RAIL vs SNFCA

Comparison between FreightCar America Inc (RAIL, Company) and Security National Financial Corp - Class A (SNFCA, Company).

RAIL is from the Industrials sector, while SNFCA is from the Financial Services sector.

5-Year PerformanceRAIL has outperformed SNFCA, delivering a return of +7.0% compared to +5.8%

RAIL vs SNFCA - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	RAIL(COMPANY)	SNFCA(COMPANY)
Market Cap	$243M	$242M
Max Drawdown	99.01%	83.55%
Sharpe Ratio	-0.17	0.19
5Y Beta	1.57	0.76
Industry	Railroads	Insurance - Life
P/E Ratio	1149.57	7.61
Forward P/E	19.76	1.77
PEG Ratio	0.64	3347.43
5Y Dividends CAGR	30.26%	N/A
5Y EPS CAGR	N/A	24.44%
Debt to Equity	278.24%	0.00%
Free Cash Flow Yield	7.37%	32.73%
P/S Ratio	0.52	0.72
P/B Ratio	7.17	0.57

Market Cap

Winner

RAIL

$243M

SNFCA

$242M

Max Drawdown

RAIL

99.01%

Winner

SNFCA

83.55%

Sharpe Ratio

RAIL

-0.17

Winner

SNFCA

0.19

5Y Beta

RAIL

1.57

Winner

SNFCA

0.76

Industry

RAIL

Railroads

SNFCA

Insurance - Life

P/E Ratio

RAIL

1149.57

Winner

SNFCA

7.61

Forward P/E

RAIL

19.76

Winner

SNFCA

1.77

PEG Ratio

Winner

RAIL

0.64

SNFCA

3347.43

5Y Dividends CAGR

RAIL

30.26%

SNFCA

N/A

5Y EPS CAGR

RAIL

N/A

SNFCA

24.44%

Debt to Equity

RAIL

278.24%

Winner

SNFCA

0.00%

Free Cash Flow Yield

RAIL

7.37%

Winner

SNFCA

32.73%

P/S Ratio

Winner

RAIL

0.52

SNFCA

0.72

P/B Ratio

RAIL

7.17

Winner

SNFCA

0.57

RAIL vs SNFCA - Historical Returns

Returns include dividend reinvestment.

Period	RAIL	SNFCA
1 month	-7.34%	-4.43%
3 months	-11.91%	+2.14%
6 months	-44.71%	+5.91%
1 year	-18.85%	+6.73%
5 years(CAGR)	+7.03%	+5.81%
10 years(CAGR)	-6.04%	+10.23%
Max(CAGR)	-4.28%	+11.10%

RAIL

-7.34%

Winner

SNFCA

-4.43%

RAIL

-11.91%

Winner

SNFCA

+2.14%

RAIL

-44.71%

Winner

SNFCA

+5.91%

RAIL

-18.85%

Winner

SNFCA

+6.73%

5Y(CAGR)

Winner

RAIL

+7.03%

SNFCA

+5.81%

10Y(CAGR)

RAIL

-6.04%

Winner

SNFCA

+10.23%

Max(CAGR)

RAIL

-4.28%

Winner

SNFCA

+11.10%

RAIL vs SNFCA - Annual Returns (2001 - 2026)

Returns include dividend reinvestment.

Year	RAIL	SNFCA
2026	-33.03%	+12.26%
2025	+16.04%	-22.58%
2024	+233.09%	+39.73%
2023	-14.56%	+29.27%
2022	-17.95%	-14.64%
2021	+64.00%	+13.91%
2020	+12.09%	+52.58%
2019	-71.29%	+17.90%
2018	-59.94%	+8.36%
2017	+14.96%	-16.48%
2016	-20.40%	+9.74%
2015	-26.27%	+17.77%
2014	+2.60%	+27.06%
2013	+13.48%	-46.78%
2012	+5.52%	+505.39%
2011	-29.34%	-15.27%
2010	+44.05%	-40.16%
2009	+3.46%	+116.63%
2008	-47.45%	-53.15%
2007	-37.68%	-27.06%
2006	+18.12%	+60.82%
2005	+128.96%	+19.75%
2004	N/A	-55.87%
2003	N/A	+25.07%
2002	N/A	+192.38%
2001	N/A	+14.57%

RAIL vs SNFCA Drawdown Comparison

The maximum drawdown for RAIL was -98.88%, occurring on Mar 18, 2020. This drawdown has not yet recovered.

The maximum drawdown for SNFCA was -83.55%, occurring on Nov 25, 2008. Recovery took 2223 trading sessions.

The current RAIL drawdown is -89.23%. The current SNFCA drawdown is -23.99%.

Rank	RAIL	SNFCA
#1	-98.88% May 11, 2006 - Mar 18, 2020	-83.55% Jan 26, 2004 - Nov 23, 2012
#2	-20.23% Apr 11, 2005 - Jul 12, 2005	-73.00% Feb 7, 2013 - Jan 12, 2021
#3	-16.98% Oct 4, 2005 - Oct 31, 2005	-61.77% Jun 28, 2002 - Jan 30, 2003
#4	-14.15% Mar 24, 2006 - May 9, 2006	-41.04% Apr 25, 2002 - May 31, 2002
#5	-10.35% Feb 28, 2006 - Mar 24, 2006	-39.46% Feb 6, 2025 - Nov 17, 2025
#6	-5.08% Aug 1, 2005 - Aug 15, 2005	-39.19% Apr 8, 2022 - Dec 20, 2023
#7	-5.03% Nov 7, 2005 - Nov 23, 2005	-32.29% Dec 21, 2023 - Sep 27, 2024
#8	-5.03% Dec 5, 2005 - Jan 11, 2006	-26.19% Mar 19, 2021 - Mar 18, 2022
#9	-3.92% Aug 31, 2005 - Sep 12, 2005	-24.38% Jan 31, 2003 - Dec 29, 2003
#10	-3.81% Jul 20, 2005 - Jul 22, 2005	-22.41% Jul 30, 2001 - Jan 22, 2002
#11	-3.60% Sep 20, 2005 - Oct 3, 2005	-21.58% Mar 23, 2001 - Jul 16, 2001
#12	-3.39% Feb 1, 2006 - Feb 7, 2006	-20.44% Jun 3, 2002 - Jun 24, 2002
#13	-3.27% Jul 12, 2005 - Jul 19, 2005	-17.65% Dec 19, 2012 - Jan 7, 2013
#14	-2.75% Aug 22, 2005 - Aug 31, 2005	-15.93% Jan 22, 2002 - Apr 5, 2002
#15	-2.60% Jan 17, 2006 - Jan 19, 2006	-15.80% Jan 23, 2001 - Feb 27, 2001

Correlation

Correlation between RAIL and SNFCA is -0.62 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.62

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