LX vs RAIL

Comparison between LexinFintech Holdings Ltd (LX, Company) and FreightCar America Inc (RAIL, Company).

LX is from the Financial Services sector, while RAIL is from the Industrials sector.

5-Year PerformanceRAIL has outperformed LX, delivering a return of +7.0% compared to -23.4%

LX vs RAIL - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	LX(COMPANY)	RAIL(COMPANY)
Market Cap	$244M	$243M
Max Drawdown	93.19%	99.01%
Sharpe Ratio	-2.23	-0.17
5Y Beta	1.11	1.57
Industry	Credit Services	Railroads
P/E Ratio	1.02	1149.57
Forward P/E	2.35	19.76
PEG Ratio	0.02	0.64
Dividend Yield	26.80%	N/A
5Y Dividends CAGR	N/A	30.26%
5Y EPS CAGR	23.14%	N/A
Debt to Equity	6.24%	278.24%
Free Cash Flow Yield	N/A	7.37%
P/S Ratio	0.02	0.52
P/B Ratio	0.13	7.17

Market Cap

Winner

$244M

RAIL

$243M

Max Drawdown

Winner

93.19%

RAIL

99.01%

Sharpe Ratio

-2.23

Winner

RAIL

-0.17

5Y Beta

Winner

1.11

RAIL

1.57

Industry

Credit Services

RAIL

Railroads

P/E Ratio

Winner

1.02

RAIL

1149.57

Forward P/E

Winner

2.35

RAIL

19.76

PEG Ratio

Winner

0.02

RAIL

0.64

Dividend Yield

26.80%

RAIL

N/A

5Y Dividends CAGR

N/A

RAIL

30.26%

5Y EPS CAGR

23.14%

RAIL

N/A

Debt to Equity

Winner

6.24%

RAIL

278.24%

Free Cash Flow Yield

N/A

RAIL

7.37%

P/S Ratio

Winner

0.02

RAIL

0.52

P/B Ratio

Winner

0.13

RAIL

7.17

LX vs RAIL - Historical Returns

Returns include dividend reinvestment.

Period	LX	RAIL
1 month	-5.56%	-7.34%
3 months	-32.67%	-11.91%
6 months	-46.40%	-44.71%
1 year	-77.07%	-18.85%
5 years(CAGR)	-23.37%	+7.03%
10 years(CAGR)	+6.49%	-6.04%
Max(CAGR)	+6.49%	-4.28%

Winner

-5.56%

RAIL

-7.34%

-32.67%

Winner

RAIL

-11.91%

-46.40%

Winner

RAIL

-44.71%

-77.07%

Winner

RAIL

-18.85%

5Y(CAGR)

-23.37%

Winner

RAIL

+7.03%

10Y(CAGR)

Winner

+6.49%

RAIL

-6.04%

Max(CAGR)

Winner

+6.49%

RAIL

-4.28%

LX vs RAIL - Annual Returns (2005 - 2026)

Returns include dividend reinvestment.

Year	LX	RAIL
2026	-54.34%	-33.03%
2025	-40.68%	+16.04%
2024	+250.25%	+233.09%
2023	+2.28%	-14.56%
2022	-49.87%	-17.95%
2021	-42.13%	+64.00%
2020	-55.92%	+12.09%
2019	+87.20%	-71.29%
2018	-58.07%	-59.94%
2017	+1199.07%	+14.96%
2016	N/A	-20.40%
2015	N/A	-26.27%
2014	N/A	+2.60%
2013	N/A	+13.48%
2012	N/A	+5.52%
2011	N/A	-29.34%
2010	N/A	+44.05%
2009	N/A	+3.46%
2008	N/A	-47.45%
2007	N/A	-37.68%
2006	N/A	+18.12%
2005	N/A	+128.96%

LX vs RAIL Drawdown Comparison

The maximum drawdown for LX was -93.19%, occurring on Nov 9, 2022. This drawdown has not yet recovered.

The maximum drawdown for RAIL was -98.88%, occurring on Mar 18, 2020. This drawdown has not yet recovered.

The current LX drawdown is -90.35%. The current RAIL drawdown is -89.23%.

Rank	LX	RAIL
#1	-93.19% Mar 9, 2018 - Nov 9, 2022	-98.88% May 11, 2006 - Mar 18, 2020
#2	-21.28% Jan 2, 2018 - Mar 9, 2018	-20.23% Apr 11, 2005 - Jul 12, 2005
#3	-12.23% Dec 26, 2017 - Jan 2, 2018	-16.98% Oct 4, 2005 - Oct 31, 2005
#4	N/A	-14.15% Mar 24, 2006 - May 9, 2006
#5	N/A	-10.35% Feb 28, 2006 - Mar 24, 2006
#6	N/A	-5.08% Aug 1, 2005 - Aug 15, 2005
#7	N/A	-5.03% Nov 7, 2005 - Nov 23, 2005
#8	N/A	-5.03% Dec 5, 2005 - Jan 11, 2006
#9	N/A	-3.92% Aug 31, 2005 - Sep 12, 2005
#10	N/A	-3.81% Jul 20, 2005 - Jul 22, 2005
#11	N/A	-3.60% Sep 20, 2005 - Oct 3, 2005
#12	N/A	-3.39% Feb 1, 2006 - Feb 7, 2006
#13	N/A	-3.27% Jul 12, 2005 - Jul 19, 2005
#14	N/A	-2.75% Aug 22, 2005 - Aug 31, 2005
#15	N/A	-2.60% Jan 17, 2006 - Jan 19, 2006

Correlation

Correlation between LX and RAIL is 0.40 which considered as a weak positive correlation - the stocks show a slight tendency to move together.

0.40

-101

Dividend Comparison (2005 - 2026)

LX vs RAIL dividend yield comparison.

Year	LX	RAIL
2026	13.82%	0.00%
2025	9.30%	0.00%
2024	2.38%	0.00%
2023	11.85%	0.00%
2017	0.00%	1.58%
2016	0.00%	2.41%
2015	0.00%	1.85%
2014	0.00%	0.91%
2013	0.00%	0.90%
2012	0.00%	1.07%
2010	0.00%	0.21%
2009	0.00%	1.21%
2008	0.00%	1.31%
2007	0.00%	0.69%
2006	0.00%	0.27%
2005	0.00%	0.12%