MBINM vs UVE

Comparison between Merchants Bancorp (MBINM, Company) and Universal Insurance Holdings Inc (UVE, Company).

Both MBINM and UVE are from the Financial Services sector.

MBINM vs UVE - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	MBINM(COMPANY)	UVE(COMPANY)
Market Cap	$1.17B	$1.17B
Max Drawdown	24.68%	82.74%
Sharpe Ratio	0.77	1.53
5Y Beta	0.10	0.43
Industry	Banks - Regional	Insurance - Property & Casualty
P/E Ratio	5.10	14.68
Forward P/E	N/A	9.98
PEG Ratio	N/A	0.03
Dividend Yield	1.61%	1.52%
5Y Dividends CAGR	N/A	3.85%
5Y EPS CAGR	24.18%	N/A
Debt to Equity	0.00%	17.15%
Free Cash Flow Yield	-94.55%	29.58%
P/S Ratio	N/A	0.73
P/B Ratio	N/A	2.05

Market Cap

Winner

MBINM

$1.17B

UVE

$1.17B

Max Drawdown

Winner

MBINM

24.68%

UVE

82.74%

Sharpe Ratio

MBINM

0.77

Winner

UVE

1.53

5Y Beta

Winner

MBINM

0.10

UVE

0.43

Industry

MBINM

Banks - Regional

UVE

Insurance - Property & Casualty

P/E Ratio

Winner

MBINM

5.10

UVE

14.68

Forward P/E

MBINM

N/A

UVE

9.98

PEG Ratio

MBINM

N/A

UVE

0.03

Dividend Yield

Winner

MBINM

1.61%

UVE

1.52%

5Y Dividends CAGR

MBINM

N/A

UVE

3.85%

5Y EPS CAGR

MBINM

24.18%

UVE

N/A

Debt to Equity

Winner

MBINM

0.00%

UVE

17.15%

Free Cash Flow Yield

MBINM

-94.55%

Winner

UVE

29.58%

P/S Ratio

MBINM

N/A

UVE

0.73

P/B Ratio

MBINM

N/A

UVE

2.05

MBINM vs UVE - Historical Returns

Returns include dividend reinvestment.

Period	MBINM	UVE
1 month	+1.60%	+11.36%
3 months	+3.62%	+23.06%
6 months	+5.58%	+39.43%
1 year	+10.70%	+77.74%
5 years(CAGR)	N/A	+31.18%
10 years(CAGR)	N/A	+12.46%
Max(CAGR)	+9.17%	+42.09%

MBINM

+1.60%

Winner

UVE

+11.36%

MBINM

+3.62%

Winner

UVE

+23.06%

MBINM

+5.58%

Winner

UVE

+39.43%

MBINM

+10.70%

Winner

UVE

+77.74%

5Y(CAGR)

MBINM

N/A

UVE

+31.18%

10Y(CAGR)

MBINM

N/A

UVE

+12.46%

Max(CAGR)

MBINM

+9.17%

Winner

UVE

+42.09%

MBINM vs UVE - Annual Returns (2003 - 2026)

Returns include dividend reinvestment.

Year	MBINM	UVE
2026	+4.30%	+34.07%
2025	+5.02%	+69.14%
2024	+13.11%	+34.72%
2023	-4.27%	+63.64%
2022	+13.84%	-33.62%
2021	N/A	+18.44%
2020	N/A	-42.63%
2019	N/A	-23.28%
2018	N/A	+41.72%
2017	N/A	-2.19%
2016	N/A	+30.37%
2015	N/A	+20.11%
2014	N/A	+52.90%
2013	N/A	+241.75%
2012	N/A	+33.79%
2011	N/A	-21.80%
2010	N/A	-14.33%
2009	N/A	+158.64%
2008	N/A	-62.02%
2007	N/A	+165.21%
2006	N/A	+256.70%
2005	N/A	+1440.00%
2004	N/A	+0.00%
2003	N/A	+25.00%

MBINM vs UVE Drawdown Comparison

The maximum drawdown for MBINM was -22.66%, occurring on May 4, 2023. Recovery took 244 trading sessions.

The maximum drawdown for UVE was -80.50%, occurring on Oct 10, 2008. Recovery took 1397 trading sessions.

The current UVE drawdown is -2.00%.

Rank	MBINM	UVE
#1	-22.66% Dec 30, 2022 - Dec 20, 2023	-80.50% Oct 8, 2007 - Apr 26, 2013
#2	-5.55% Dec 20, 2023 - Jan 30, 2024	-79.58% Sep 26, 2018 - Apr 24, 2026
#3	-4.37% Dec 15, 2022 - Dec 30, 2022	-66.67% Aug 19, 2003 - Nov 15, 2005
#4	-4.34% Sep 23, 2024 - Dec 9, 2024	-54.13% Oct 23, 2015 - May 9, 2018
#5	-3.90% Dec 30, 2025 - Apr 15, 2026	-50.00% Jun 6, 2003 - Jul 22, 2003
#6	-3.71% Jan 17, 2025 - Jul 24, 2025	-46.15% Jul 6, 2006 - Sep 29, 2006
#7	-3.56% Sep 29, 2025 - Dec 10, 2025	-40.00% Jul 29, 2003 - Aug 19, 2003
#8	-3.49% Dec 1, 2022 - Dec 13, 2022	-36.27% Nov 27, 2006 - Jan 16, 2007
#9	-3.12% Apr 8, 2024 - May 1, 2024	-35.71% Nov 18, 2005 - Dec 12, 2005
#10	-3.09% Feb 21, 2024 - Mar 15, 2024	-33.57% Mar 24, 2006 - Jun 7, 2006
#11	-2.55% May 20, 2024 - Jul 12, 2024	-30.69% Dec 27, 2013 - Mar 6, 2014
#12	-2.54% Dec 9, 2024 - Jan 17, 2025	-28.62% Jun 21, 2007 - Sep 26, 2007
#13	-2.38% Jan 30, 2024 - Feb 21, 2024	-27.96% Oct 16, 2006 - Nov 24, 2006
#14	-2.28% May 3, 2024 - May 20, 2024	-24.08% May 5, 2014 - Oct 28, 2014
#15	-2.13% Jul 25, 2024 - Aug 26, 2024	-22.64% Aug 5, 2015 - Oct 5, 2015

Correlation

Correlation between MBINM and UVE is 0.91 which considered as a very strong positive correlation - the stocks move almost identically together.

0.91

-101

Dividend Comparison (2006 - 2026)

MBINM vs UVE dividend yield comparison.

Year	MBINM	UVE
2026	4.04%	0.76%
2025	8.13%	2.28%
2024	8.03%	3.66%
2023	8.54%	4.82%
2022	1.94%	7.27%
2021	0.00%	4.53%
2020	0.00%	5.10%
2019	0.00%	2.75%
2018	0.00%	1.93%
2017	0.00%	2.52%
2016	0.00%	2.43%
2015	0.00%	2.72%
2014	0.00%	2.69%
2013	0.00%	3.38%
2012	0.00%	10.50%
2011	0.00%	8.94%
2010	0.00%	6.57%
2009	0.00%	9.20%
2008	0.00%	20.16%
2007	0.00%	2.70%
2006	0.00%	4.66%