HBT vs LGIH

Comparison between HBT Financial Inc (HBT, Company) and LGI Homes Inc (LGIH, Company).

HBT is from the Financial Services sector, while LGIH is from the Consumer Cyclical sector.

5-Year PerformanceHBT has outperformed LGIH, delivering a return of +21.6% compared to -17.9%

HBT vs LGIH - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	HBT(COMPANY)	LGIH(COMPANY)
Market Cap	$1.33B	$1.32B
Max Drawdown	54.31%	81.33%
Sharpe Ratio	1.65	0.23
5Y Beta	0.67	1.08
Industry	Banks - Regional	Residential Construction
P/E Ratio	15.82	19.92
Forward P/E	N/A	18.80
Dividend Yield	2.45%	N/A
5Y Dividends CAGR	8.92%	N/A
5Y EPS CAGR	3.90%	-30.65%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	6.55%	9.90%

Market Cap

Winner

HBT

$1.33B

LGIH

$1.32B

Max Drawdown

Winner

HBT

54.31%

LGIH

81.33%

Sharpe Ratio

Winner

HBT

1.65

LGIH

0.23

5Y Beta

Winner

HBT

0.67

LGIH

1.08

Industry

HBT

Banks - Regional

LGIH

Residential Construction

P/E Ratio

Winner

HBT

15.82

LGIH

19.92

Forward P/E

HBT

N/A

LGIH

18.80

Dividend Yield

HBT

2.45%

LGIH

N/A

5Y Dividends CAGR

HBT

8.92%

LGIH

N/A

5Y EPS CAGR

Winner

HBT

3.90%

LGIH

-30.65%

Debt to Equity

HBT

0.00%

LGIH

0.00%

Free Cash Flow Yield

HBT

6.55%

Winner

LGIH

9.90%

HBT vs LGIH - Historical Returns

Returns include dividend reinvestment.

Period	HBT	LGIH
1 month	+16.97%	+1.89%
3 months	+38.29%	+29.40%
6 months	+30.18%	-3.25%
1 year	+49.94%	-11.93%
5 years(CAGR)	+21.63%	-17.90%
10 years(CAGR)	N/A	+5.59%
Max(CAGR)	+17.75%	+12.63%

Winner

HBT

+16.97%

LGIH

+1.89%

Winner

HBT

+38.29%

LGIH

+29.40%

Winner

HBT

+30.18%

LGIH

-3.25%

Winner

HBT

+49.94%

LGIH

-11.93%

5Y(CAGR)

Winner

HBT

+21.63%

LGIH

-17.90%

10Y(CAGR)

HBT

N/A

LGIH

+5.59%

Max(CAGR)

Winner

HBT

+17.75%

LGIH

+12.63%

HBT vs LGIH - Annual Returns (2013 - 2026)

Returns include dividend reinvestment.

Year	HBT	LGIH
2026	+48.16%	+41.09%
2025	+24.49%	-50.62%
2024	+6.49%	-31.82%
2023	+13.11%	+40.12%
2022	+8.06%	-37.58%
2021	+29.31%	+49.10%
2020	-17.25%	+49.89%
2019	+22.20%	+51.32%
2018	N/A	-40.30%
2017	N/A	+160.61%
2016	N/A	+23.15%
2015	N/A	+65.85%
2014	N/A	-15.23%
2013	N/A	+37.91%

HBT vs LGIH Drawdown Comparison

The maximum drawdown for HBT was -53.94%, occurring on Mar 23, 2020. Recovery took 441 trading sessions.

The maximum drawdown for LGIH was -81.33%, occurring on Mar 20, 2026. This drawdown has not yet recovered.

The current LGIH drawdown is -67.90%.

Rank	HBT	LGIH
#1	-53.94% Feb 5, 2020 - Nov 3, 2021	-81.33% May 7, 2021 - Mar 20, 2026
#2	-27.07% Mar 6, 2023 - Jul 16, 2024	-63.80% Feb 20, 2020 - Jul 7, 2020
#3	-18.67% Feb 6, 2025 - Jul 1, 2025	-52.09% Jan 3, 2018 - Aug 21, 2019
#4	-17.33% Feb 8, 2022 - Oct 28, 2022	-45.16% Dec 1, 2015 - Jul 26, 2016
#5	-16.45% Jul 23, 2024 - Nov 6, 2024	-40.31% Jul 14, 2014 - Aug 5, 2015
#6	-16.19% Nov 11, 2024 - Jan 30, 2025	-30.56% Sep 7, 2016 - Jun 28, 2017
#7	-13.44% Nov 10, 2022 - Feb 3, 2023	-26.02% Jan 17, 2014 - Jun 10, 2014
#8	-13.40% Aug 27, 2025 - Dec 12, 2025	-24.62% Oct 15, 2020 - Mar 8, 2021
#9	-12.01% Feb 17, 2026 - Jun 8, 2026	-21.07% Oct 17, 2019 - Feb 6, 2020
#10	-9.56% Jul 3, 2025 - Aug 22, 2025	-15.93% Oct 21, 2015 - Dec 1, 2015
#11	-8.76% Jan 11, 2022 - Feb 8, 2022	-15.24% Aug 8, 2017 - Sep 29, 2017
#12	-7.44% Nov 9, 2021 - Jan 5, 2022	-14.33% Sep 2, 2020 - Oct 1, 2020
#13	-7.25% Jan 22, 2026 - Feb 4, 2026	-12.26% Aug 14, 2015 - Sep 2, 2015
#14	-6.81% Dec 18, 2025 - Jan 21, 2026	-11.20% Aug 3, 2020 - Aug 24, 2020
#15	-5.34% Nov 4, 2022 - Nov 10, 2022	-10.92% Sep 16, 2015 - Oct 6, 2015

Correlation

Correlation between HBT and LGIH is -0.51 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.51

-101