MBINL vs OSBC

Comparison between Merchants Bancorp (MBINL, Company) and Old Second Bancorporation Inc (OSBC, Company).

Both MBINL and OSBC are from the Financial Services sector.

MBINL vs OSBC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	MBINL(COMPANY)	OSBC(COMPANY)
Market Cap	$1.14B	$1.14B
Max Drawdown	12.95%	97.92%
Sharpe Ratio	1.00	1.01
5Y Beta	0.14	0.82
Industry	Banks - Regional	Banks - Regional
P/E Ratio	5.00	12.91
Forward P/E	N/A	8.60
PEG Ratio	N/A	1.51
Dividend Yield	1.64%	1.20%
5Y Dividends CAGR	N/A	27.54%
5Y EPS CAGR	24.18%	20.58%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	-96.45%	12.05%
P/S Ratio	N/A	3.47
P/B Ratio	N/A	1.26

Market Cap

MBINL

$1.14B

Winner

OSBC

$1.14B

Max Drawdown

Winner

MBINL

12.95%

OSBC

97.92%

Sharpe Ratio

MBINL

1.00

Winner

OSBC

1.01

5Y Beta

Winner

MBINL

0.14

OSBC

0.82

Industry

MBINL

Banks - Regional

OSBC

Banks - Regional

P/E Ratio

Winner

MBINL

5.00

OSBC

12.91

Forward P/E

MBINL

N/A

OSBC

8.60

PEG Ratio

MBINL

N/A

OSBC

1.51

Dividend Yield

Winner

MBINL

1.64%

OSBC

1.20%

5Y Dividends CAGR

MBINL

N/A

OSBC

27.54%

5Y EPS CAGR

Winner

MBINL

24.18%

OSBC

20.58%

Debt to Equity

MBINL

0.00%

OSBC

0.00%

Free Cash Flow Yield

MBINL

-96.45%

Winner

OSBC

12.05%

P/S Ratio

MBINL

N/A

OSBC

3.47

P/B Ratio

MBINL

N/A

OSBC

1.26

MBINL vs OSBC - Historical Returns

Returns include dividend reinvestment.

Period	MBINL	OSBC
1 month	-0.12%	+7.91%
3 months	+2.23%	+15.42%
6 months	+10.11%	+10.46%
1 year	+12.42%	+33.53%
5 years(CAGR)	N/A	+12.23%
10 years(CAGR)	N/A	+13.36%
Max(CAGR)	+5.16%	+4.25%

MBINL

-0.12%

Winner

OSBC

+7.91%

MBINL

+2.23%

Winner

OSBC

+15.42%

MBINL

+10.11%

Winner

OSBC

+10.46%

MBINL

+12.42%

Winner

OSBC

+33.53%

5Y(CAGR)

MBINL

N/A

OSBC

+12.23%

10Y(CAGR)

MBINL

N/A

OSBC

+13.36%

Max(CAGR)

Winner

MBINL

+5.16%

OSBC

+4.25%

MBINL vs OSBC - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	MBINL	OSBC
2026	+9.61%	+16.30%
2025	-3.13%	+12.77%
2024	+0.21%	+17.57%
2023	N/A	-3.00%
2022	N/A	+28.09%
2021	N/A	+26.87%
2020	N/A	-24.81%
2019	N/A	+1.36%
2018	N/A	-5.19%
2017	N/A	+25.65%
2016	N/A	+49.31%
2015	N/A	+52.23%
2014	N/A	+14.99%
2013	N/A	+260.94%
2012	N/A	-7.58%
2011	N/A	-29.35%
2010	N/A	-75.53%
2009	N/A	-43.22%
2008	N/A	-53.83%
2007	N/A	-6.41%
2006	N/A	-1.82%
2005	N/A	-0.89%
2004	N/A	+28.00%
2003	N/A	+34.99%
2002	N/A	+29.38%
2001	N/A	+72.52%
2000	N/A	-0.46%
1999	N/A	-5.91%

MBINL vs OSBC Drawdown Comparison

The maximum drawdown for MBINL was -8.80%, occurring on Aug 22, 2025. Recovery took 244 trading sessions.

The maximum drawdown for OSBC was -97.67%, occurring on Sep 3, 2010. This drawdown has not yet recovered.

The current MBINL drawdown is -1.36%. The current OSBC drawdown is -20.58%.

Rank	MBINL	OSBC
#1	-8.80% Jan 29, 2025 - Jan 20, 2026	-97.67% Feb 16, 2005 - Sep 3, 2010
#2	-4.90% Feb 18, 2026 - May 8, 2026	-25.51% Nov 16, 1999 - May 8, 2001
#3	-2.82% Dec 6, 2024 - Jan 29, 2025	-15.82% Aug 22, 2001 - Dec 17, 2001
#4	-1.36% Jun 4, 2026 - Jun 12, 2026	-14.39% Apr 5, 2004 - Aug 25, 2004
#5	-0.92% May 28, 2026 - Jun 3, 2026	-14.22% Jul 30, 2002 - May 23, 2003
#6	-0.58% Jan 21, 2026 - Jan 26, 2026	-13.73% Dec 2, 2004 - Feb 16, 2005
#7	-0.52% Feb 9, 2026 - Feb 17, 2026	-8.11% Sep 7, 2004 - Oct 6, 2004
#8	-0.27% May 21, 2026 - May 28, 2026	-7.79% Jul 1, 2003 - Sep 18, 2003
#9	-0.24% Jan 30, 2026 - Feb 4, 2026	-6.52% Jul 17, 2002 - Jul 29, 2002
#10	-0.16% May 18, 2026 - May 20, 2026	-5.50% Jun 29, 2001 - Jul 6, 2001
#11	-0.14% Feb 4, 2026 - Feb 6, 2026	-5.26% Oct 14, 2003 - Oct 29, 2003
#12	-0.12% May 11, 2026 - May 13, 2026	-5.09% Nov 10, 2004 - Dec 1, 2004
#13	-0.12% Nov 26, 2024 - Nov 29, 2024	-5.01% Mar 21, 2002 - Apr 16, 2002
#14	-0.12% Dec 2, 2024 - Dec 4, 2024	-5.01% Jun 28, 2002 - Jul 9, 2002
#15	N/A	-4.95% Oct 7, 2003 - Oct 14, 2003

Correlation

Correlation between MBINL and OSBC is 0.81 which considered as a strong positive correlation - the stocks tend to move together.

0.81

-101

Dividend Comparison (1999 - 2026)

MBINL vs OSBC dividend yield comparison.

Year	MBINL	OSBC
2026	1.93%	0.62%
2025	8.39%	1.28%
2024	0.77%	1.18%
2023	0.00%	1.30%
2022	0.00%	1.25%
2021	0.00%	1.27%
2020	0.00%	0.40%
2019	0.00%	0.30%
2018	0.00%	0.31%
2017	0.00%	0.29%
2016	0.00%	0.27%
2010	0.00%	1.18%
2009	0.00%	1.45%
2008	0.00%	5.43%
2007	0.00%	2.20%
2006	0.00%	1.88%
2005	0.00%	1.67%
2004	0.00%	1.44%
2003	0.00%	1.62%
2002	0.00%	2.03%
2001	0.00%	1.90%
2000	0.00%	2.53%
1999	0.00%	0.59%