LMND vs TCBI

Comparison between Lemonade Inc (LMND, Company) and Texas Capital Bancshares Inc (TCBI, Company).

Both LMND and TCBI are from the Financial Services sector.

5-Year PerformanceTCBI has outperformed LMND, delivering a return of +7.9% compared to -11.7%

LMND vs TCBI - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	LMND(COMPANY)	TCBI(COMPANY)
Market Cap	$4.35B	$4.33B
Max Drawdown	94.23%	81.15%
Sharpe Ratio	0.79	1.22
5Y Beta	1.95	1.08
Industry	Insurance - Property & Casualty	Banks - Regional
P/E Ratio	-30.64	14.68
Forward P/E	N/A	12.94
PEG Ratio	N/A	0.04
5Y EPS CAGR	-12.67%	1.06%
Debt to Equity	0.00%	24.36%
Free Cash Flow Yield	0.45%	10.06%
P/S Ratio	5.27	3.44
P/B Ratio	7.62	1.33

Market Cap

Winner

LMND

$4.35B

TCBI

$4.33B

Max Drawdown

LMND

94.23%

Winner

TCBI

81.15%

Sharpe Ratio

LMND

0.79

Winner

TCBI

1.22

5Y Beta

LMND

1.95

Winner

TCBI

1.08

Industry

LMND

Insurance - Property & Casualty

TCBI

Banks - Regional

P/E Ratio

Winner

LMND

-30.64

TCBI

14.68

Forward P/E

LMND

N/A

TCBI

12.94

PEG Ratio

LMND

N/A

TCBI

0.04

5Y EPS CAGR

LMND

-12.67%

Winner

TCBI

1.06%

Debt to Equity

Winner

LMND

0.00%

TCBI

24.36%

Free Cash Flow Yield

LMND

0.45%

Winner

TCBI

10.06%

P/S Ratio

LMND

5.27

Winner

TCBI

3.44

P/B Ratio

LMND

7.62

Winner

TCBI

1.33

LMND vs TCBI - Historical Returns

Returns include dividend reinvestment.

Period	LMND	TCBI
1 month	-10.06%	+1.21%
3 months	-6.58%	+7.06%
6 months	-34.89%	+9.05%
1 year	+43.79%	+40.80%
5 years(CAGR)	-11.71%	+7.92%
10 years(CAGR)	N/A	+7.30%
Max(CAGR)	-4.94%	+9.64%

LMND

-10.06%

Winner

TCBI

+1.21%

LMND

-6.58%

Winner

TCBI

+7.06%

LMND

-34.89%

Winner

TCBI

+9.05%

Winner

LMND

+43.79%

TCBI

+40.80%

5Y(CAGR)

LMND

-11.71%

Winner

TCBI

+7.92%

10Y(CAGR)

LMND

N/A

TCBI

+7.30%

Max(CAGR)

LMND

-4.94%

Winner

TCBI

+9.64%

LMND vs TCBI - Annual Returns (2003 - 2026)

Returns include dividend reinvestment.

Year	LMND	TCBI
2026	-32.31%	+11.12%
2025	+95.60%	+17.88%
2024	+115.26%	+22.17%
2023	+17.48%	+9.28%
2022	-67.64%	-1.89%
2021	-62.85%	+2.68%
2020	+76.49%	+5.87%
2019	N/A	+10.00%
2018	N/A	-43.70%
2017	N/A	+13.54%
2016	N/A	+62.69%
2015	N/A	-7.35%
2014	N/A	-11.44%
2013	N/A	+32.93%
2012	N/A	+41.70%
2011	N/A	+42.11%
2010	N/A	+49.65%
2009	N/A	+7.80%
2008	N/A	-24.48%
2007	N/A	-8.38%
2006	N/A	-14.13%
2005	N/A	+2.24%
2004	N/A	+52.25%
2003	N/A	+15.84%

LMND vs TCBI Drawdown Comparison

The maximum drawdown for LMND was -94.23%, occurring on Apr 27, 2023. This drawdown has not yet recovered.

The maximum drawdown for TCBI was -81.15%, occurring on Mar 23, 2020. Recovery took 1922 trading sessions.

The current LMND drawdown is -71.94%. The current TCBI drawdown is -3.85%.

Rank	LMND	TCBI
#1	-94.23% Jan 11, 2021 - Apr 27, 2023	-81.15% Jun 8, 2018 - Feb 2, 2026
#2	-45.40% Jul 17, 2020 - Dec 7, 2020	-72.90% Apr 19, 2006 - Feb 1, 2011
#3	-19.92% Dec 23, 2020 - Jan 7, 2021	-53.79% Mar 20, 2014 - Nov 11, 2016
#4	-15.62% Jul 6, 2020 - Jul 10, 2020	-25.45% Feb 7, 2005 - Nov 25, 2005
#5	-12.39% Jul 10, 2020 - Jul 17, 2020	-25.15% Oct 5, 2012 - Oct 24, 2013
#6	-8.93% Dec 10, 2020 - Dec 17, 2020	-24.40% Jul 21, 2011 - Dec 2, 2011
#7	-4.72% Dec 7, 2020 - Dec 10, 2020	-24.09% Mar 1, 2017 - Dec 18, 2017
#8	N/A	-17.28% Mar 12, 2004 - Jul 7, 2004
#9	N/A	-14.34% Dec 2, 2005 - Apr 19, 2006
#10	N/A	-14.21% Feb 3, 2026 - Mar 11, 2026
#11	N/A	-14.10% Jul 13, 2004 - Sep 9, 2004
#12	N/A	-12.39% Jan 22, 2018 - May 8, 2018
#13	N/A	-10.38% Oct 23, 2003 - Dec 9, 2003
#14	N/A	-10.22% Jan 22, 2014 - Mar 6, 2014
#15	N/A	-9.19% Mar 19, 2012 - Apr 26, 2012