KREF vs VBNK

Comparison between KKR Real Estate Finance Trust Inc (KREF, Company) and VILLAGE BANCORP INC (VBNK, Company).

KREF is from the Real Estate sector, while VBNK is from the Financial Services sector.

5-Year PerformanceVBNK has outperformed KREF, delivering a return of +15.5% compared to -10.9%

KREF vs VBNK - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	KREF(COMPANY)	VBNK(COMPANY)
Market Cap	$460M	$460M
Max Drawdown	74.61%	51.37%
Sharpe Ratio	-0.51	1.71
5Y Beta	0.78	0.93
Industry	Reit - Mortgage	Banks - Regional
P/E Ratio	-4.70	23.19
Forward P/E	11.67	15.02
PEG Ratio	5.13	5.41
Dividend Yield	14.00%	0.51%
5Y Dividends CAGR	-6.18%	N/A
5Y EPS CAGR	N/A	2.58%
Debt to Equity	0.00%	18.89%
Free Cash Flow Yield	15.13%	48.78%
P/S Ratio	27.18	4.53
P/B Ratio	0.42	1.58

Market Cap

KREF

$460M

Winner

VBNK

$460M

Max Drawdown

KREF

74.61%

Winner

VBNK

51.37%

Sharpe Ratio

KREF

-0.51

Winner

VBNK

1.71

5Y Beta

Winner

KREF

0.78

VBNK

0.93

Industry

KREF

Reit - Mortgage

VBNK

Banks - Regional

P/E Ratio

Winner

KREF

-4.70

VBNK

23.19

Forward P/E

Winner

KREF

11.67

VBNK

15.02

PEG Ratio

Winner

KREF

5.13

VBNK

5.41

Dividend Yield

Winner

KREF

14.00%

VBNK

0.51%

5Y Dividends CAGR

KREF

-6.18%

VBNK

N/A

5Y EPS CAGR

KREF

N/A

VBNK

2.58%

Debt to Equity

Winner

KREF

0.00%

VBNK

18.89%

Free Cash Flow Yield

KREF

15.13%

Winner

VBNK

48.78%

P/S Ratio

KREF

27.18

Winner

VBNK

4.53

P/B Ratio

Winner

KREF

0.42

VBNK

1.58

KREF vs VBNK - Historical Returns

Returns include dividend reinvestment.

Period	KREF	VBNK
1 month	+13.28%	+13.55%
3 months	+13.65%	+42.91%
6 months	-12.73%	+40.01%
1 year	-13.66%	+80.52%
5 years(CAGR)	-10.89%	+15.50%
10 years(CAGR)	-2.31%	N/A
Max(CAGR)	-2.31%	+15.50%

KREF

+13.28%

Winner

VBNK

+13.55%

KREF

+13.65%

Winner

VBNK

+42.91%

KREF

-12.73%

Winner

VBNK

+40.01%

KREF

-13.66%

Winner

VBNK

+80.52%

5Y(CAGR)

KREF

-10.89%

Winner

VBNK

+15.50%

10Y(CAGR)

KREF

-2.31%

VBNK

N/A

Max(CAGR)

KREF

-2.31%

Winner

VBNK

+15.50%

KREF vs VBNK - Annual Returns (2017 - 2026)

Returns include dividend reinvestment.

Year	KREF	VBNK
2026	-8.86%	+35.06%
2025	-10.28%	+9.88%
2024	-15.67%	+25.70%
2023	+7.03%	+47.60%
2022	-27.15%	-37.02%
2021	+31.31%	+13.54%
2020	-2.48%	N/A
2019	+15.89%	N/A
2018	+4.47%	N/A
2017	-5.23%	N/A

KREF vs VBNK Drawdown Comparison

The maximum drawdown for KREF was -57.40%, occurring on Mar 27, 2026. This drawdown has not yet recovered.

The maximum drawdown for VBNK was -50.70%, occurring on May 18, 2023. Recovery took 698 trading sessions.

The current KREF drawdown is -47.30%.

Rank	KREF	VBNK
#1	-57.40% Oct 27, 2021 - Mar 27, 2026	-50.70% Nov 12, 2021 - Aug 26, 2024
#2	-55.29% Feb 21, 2020 - Apr 12, 2021	-50.53% Dec 5, 2024 - Apr 22, 2026
#3	-15.11% Jun 2, 2017 - Aug 24, 2018	-9.18% May 8, 2026 - Jun 3, 2026
#4	-10.60% Jun 16, 2021 - Oct 20, 2021	-7.26% Oct 16, 2024 - Nov 5, 2024
#5	-10.11% Aug 27, 2018 - Jan 31, 2019	-6.81% Aug 30, 2024 - Sep 19, 2024
#6	-8.92% May 3, 2021 - May 27, 2021	-6.67% Sep 15, 2021 - Oct 5, 2021
#7	-7.00% Jul 23, 2019 - Oct 25, 2019	-5.38% Jun 3, 2026 - Jun 12, 2026
#8	-3.32% May 3, 2019 - Jul 2, 2019	-4.05% Sep 19, 2024 - Oct 10, 2024
#9	-3.19% Feb 4, 2019 - Apr 8, 2019	-3.72% Nov 29, 2024 - Dec 5, 2024
#10	-3.03% May 26, 2017 - Jun 2, 2017	-3.59% Nov 11, 2024 - Nov 18, 2024
#11	-2.81% Oct 28, 2019 - Dec 5, 2019	-3.27% Apr 27, 2026 - May 6, 2026
#12	-1.81% Jun 9, 2021 - Jun 14, 2021	-2.37% Oct 14, 2024 - Oct 16, 2024
#13	-1.66% Dec 6, 2019 - Dec 18, 2019	-2.28% Aug 31, 2021 - Sep 13, 2021
#14	-1.45% May 5, 2017 - May 16, 2017	-2.26% Aug 26, 2024 - Aug 29, 2024
#15	-1.41% Apr 16, 2021 - Apr 27, 2021	-2.10% Oct 8, 2021 - Oct 22, 2021

Correlation

Correlation between KREF and VBNK is -0.35 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.35

-101