LGIH vs HBT

Comparison between LGI Homes Inc (LGIH, Company) and HBT Financial Inc (HBT, Company).

LGIH is from the Consumer Cyclical sector, while HBT is from the Financial Services sector.

5-Year PerformanceHBT has outperformed LGIH, delivering a return of +21.6% compared to -17.9%

LGIH vs HBT - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	LGIH(COMPANY)	HBT(COMPANY)
Market Cap	$1.32B	$1.33B
Max Drawdown	81.33%	54.31%
Sharpe Ratio	0.23	1.65
5Y Beta	1.08	0.67
Industry	Residential Construction	Banks - Regional
P/E Ratio	19.92	15.82
Forward P/E	18.80	N/A
Dividend Yield	N/A	2.45%
5Y Dividends CAGR	N/A	8.92%
5Y EPS CAGR	-30.65%	3.90%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	9.90%	6.55%

Market Cap

LGIH

$1.32B

Winner

HBT

$1.33B

Max Drawdown

LGIH

81.33%

Winner

HBT

54.31%

Sharpe Ratio

LGIH

0.23

Winner

HBT

1.65

5Y Beta

LGIH

1.08

Winner

HBT

0.67

Industry

LGIH

Residential Construction

HBT

Banks - Regional

P/E Ratio

LGIH

19.92

Winner

HBT

15.82

Forward P/E

LGIH

18.80

HBT

N/A

Dividend Yield

LGIH

N/A

HBT

2.45%

5Y Dividends CAGR

LGIH

N/A

HBT

8.92%

5Y EPS CAGR

LGIH

-30.65%

Winner

HBT

3.90%

Debt to Equity

LGIH

0.00%

HBT

0.00%

Free Cash Flow Yield

Winner

LGIH

9.90%

HBT

6.55%

LGIH vs HBT - Historical Returns

Returns include dividend reinvestment.

Period	LGIH	HBT
1 month	+1.89%	+16.97%
3 months	+29.40%	+38.29%
6 months	-3.25%	+30.18%
1 year	-11.93%	+49.94%
5 years(CAGR)	-17.90%	+21.63%
10 years(CAGR)	+5.59%	N/A
Max(CAGR)	+12.63%	+17.75%

LGIH

+1.89%

Winner

HBT

+16.97%

LGIH

+29.40%

Winner

HBT

+38.29%

LGIH

-3.25%

Winner

HBT

+30.18%

LGIH

-11.93%

Winner

HBT

+49.94%

5Y(CAGR)

LGIH

-17.90%

Winner

HBT

+21.63%

10Y(CAGR)

LGIH

+5.59%

HBT

N/A

Max(CAGR)

LGIH

+12.63%

Winner

HBT

+17.75%

LGIH vs HBT - Annual Returns (2013 - 2026)

Returns include dividend reinvestment.

Year	LGIH	HBT
2026	+41.09%	+48.16%
2025	-50.62%	+24.49%
2024	-31.82%	+6.49%
2023	+40.12%	+13.11%
2022	-37.58%	+8.06%
2021	+49.10%	+29.31%
2020	+49.89%	-17.25%
2019	+51.32%	+22.20%
2018	-40.30%	N/A
2017	+160.61%	N/A
2016	+23.15%	N/A
2015	+65.85%	N/A
2014	-15.23%	N/A
2013	+37.91%	N/A

LGIH vs HBT Drawdown Comparison

The maximum drawdown for LGIH was -81.33%, occurring on Mar 20, 2026. This drawdown has not yet recovered.

The maximum drawdown for HBT was -53.94%, occurring on Mar 23, 2020. Recovery took 441 trading sessions.

The current LGIH drawdown is -67.90%.

Rank	LGIH	HBT
#1	-81.33% May 7, 2021 - Mar 20, 2026	-53.94% Feb 5, 2020 - Nov 3, 2021
#2	-63.80% Feb 20, 2020 - Jul 7, 2020	-27.07% Mar 6, 2023 - Jul 16, 2024
#3	-52.09% Jan 3, 2018 - Aug 21, 2019	-18.67% Feb 6, 2025 - Jul 1, 2025
#4	-45.16% Dec 1, 2015 - Jul 26, 2016	-17.33% Feb 8, 2022 - Oct 28, 2022
#5	-40.31% Jul 14, 2014 - Aug 5, 2015	-16.45% Jul 23, 2024 - Nov 6, 2024
#6	-30.56% Sep 7, 2016 - Jun 28, 2017	-16.19% Nov 11, 2024 - Jan 30, 2025
#7	-26.02% Jan 17, 2014 - Jun 10, 2014	-13.44% Nov 10, 2022 - Feb 3, 2023
#8	-24.62% Oct 15, 2020 - Mar 8, 2021	-13.40% Aug 27, 2025 - Dec 12, 2025
#9	-21.07% Oct 17, 2019 - Feb 6, 2020	-12.01% Feb 17, 2026 - Jun 8, 2026
#10	-15.93% Oct 21, 2015 - Dec 1, 2015	-9.56% Jul 3, 2025 - Aug 22, 2025
#11	-15.24% Aug 8, 2017 - Sep 29, 2017	-8.76% Jan 11, 2022 - Feb 8, 2022
#12	-14.33% Sep 2, 2020 - Oct 1, 2020	-7.44% Nov 9, 2021 - Jan 5, 2022
#13	-12.26% Aug 14, 2015 - Sep 2, 2015	-7.25% Jan 22, 2026 - Feb 4, 2026
#14	-11.20% Aug 3, 2020 - Aug 24, 2020	-6.81% Dec 18, 2025 - Jan 21, 2026
#15	-10.92% Sep 16, 2015 - Oct 6, 2015	-5.34% Nov 4, 2022 - Nov 10, 2022

Correlation

Correlation between LGIH and HBT is -0.51 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.51

-101