HBT vs ORC

Comparison between HBT Financial Inc (HBT, Company) and Orchid Island Capital Inc (ORC, Company).

HBT is from the Financial Services sector, while ORC is from the Real Estate sector.

5-Year PerformanceHBT has outperformed ORC, delivering a return of +21.6% compared to -7.3%

HBT vs ORC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	HBT(COMPANY)	ORC(COMPANY)
Market Cap	$1.33B	$1.32B
Max Drawdown	54.31%	92.01%
Sharpe Ratio	1.65	0.53
5Y Beta	0.67	0.61
Industry	Banks - Regional	Reit - Mortgage
P/E Ratio	15.82	4.73
Forward P/E	N/A	5.96
PEG Ratio	N/A	0.01
Dividend Yield	2.45%	21.00%
5Y Dividends CAGR	8.92%	-17.62%
5Y EPS CAGR	3.90%	10.86%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	6.55%	15.62%

Market Cap

Winner

HBT

$1.33B

ORC

$1.32B

Max Drawdown

Winner

HBT

54.31%

ORC

92.01%

Sharpe Ratio

Winner

HBT

1.65

ORC

0.53

5Y Beta

HBT

0.67

Winner

ORC

0.61

Industry

HBT

Banks - Regional

ORC

Reit - Mortgage

P/E Ratio

HBT

15.82

Winner

ORC

4.73

Forward P/E

HBT

N/A

ORC

5.96

PEG Ratio

HBT

N/A

ORC

0.01

Dividend Yield

HBT

2.45%

Winner

ORC

21.00%

5Y Dividends CAGR

Winner

HBT

8.92%

ORC

-17.62%

5Y EPS CAGR

HBT

3.90%

Winner

ORC

10.86%

Debt to Equity

HBT

0.00%

ORC

0.00%

Free Cash Flow Yield

HBT

6.55%

Winner

ORC

15.62%

HBT vs ORC - Historical Returns

Returns include dividend reinvestment.

Period	HBT	ORC
1 month	+16.97%	+0.18%
3 months	+38.29%	-0.44%
6 months	+30.18%	-3.54%
1 year	+49.94%	+11.95%
5 years(CAGR)	+21.63%	-7.34%
10 years(CAGR)	N/A	-3.58%
Max(CAGR)	+17.75%	-0.98%

Winner

HBT

+16.97%

ORC

+0.18%

Winner

HBT

+38.29%

ORC

-0.44%

Winner

HBT

+30.18%

ORC

-3.54%

Winner

HBT

+49.94%

ORC

+11.95%

5Y(CAGR)

Winner

HBT

+21.63%

ORC

-7.34%

10Y(CAGR)

HBT

N/A

ORC

-3.58%

Max(CAGR)

Winner

HBT

+17.75%

ORC

-0.98%

HBT vs ORC - Annual Returns (2013 - 2026)

Returns include dividend reinvestment.

Year	HBT	ORC
2026	+48.16%	+0.07%
2025	+24.49%	+11.23%
2024	+6.49%	+11.24%
2023	+13.11%	-4.69%
2022	+8.06%	-43.39%
2021	+29.31%	+2.10%
2020	-17.25%	+5.43%
2019	+22.20%	+6.69%
2018	N/A	-19.90%
2017	N/A	-0.16%
2016	N/A	+28.47%
2015	N/A	-11.75%
2014	N/A	+16.12%
2013	N/A	-1.75%

HBT vs ORC Drawdown Comparison

The maximum drawdown for HBT was -53.94%, occurring on Mar 23, 2020. Recovery took 441 trading sessions.

The maximum drawdown for ORC was -75.69%, occurring on Mar 18, 2020. This drawdown has not yet recovered.

The current ORC drawdown is -44.21%.

Rank	HBT	ORC
#1	-53.94% Feb 5, 2020 - Nov 3, 2021	-75.69% Feb 13, 2017 - Mar 18, 2020
#2	-27.07% Mar 6, 2023 - Jul 16, 2024	-42.94% May 12, 2015 - Dec 22, 2016
#3	-18.67% Feb 6, 2025 - Jul 1, 2025	-27.14% Feb 14, 2013 - Jan 3, 2014
#4	-17.33% Feb 8, 2022 - Oct 28, 2022	-11.66% Mar 14, 2014 - May 29, 2014
#5	-16.45% Jul 23, 2024 - Nov 6, 2024	-11.57% Oct 23, 2014 - Feb 19, 2015
#6	-16.19% Nov 11, 2024 - Jan 30, 2025	-10.38% Jan 13, 2014 - Mar 14, 2014
#7	-13.44% Nov 10, 2022 - Feb 3, 2023	-8.60% Sep 9, 2014 - Oct 17, 2014
#8	-13.40% Aug 27, 2025 - Dec 12, 2025	-5.27% Feb 19, 2015 - Apr 10, 2015
#9	-12.01% Feb 17, 2026 - Jun 8, 2026	-4.93% Jul 29, 2014 - Aug 11, 2014
#10	-9.56% Jul 3, 2025 - Aug 22, 2025	-3.41% Apr 23, 2015 - May 12, 2015
#11	-8.76% Jan 11, 2022 - Feb 8, 2022	-2.79% Aug 13, 2014 - Sep 9, 2014
#12	-7.44% Nov 9, 2021 - Jan 5, 2022	-2.16% Jan 11, 2017 - Jan 20, 2017
#13	-7.25% Jan 22, 2026 - Feb 4, 2026	-2.07% Jan 27, 2017 - Feb 6, 2017
#14	-6.81% Dec 18, 2025 - Jan 21, 2026	-1.53% Dec 22, 2016 - Jan 3, 2017
#15	-5.34% Nov 4, 2022 - Nov 10, 2022	-1.42% Jan 6, 2014 - Jan 10, 2014

Correlation

Correlation between HBT and ORC is -0.38 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.38

-101

Dividend Comparison (2013 - 2026)

HBT vs ORC dividend yield comparison.

Year	HBT	ORC
2026	1.91%	11.46%
2025	3.25%	20.00%
2024	3.47%	18.51%
2023	3.22%	21.35%
2022	3.27%	29.67%
2021	3.20%	17.33%
2020	3.96%	15.13%
2019	0.00%	16.41%
2018	0.00%	16.74%
2017	0.00%	18.10%
2016	0.00%	15.51%
2015	0.00%	19.34%
2014	0.00%	16.55%
2013	0.00%	10.73%