KREF vs LOCO

Comparison between KKR Real Estate Finance Trust Inc (KREF, Company) and El Pollo Loco Holdings Inc (LOCO, Company).

KREF is from the Real Estate sector, while LOCO is from the Consumer Cyclical sector.

5-Year PerformanceLOCO has outperformed KREF, delivering a return of +1.1% compared to -10.9%

KREF vs LOCO - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	KREF(COMPANY)	LOCO(COMPANY)
Market Cap	$460M	$459M
Max Drawdown	74.61%	83.59%
Sharpe Ratio	-0.51	1.06
5Y Beta	0.78	0.60
Industry	Reit - Mortgage	Restaurants
P/E Ratio	-4.70	15.55
Forward P/E	11.67	14.03
PEG Ratio	5.13	1.05
Dividend Yield	14.00%	N/A
5Y Dividends CAGR	-6.18%	N/A
5Y EPS CAGR	N/A	7.20%
Debt to Equity	0.00%	14.55%
Free Cash Flow Yield	15.13%	5.86%
P/S Ratio	27.18	0.88
P/B Ratio	0.42	1.45

Market Cap

Winner

KREF

$460M

LOCO

$459M

Max Drawdown

Winner

KREF

74.61%

LOCO

83.59%

Sharpe Ratio

KREF

-0.51

Winner

LOCO

1.06

5Y Beta

KREF

0.78

Winner

LOCO

0.60

Industry

KREF

Reit - Mortgage

LOCO

Restaurants

P/E Ratio

Winner

KREF

-4.70

LOCO

15.55

Forward P/E

Winner

KREF

11.67

LOCO

14.03

PEG Ratio

KREF

5.13

Winner

LOCO

1.05

Dividend Yield

KREF

14.00%

LOCO

N/A

5Y Dividends CAGR

KREF

-6.18%

LOCO

N/A

5Y EPS CAGR

KREF

N/A

LOCO

7.20%

Debt to Equity

Winner

KREF

0.00%

LOCO

14.55%

Free Cash Flow Yield

Winner

KREF

15.13%

LOCO

5.86%

P/S Ratio

KREF

27.18

Winner

LOCO

0.88

P/B Ratio

Winner

KREF

0.42

LOCO

1.45

KREF vs LOCO - Historical Returns

Returns include dividend reinvestment.

Period	KREF	LOCO
1 month	+13.28%	+15.51%
3 months	+13.65%	+43.75%
6 months	-12.73%	+34.71%
1 year	-13.66%	+47.27%
5 years(CAGR)	-10.89%	+1.06%
10 years(CAGR)	-2.31%	+4.82%
Max(CAGR)	-2.31%	-2.38%

KREF

+13.28%

Winner

LOCO

+15.51%

KREF

+13.65%

Winner

LOCO

+43.75%

KREF

-12.73%

Winner

LOCO

+34.71%

KREF

-13.66%

Winner

LOCO

+47.27%

5Y(CAGR)

KREF

-10.89%

Winner

LOCO

+1.06%

10Y(CAGR)

KREF

-2.31%

Winner

LOCO

+4.82%

Max(CAGR)

Winner

KREF

-2.31%

LOCO

-2.38%

KREF vs LOCO - Annual Returns (2014 - 2026)

Returns include dividend reinvestment.

Year	KREF	LOCO
2026	-8.86%	+51.55%
2025	-10.28%	-8.33%
2024	-15.67%	+31.14%
2023	+7.03%	-9.72%
2022	-27.15%	-20.67%
2021	+31.31%	-22.08%
2020	-2.48%	+20.35%
2019	+15.89%	+1.20%
2018	+4.47%	+48.73%
2017	-5.23%	-22.05%
2016	N/A	-2.38%
2015	N/A	-37.66%
2014	N/A	-16.90%

KREF vs LOCO Drawdown Comparison

The maximum drawdown for KREF was -57.40%, occurring on Mar 27, 2026. This drawdown has not yet recovered.

The maximum drawdown for LOCO was -83.59%, occurring on Mar 18, 2020. This drawdown has not yet recovered.

The current KREF drawdown is -47.30%. The current LOCO drawdown is -56.19%.

Rank	KREF	LOCO
#1	-57.40% Oct 27, 2021 - Mar 27, 2026	-83.59% Aug 1, 2014 - Mar 18, 2020
#2	-55.29% Feb 21, 2020 - Apr 12, 2021	-13.28% Jul 28, 2014 - Jul 30, 2014
#3	-15.11% Jun 2, 2017 - Aug 24, 2018	N/A
#4	-10.60% Jun 16, 2021 - Oct 20, 2021	N/A
#5	-10.11% Aug 27, 2018 - Jan 31, 2019	N/A
#6	-8.92% May 3, 2021 - May 27, 2021	N/A
#7	-7.00% Jul 23, 2019 - Oct 25, 2019	N/A
#8	-3.32% May 3, 2019 - Jul 2, 2019	N/A
#9	-3.19% Feb 4, 2019 - Apr 8, 2019	N/A
#10	-3.03% May 26, 2017 - Jun 2, 2017	N/A
#11	-2.81% Oct 28, 2019 - Dec 5, 2019	N/A
#12	-1.81% Jun 9, 2021 - Jun 14, 2021	N/A
#13	-1.66% Dec 6, 2019 - Dec 18, 2019	N/A
#14	-1.45% May 5, 2017 - May 16, 2017	N/A
#15	-1.41% Apr 16, 2021 - Apr 27, 2021	N/A