KREF vs FINS

Comparison between KKR Real Estate Finance Trust Inc (KREF, Company) and Angel Oak Financial Strategies Income Term Trust (FINS, Company).

KREF is from the Real Estate sector, while FINS is from the Financial Services sector.

5-Year PerformanceFINS has outperformed KREF, delivering a return of +2.2% compared to -11.2%

KREF vs FINS - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	KREF(COMPANY)	FINS(COMPANY)
Market Cap	$428M	$427M
Max Drawdown	74.61%	46.19%
Sharpe Ratio	-0.43	0.71
5Y Beta	0.80	0.18
Industry	Reit - Mortgage	Asset Management
P/E Ratio	-4.38	28.17
Forward P/E	11.67	N/A
PEG Ratio	5.13	N/A
Dividend Yield	14.20%	10.50%
5Y Dividends CAGR	-6.18%	1.71%
Debt to Equity	0.00%	26.96%
Free Cash Flow Yield	16.23%	12.15%
P/S Ratio	27.18	11.96
P/B Ratio	0.39	0.92

Market Cap

Winner

KREF

$428M

FINS

$427M

Max Drawdown

KREF

74.61%

Winner

FINS

46.19%

Sharpe Ratio

KREF

-0.43

Winner

FINS

0.71

5Y Beta

KREF

0.80

Winner

FINS

0.18

Industry

KREF

Reit - Mortgage

FINS

Asset Management

P/E Ratio

Winner

KREF

-4.38

FINS

28.17

Forward P/E

KREF

11.67

FINS

N/A

PEG Ratio

KREF

5.13

FINS

N/A

Dividend Yield

Winner

KREF

14.20%

FINS

10.50%

5Y Dividends CAGR

KREF

-6.18%

Winner

FINS

1.71%

Debt to Equity

Winner

KREF

0.00%

FINS

26.96%

Free Cash Flow Yield

Winner

KREF

16.23%

FINS

12.15%

P/S Ratio

KREF

27.18

Winner

FINS

11.96

P/B Ratio

Winner

KREF

0.39

FINS

0.92

KREF vs FINS - Historical Returns

Returns include dividend reinvestment.

Period	KREF	FINS
1 month	+6.37%	-0.55%
3 months	-0.71%	+0.59%
6 months	-13.21%	+2.43%
1 year	-12.83%	+9.47%
5 years(CAGR)	-11.21%	+2.20%
10 years(CAGR)	-2.79%	N/A
Max(CAGR)	-2.79%	+2.31%

Winner

KREF

+6.37%

FINS

-0.55%

KREF

-0.71%

Winner

FINS

+0.59%

KREF

-13.21%

Winner

FINS

+2.43%

KREF

-12.83%

Winner

FINS

+9.47%

5Y(CAGR)

KREF

-11.21%

Winner

FINS

+2.20%

10Y(CAGR)

KREF

-2.79%

FINS

N/A

Max(CAGR)

KREF

-2.79%

Winner

FINS

+2.31%

KREF vs FINS - Annual Returns (2017 - 2026)

Returns include dividend reinvestment.

Year	KREF	FINS
2026	-12.82%	+0.61%
2025	-10.28%	+14.09%
2024	-15.67%	+18.41%
2023	+7.03%	+2.36%
2022	-27.15%	-17.17%
2021	+31.31%	+10.25%
2020	-2.48%	-12.66%
2019	+15.89%	+7.11%
2018	+4.47%	N/A
2017	-5.23%	N/A

KREF vs FINS Drawdown Comparison

The maximum drawdown for KREF was -57.40%, occurring on Mar 27, 2026. This drawdown has not yet recovered.

The maximum drawdown for FINS was -40.77%, occurring on Mar 18, 2020. Recovery took 1394 trading sessions.

The current KREF drawdown is -49.59%. The current FINS drawdown is -1.66%.

Rank	KREF	FINS
#1	-57.40% Oct 27, 2021 - Mar 27, 2026	-40.77% Feb 5, 2020 - Aug 22, 2025
#2	-55.29% Feb 21, 2020 - Apr 12, 2021	-6.43% Aug 21, 2019 - Nov 25, 2019
#3	-15.11% Jun 2, 2017 - Aug 24, 2018	-5.64% Feb 13, 2026 - May 29, 2026
#4	-10.60% Jun 16, 2021 - Oct 20, 2021	-3.98% Jul 3, 2019 - Aug 21, 2019
#5	-10.11% Aug 27, 2018 - Jan 31, 2019	-2.47% Sep 12, 2025 - Nov 4, 2025
#6	-8.92% May 3, 2021 - May 27, 2021	-2.38% Nov 25, 2019 - Dec 26, 2019
#7	-7.00% Jul 23, 2019 - Oct 25, 2019	-2.31% Nov 4, 2025 - Nov 28, 2025
#8	-3.32% May 3, 2019 - Jul 2, 2019	-2.24% Jun 25, 2019 - Jul 2, 2019
#9	-3.19% Feb 4, 2019 - Apr 8, 2019	-2.04% Jan 28, 2020 - Feb 4, 2020
#10	-3.03% May 26, 2017 - Jun 2, 2017	-1.71% Dec 4, 2025 - Dec 22, 2025
#11	-2.81% Oct 28, 2019 - Dec 5, 2019	-1.66% May 29, 2026 - Jun 5, 2026
#12	-1.81% Jun 9, 2021 - Jun 14, 2021	-1.49% Jan 22, 2020 - Jan 28, 2020
#13	-1.66% Dec 6, 2019 - Dec 18, 2019	-1.28% Dec 22, 2025 - Jan 5, 2026
#14	-1.45% May 5, 2017 - May 16, 2017	-1.00% Dec 26, 2019 - Jan 21, 2020
#15	-1.41% Apr 16, 2021 - Apr 27, 2021	-0.91% Jan 21, 2026 - Jan 30, 2026