Group Ltd (ESNT, Company).

Both MCY and ESNT are from the Financial Services sector.

5-Year PerformanceMCY has outperformed ESNT, delivering a return of +14.9% compared to +10.1%

MCY vs ESNT - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
Winner
MCY
$6.01B
ESNT
$6B
Max Drawdown
Winner
MCY
63.36%
ESNT
64.94%
Sharpe Ratio
Winner
MCY
2.05
ESNT
0.28
5Y Beta
MCY
0.62
Winner
ESNT
0.47
Industry
MCY
Insurance - Property & Casualty
ESNT
Insurance - Specialty
P/E Ratio
Winner
MCY
7.16
ESNT
9.06
Forward P/E
MCY
19.76
Winner
ESNT
8.98
PEG Ratio
Winner
MCY
0.04
ESNT
2.68
Dividend Yield
MCY
1.15%
Winner
ESNT
1.98%
5Y Dividends CAGR
MCY
-3.48%
Winner
ESNT
10.26%
5Y EPS CAGR
MCY
6.22%
Winner
ESNT
14.95%
Debt to Equity
MCY
0.00%
ESNT
0.00%
Free Cash Flow Yield
Winner
MCY
24.64%
ESNT
13.63%
P/S Ratio
Winner
MCY
1.00
ESNT
4.65
P/B Ratio
MCY
2.32
Winner
ESNT
1.04

MCY vs ESNT - Historical Returns

Returns include dividend reinvestment.

1M
MCY
+9.86%
Winner
ESNT
+12.36%
3M
Winner
MCY
+25.13%
ESNT
+8.85%
6M
Winner
MCY
+26.79%
ESNT
+1.82%
1Y
Winner
MCY
+70.56%
ESNT
+10.24%
5Y(CAGR)
Winner
MCY
+14.93%
ESNT
+10.07%
10Y(CAGR)
MCY
+12.00%
Winner
ESNT
+13.19%
Max(CAGR)
MCY
+10.00%
Winner
ESNT
+10.41%

MCY vs ESNT - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearMCYESNT
2026+21.91%+1.02%
2025+45.67%+21.84%
2024+82.25%+4.90%
2023+13.08%+36.50%
2022-32.89%-12.97%
2021+8.39%+9.70%
2020+13.52%-14.46%
2019+0.72%+53.54%
2018+4.34%-22.02%
2017-6.08%+33.93%
2016+37.25%+50.98%
2015-12.93%-14.92%
2014+21.41%+10.01%
2013+29.88%+14.57%
2012-7.85%N/A
2011+11.87%N/A
2010+14.12%N/A
2009-7.55%N/A
2008-2.44%N/A
2007-3.52%N/A
2006-6.76%N/A
2005+1.99%N/A
2004+32.38%N/A
2003+27.31%N/A
2002-9.17%N/A
2001+5.09%N/A
2000+106.55%N/A
1999-17.37%N/A

MCY vs ESNT Drawdown Comparison

The maximum drawdown for MCY was -62.87%, occurring on Mar 9, 2009. Recovery took 1254 trading sessions.

The maximum drawdown for ESNT was -64.70%, occurring on Mar 18, 2020. Recovery took 926 trading sessions.

The current ESNT drawdown is -2.23%.

RankMCYESNT
#1-62.87%
Sep 19, 2008 - Sep 13, 2013
-64.70%
Nov 27, 2019 - Aug 4, 2023
#2-55.29%
May 6, 2021 - Jul 31, 2024
-43.52%
Jul 20, 2015 - Nov 10, 2016
#3-45.04%
Jul 5, 2019 - Feb 23, 2021
-37.27%
Jan 23, 2018 - Sep 20, 2019
#4-39.98%
Nov 29, 2024 - Aug 26, 2025
-32.32%
Feb 18, 2014 - May 8, 2015
#5-31.06%
Feb 2, 2017 - Oct 30, 2018
-18.35%
Oct 17, 2024 - Aug 22, 2025
#6-30.82%
May 3, 2002 - Nov 7, 2003
-15.41%
Dec 18, 2025 - Jun 3, 2026
#7-26.02%
Dec 28, 2000 - Oct 29, 2001
-13.06%
Aug 7, 2023 - Dec 21, 2023
#8-24.99%
Feb 6, 2015 - Sep 22, 2016
-12.07%
Mar 28, 2024 - Jul 15, 2024
#9-24.46%
Nov 8, 1999 - Mar 29, 2000
-11.04%
Aug 7, 2017 - Oct 13, 2017
#10-23.26%
May 7, 2007 - Sep 18, 2008
-10.67%
Apr 26, 2017 - Jul 7, 2017
#11-21.02%
Apr 7, 2000 - Oct 27, 2000
-10.20%
Sep 18, 2025 - Dec 15, 2025
#12-19.61%
Nov 8, 2018 - Jun 5, 2019
-9.90%
Nov 5, 2013 - Dec 20, 2013
#13-16.88%
Oct 31, 2005 - May 7, 2007
-9.29%
Sep 20, 2019 - Oct 21, 2019
#14-14.25%
Oct 22, 2013 - Jul 28, 2014
-9.06%
Oct 20, 2017 - Nov 16, 2017
#15-13.26%
Dec 28, 2004 - Sep 1, 2005
-7.97%
Jan 30, 2024 - Mar 20, 2024

Correlation

Correlation between MCY and ESNT is 0.75 which considered as a strong positive correlation - the stocks tend to move together.

0.75
-101

Dividend Comparison (1999 - 2026)

MCY vs ESNT dividend yield comparison.

YearMCYESNT
20260.57%1.08%
20251.35%1.91%
20241.91%2.06%
20233.40%1.90%
20225.57%2.21%
20214.77%1.54%
20204.83%1.48%
20195.16%0.58%
20184.84%0.00%
20174.66%0.00%
20164.12%0.00%
20155.31%0.00%
20144.35%0.00%
20134.93%0.00%
20126.15%0.00%
20115.28%0.00%
20105.51%0.00%
20095.93%0.00%
20085.04%0.00%
20074.18%0.00%
20063.64%0.00%
20052.95%0.00%
20042.47%0.00%
20032.84%0.00%
20023.19%0.00%
20012.43%0.00%
20002.19%0.00%
19990.94%0.00%

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