LEGH vs PRAA

Comparison between Legacy Housing Corp (LEGH, Company) and PRA Group Inc (PRAA, Company).

LEGH is from the Consumer Cyclical sector, while PRAA is from the Financial Services sector.

5-Year PerformanceLEGH has outperformed PRAA, delivering a return of +5.7% compared to -17.2%

LEGH vs PRAA - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	LEGH(COMPANY)	PRAA(COMPANY)
Market Cap	$580M	$581M
Max Drawdown	54.40%	83.83%
Sharpe Ratio	0.36	0.27
5Y Beta	0.68	1.26
Industry	Residential Construction	Credit Services
P/E Ratio	13.69	-2.14
Forward P/E	12.25	10.00
PEG Ratio	0.61	5.82
5Y EPS CAGR	2.46%	N/A
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	5.16%	-2.30%
P/S Ratio	3.55	0.47
P/B Ratio	1.08	0.61

Market Cap

LEGH

$580M

Winner

PRAA

$581M

Max Drawdown

Winner

LEGH

54.40%

PRAA

83.83%

Sharpe Ratio

Winner

LEGH

0.36

PRAA

0.27

5Y Beta

Winner

LEGH

0.68

PRAA

1.26

Industry

LEGH

Residential Construction

PRAA

Credit Services

P/E Ratio

LEGH

13.69

Winner

PRAA

-2.14

Forward P/E

LEGH

12.25

Winner

PRAA

10.00

PEG Ratio

Winner

LEGH

0.61

PRAA

5.82

5Y EPS CAGR

LEGH

2.46%

PRAA

N/A

Debt to Equity

LEGH

0.00%

PRAA

0.00%

Free Cash Flow Yield

Winner

LEGH

5.16%

PRAA

-2.30%

P/S Ratio

LEGH

3.55

Winner

PRAA

0.47

P/B Ratio

LEGH

1.08

Winner

PRAA

0.61

LEGH vs PRAA - Historical Returns

Returns include dividend reinvestment.

Period	LEGH	PRAA
1 month	+12.46%	-6.50%
3 months	+28.80%	-6.94%
6 months	+20.66%	-9.72%
1 year	+11.76%	+5.09%
5 years(CAGR)	+5.65%	-17.16%
10 years(CAGR)	N/A	-4.16%
Max(CAGR)	+10.25%	+4.92%

Winner

LEGH

+12.46%

PRAA

-6.50%

Winner

LEGH

+28.80%

PRAA

-6.94%

Winner

LEGH

+20.66%

PRAA

-9.72%

Winner

LEGH

+11.76%

PRAA

+5.09%

5Y(CAGR)

Winner

LEGH

+5.65%

PRAA

-17.16%

10Y(CAGR)

LEGH

N/A

PRAA

-4.16%

Max(CAGR)

Winner

LEGH

+10.25%

PRAA

+4.92%

LEGH vs PRAA - Annual Returns (2002 - 2026)

Returns include dividend reinvestment.

Year	LEGH	PRAA
2026	+29.53%	-10.24%
2025	-18.67%	-14.08%
2024	-0.28%	-18.68%
2023	+35.52%	-24.23%
2022	-26.20%	-32.29%
2021	+80.56%	+30.01%
2020	-8.09%	+7.10%
2019	+38.78%	+42.24%
2018	-0.83%	-26.93%
2017	N/A	-17.82%
2016	N/A	+14.06%
2015	N/A	-39.29%
2014	N/A	+11.81%
2013	N/A	+49.10%
2012	N/A	+55.80%
2011	N/A	-10.91%
2010	N/A	+61.62%
2009	N/A	+34.93%
2008	N/A	-12.40%
2007	N/A	-13.52%
2006	N/A	+0.24%
2005	N/A	+17.90%
2004	N/A	+56.85%
2003	N/A	+41.60%
2002	N/A	+18.12%

LEGH vs PRAA Drawdown Comparison

The maximum drawdown for LEGH was -54.40%, occurring on Jul 12, 2022. Recovery took 610 trading sessions.

The maximum drawdown for PRAA was -83.83%, occurring on Feb 23, 2026. This drawdown has not yet recovered.

The current LEGH drawdown is -13.37%. The current PRAA drawdown is -75.66%.

Rank	LEGH	PRAA
#1	-54.40% Feb 18, 2022 - Jul 26, 2024	-83.83% Jul 13, 2015 - Feb 23, 2026
#2	-49.80% Sep 17, 2019 - Mar 19, 2021	-69.59% Jul 17, 2007 - Apr 28, 2010
#3	-36.63% Feb 21, 2019 - Aug 29, 2019	-35.55% Apr 29, 2011 - Jun 29, 2012
#4	-34.89% Sep 19, 2024 - Mar 13, 2026	-30.26% Jun 17, 2003 - Oct 15, 2004
#5	-19.20% May 7, 2021 - Sep 1, 2021	-26.21% Apr 26, 2006 - Apr 25, 2007
#6	-16.33% Sep 2, 2021 - Nov 5, 2021	-24.37% Nov 10, 2014 - Jul 13, 2015
#7	-14.11% Dec 10, 2021 - Feb 16, 2022	-24.24% Oct 29, 2013 - Nov 4, 2014
#8	-12.18% Jul 31, 2024 - Sep 19, 2024	-22.75% Feb 8, 2005 - Jun 28, 2005
#9	-8.64% Apr 5, 2021 - May 7, 2021	-20.32% Feb 18, 2003 - Apr 15, 2003
#10	-8.40% Dec 17, 2018 - Jan 7, 2019	-19.98% Sep 27, 2005 - Dec 6, 2005
#11	-7.07% Nov 24, 2021 - Dec 10, 2021	-18.67% Jun 16, 2010 - Dec 16, 2010
#12	-6.53% Nov 12, 2021 - Nov 23, 2021	-14.60% Jan 27, 2006 - Apr 26, 2006
#13	-5.30% Feb 1, 2019 - Feb 21, 2019	-13.60% Jun 17, 2013 - Aug 12, 2013
#14	-5.20% Mar 19, 2021 - Mar 26, 2021	-12.96% May 29, 2003 - Jun 17, 2003
#15	-3.93% Aug 30, 2019 - Sep 9, 2019	-11.68% Dec 30, 2004 - Jan 31, 2005

Correlation

Correlation between LEGH and PRAA is -0.39 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.39

-101