LPRO vs USNA

Comparison between Open Lending Corp (LPRO, Company) and Usana Health Sciences Inc (USNA, Company).

LPRO is from the Financial Services sector, while USNA is from the Consumer Defensive sector.

5-Year PerformanceUSNA has outperformed LPRO, delivering a return of -28.0% compared to -40.7%

LPRO vs USNA - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	LPRO(COMPANY)	USNA(COMPANY)
Market Cap	$370M	$368M
Max Drawdown	98.06%	87.60%
Sharpe Ratio	0.90	-0.73
5Y Beta	1.34	0.84
Industry	Credit Services	Packaged Foods
P/E Ratio	-69.72	41.38
Forward P/E	39.06	9.84
5Y EPS CAGR	-36.12%	-39.94%
Debt to Equity	110.13%	0.00%
Free Cash Flow Yield	-0.04%	0.80%

Market Cap

Winner

LPRO

$370M

USNA

$368M

Max Drawdown

LPRO

98.06%

Winner

USNA

87.60%

Sharpe Ratio

Winner

LPRO

0.90

USNA

-0.73

5Y Beta

LPRO

1.34

Winner

USNA

0.84

Industry

LPRO

Credit Services

USNA

Packaged Foods

P/E Ratio

Winner

LPRO

-69.72

USNA

41.38

Forward P/E

LPRO

39.06

Winner

USNA

9.84

5Y EPS CAGR

Winner

LPRO

-36.12%

USNA

-39.94%

Debt to Equity

LPRO

110.13%

Winner

USNA

0.00%

Free Cash Flow Yield

LPRO

-0.04%

Winner

USNA

0.80%

LPRO vs USNA - Historical Returns

Returns include dividend reinvestment.

Period	LPRO	USNA
1 month	+39.29%	+7.78%
3 months	+149.60%	+14.49%
6 months	+92.59%	-1.60%
1 year	+55.22%	-36.21%
5 years(CAGR)	-40.67%	-27.97%
10 years(CAGR)	-12.71%	-9.85%
Max(CAGR)	-12.71%	+8.83%

Winner

LPRO

+39.29%

USNA

+7.78%

Winner

LPRO

+149.60%

USNA

+14.49%

Winner

LPRO

+92.59%

USNA

-1.60%

Winner

LPRO

+55.22%

USNA

-36.21%

5Y(CAGR)

LPRO

-40.67%

Winner

USNA

-27.97%

10Y(CAGR)

LPRO

-12.71%

Winner

USNA

-9.85%

Max(CAGR)

LPRO

-12.71%

Winner

USNA

+8.83%

LPRO vs USNA - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	LPRO	USNA
2026	+100.00%	+1.23%
2025	-72.85%	-46.06%
2024	-29.10%	-34.09%
2023	+25.52%	-1.58%
2022	-71.39%	-48.32%
2021	-32.78%	+29.83%
2020	+231.37%	-1.03%
2019	+8.10%	-32.60%
2018	+1.04%	+57.08%
2017	N/A	+19.05%
2016	N/A	-3.78%
2015	N/A	+24.90%
2014	N/A	+33.34%
2013	N/A	+129.87%
2012	N/A	+4.44%
2011	N/A	-30.44%
2010	N/A	+33.90%
2009	N/A	-4.38%
2008	N/A	-5.15%
2007	N/A	-29.32%
2006	N/A	+36.56%
2005	N/A	+13.12%
2004	N/A	+14.80%
2003	N/A	+415.15%
2002	N/A	+731.03%
2001	N/A	-7.63%
2000	N/A	-68.42%
1999	N/A	-39.39%

LPRO vs USNA Drawdown Comparison

The maximum drawdown for LPRO was -98.06%, occurring on Apr 17, 2025. This drawdown has not yet recovered.

The maximum drawdown for USNA was -87.60%, occurring on Apr 2, 2026. This drawdown has not yet recovered.

The current LPRO drawdown is -92.76%. The current USNA drawdown is -85.56%.

Rank	LPRO	USNA
#1	-98.06% Jun 30, 2021 - Apr 17, 2025	-87.60% Jul 25, 2018 - Apr 2, 2026
#2	-22.04% Feb 12, 2021 - Jun 25, 2021	-85.94% Nov 1, 1999 - Oct 16, 2002
#3	-18.31% Jan 19, 2021 - Feb 2, 2021	-69.82% Feb 8, 2007 - May 15, 2013
#4	-12.28% Aug 20, 2018 - Feb 7, 2020	-46.16% Aug 5, 2015 - Apr 3, 2018
#5	-11.41% Nov 20, 2020 - Dec 10, 2020	-39.24% Nov 10, 2003 - Feb 9, 2005
#6	-11.40% Aug 28, 2020 - Sep 16, 2020	-36.97% Oct 22, 2013 - Oct 30, 2014
#7	-11.03% Feb 11, 2020 - Jun 8, 2020	-32.35% Sep 16, 2005 - Feb 1, 2007
#8	-10.97% Jul 15, 2020 - Aug 17, 2020	-30.69% Jun 16, 2003 - Sep 23, 2003
#9	-8.54% Oct 6, 2020 - Nov 4, 2020	-20.02% Jan 30, 2003 - Mar 6, 2003
#10	-8.52% Sep 16, 2020 - Sep 25, 2020	-19.24% Mar 29, 2005 - Aug 2, 2005
#11	-8.06% Nov 6, 2020 - Nov 13, 2020	-17.13% Nov 4, 2014 - Apr 10, 2015
#12	-7.90% Aug 7, 2018 - Aug 20, 2018	-15.61% Nov 6, 2002 - Nov 19, 2002
#13	-6.18% Jun 10, 2020 - Jun 16, 2020	-14.97% May 6, 2015 - Jul 1, 2015
#14	-5.13% Dec 14, 2020 - Dec 22, 2020	-13.68% Jul 1, 2015 - Aug 5, 2015
#15	-4.35% Dec 31, 2020 - Jan 7, 2021	-13.30% Jul 22, 2013 - Sep 17, 2013