ESNT vs MTG

Comparison between Essent Group Ltd (ESNT, Company) and MGIC Investment Corp (MTG, Company).

Both ESNT and MTG are from the Financial Services sector.

5-Year PerformanceMTG has outperformed ESNT, delivering a return of +14.3% compared to +6.1%

ESNT vs MTG - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	ESNT(COMPANY)	MTG(COMPANY)
Market Cap	$5.53B	$5.51B
Max Drawdown	64.94%	98.92%
Sharpe Ratio	0.06	-0.03
5Y Beta	0.50	0.61
Industry	Insurance - Specialty	Insurance - Specialty
P/E Ratio	8.35	8.04
Forward P/E	7.91	8.23
PEG Ratio	2.47	1.76
Dividend Yield	2.24%	2.31%
5Y Dividends CAGR	10.26%	24.92%
5Y EPS CAGR	14.95%	19.56%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	14.80%	12.79%
P/S Ratio	4.28	4.54
P/B Ratio	0.96	1.09

Market Cap

Winner

ESNT

$5.53B

MTG

$5.51B

Max Drawdown

Winner

ESNT

64.94%

MTG

98.92%

Sharpe Ratio

Winner

ESNT

0.06

MTG

-0.03

5Y Beta

Winner

ESNT

0.50

MTG

0.61

Industry

ESNT

Insurance - Specialty

MTG

Insurance - Specialty

P/E Ratio

ESNT

8.35

Winner

MTG

8.04

Forward P/E

Winner

ESNT

7.91

MTG

8.23

PEG Ratio

ESNT

2.47

Winner

MTG

1.76

Dividend Yield

ESNT

2.24%

Winner

MTG

2.31%

5Y Dividends CAGR

ESNT

10.26%

Winner

MTG

24.92%

5Y EPS CAGR

ESNT

14.95%

Winner

MTG

19.56%

Debt to Equity

ESNT

0.00%

MTG

0.00%

Free Cash Flow Yield

Winner

ESNT

14.80%

MTG

12.79%

P/S Ratio

Winner

ESNT

4.28

MTG

4.54

P/B Ratio

Winner

ESNT

0.96

MTG

1.09

ESNT vs MTG - Historical Returns

Returns include dividend reinvestment.

Period	ESNT	MTG
1 month	-3.88%	-2.19%
3 months	-2.23%	-4.16%
6 months	-5.93%	-7.79%
1 year	+2.91%	+0.29%
5 years(CAGR)	+6.11%	+14.32%
10 years(CAGR)	+11.44%	+15.91%
Max(CAGR)	+9.48%	-2.27%

ESNT

-3.88%

Winner

MTG

-2.19%

Winner

ESNT

-2.23%

MTG

-4.16%

Winner

ESNT

-5.93%

MTG

-7.79%

Winner

ESNT

+2.91%

MTG

+0.29%

5Y(CAGR)

ESNT

+6.11%

Winner

MTG

+14.32%

10Y(CAGR)

ESNT

+11.44%

Winner

MTG

+15.91%

Max(CAGR)

Winner

ESNT

+9.48%

MTG

-2.27%

ESNT vs MTG - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	ESNT	MTG
2026	-10.03%	-11.46%
2025	+21.84%	+26.10%
2024	+4.90%	+25.41%
2023	+36.50%	+51.14%
2022	-12.97%	-8.35%
2021	+9.70%	+22.26%
2020	-14.46%	-9.16%
2019	+53.54%	+36.05%
2018	-22.02%	-26.65%
2017	+33.93%	+35.41%
2016	+50.98%	+18.08%
2015	-14.92%	-5.66%
2014	+10.01%	+10.95%
2013	+14.57%	+183.22%
2012	N/A	-25.91%
2011	N/A	-65.40%
2010	N/A	+64.09%
2009	N/A	+44.50%
2008	N/A	-83.93%
2007	N/A	-64.13%
2006	N/A	-5.43%
2005	N/A	-1.79%
2004	N/A	+22.76%
2003	N/A	+32.55%
2002	N/A	-33.10%
2001	N/A	-3.78%
2000	N/A	+18.46%
1999	N/A	+2.93%

ESNT vs MTG Drawdown Comparison

The maximum drawdown for ESNT was -64.70%, occurring on Mar 18, 2020. Recovery took 926 trading sessions.

The maximum drawdown for MTG was -98.86%, occurring on Aug 3, 2012. This drawdown has not yet recovered.

The current ESNT drawdown is -12.93%. The current MTG drawdown is -59.37%.

Rank	ESNT	MTG
#1	-64.70% Nov 27, 2019 - Aug 4, 2023	-98.86% Jul 13, 2004 - Aug 3, 2012
#2	-43.52% Jul 20, 2015 - Nov 10, 2016	-55.93% Jun 27, 2001 - Jul 13, 2004
#3	-37.27% Jan 23, 2018 - Sep 20, 2019	-47.79% Dec 7, 1999 - Sep 8, 2000
#4	-32.32% Feb 18, 2014 - May 8, 2015	-27.78% Oct 30, 2000 - Jun 6, 2001
#5	-18.35% Oct 17, 2024 - Aug 22, 2025	-7.02% Sep 11, 2000 - Oct 25, 2000
#6	-15.41% Dec 18, 2025 - Jun 3, 2026	-5.42% Nov 8, 1999 - Dec 7, 1999
#7	-13.06% Aug 7, 2023 - Dec 21, 2023	-3.62% Oct 25, 2000 - Oct 27, 2000
#8	-12.07% Mar 28, 2024 - Jul 15, 2024	-2.56% Nov 1, 1999 - Nov 8, 1999
#9	-11.04% Aug 7, 2017 - Oct 13, 2017	-2.14% Jun 13, 2001 - Jun 15, 2001
#10	-10.67% Apr 26, 2017 - Jul 7, 2017	-1.69% Jun 21, 2001 - Jun 27, 2001
#11	-10.20% Sep 18, 2025 - Dec 15, 2025	-1.63% Jun 15, 2001 - Jun 21, 2001
#12	-9.90% Nov 5, 2013 - Dec 20, 2013	-1.38% Jun 6, 2001 - Jun 13, 2001
#13	-9.29% Sep 20, 2019 - Oct 21, 2019	N/A
#14	-9.06% Oct 20, 2017 - Nov 16, 2017	N/A
#15	-7.97% Jan 30, 2024 - Mar 20, 2024	N/A

Correlation

Correlation between ESNT and MTG is 0.93 which considered as a very strong positive correlation - the stocks move almost identically together.

0.93

-101

Dividend Comparison (1999 - 2026)

ESNT vs MTG dividend yield comparison.

Year	ESNT	MTG
2026	1.22%	1.18%
2025	1.91%	1.92%
2024	2.06%	2.07%
2023	1.90%	2.23%
2022	2.21%	2.77%
2021	1.54%	1.94%
2020	1.48%	1.91%
2019	0.58%	0.85%
2008	0.00%	2.16%
2007	0.00%	3.46%
2006	0.00%	1.60%
2005	0.00%	0.80%
2004	0.00%	0.33%
2003	0.00%	0.20%
2002	0.00%	0.24%
2001	0.00%	0.16%
2000	0.00%	0.17%
1999	0.00%	0.04%