FINS vs AIFU

Comparison between Angel Oak Financial Strategies Income Term Trust (FINS, Company) and AIFU Inc - Class A (AIFU, Company).

Both FINS and AIFU are from the Financial Services sector.

FINS vs AIFU - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	FINS(COMPANY)	AIFU(COMPANY)
Market Cap	$427M	$428M
Max Drawdown	46.19%	87.63%
Sharpe Ratio	0.71	0.50
5Y Beta	0.18	1.34
Industry	Asset Management	Insurance Brokers
P/E Ratio	28.17	-1.31
Forward P/E	N/A	20.41
Dividend Yield	10.50%	N/A
5Y Dividends CAGR	1.71%	N/A
Debt to Equity	26.96%	11.70%
Free Cash Flow Yield	12.15%	-0.66%
P/S Ratio	11.96	0.48
P/B Ratio	0.92	3.51

Market Cap

FINS

$427M

Winner

AIFU

$428M

Max Drawdown

Winner

FINS

46.19%

AIFU

87.63%

Sharpe Ratio

Winner

FINS

0.71

AIFU

0.50

5Y Beta

Winner

FINS

0.18

AIFU

1.34

Industry

FINS

Asset Management

AIFU

Insurance Brokers

P/E Ratio

FINS

28.17

Winner

AIFU

-1.31

Forward P/E

FINS

N/A

AIFU

20.41

Dividend Yield

FINS

10.50%

AIFU

N/A

5Y Dividends CAGR

FINS

1.71%

AIFU

N/A

Debt to Equity

FINS

26.96%

Winner

AIFU

11.70%

Free Cash Flow Yield

Winner

FINS

12.15%

AIFU

-0.66%

P/S Ratio

FINS

11.96

Winner

AIFU

0.48

P/B Ratio

Winner

FINS

0.92

AIFU

3.51

FINS vs AIFU - Historical Returns

Returns include dividend reinvestment.

Period	FINS	AIFU
1 month	-0.55%	+93.13%
3 months	+0.59%	+33.23%
6 months	+2.43%	-8.99%
1 year	+9.47%	-20.44%
5 years(CAGR)	+2.20%	N/A
Max(CAGR)	+2.31%	-24.67%

FINS

-0.55%

Winner

AIFU

+93.13%

FINS

+0.59%

Winner

AIFU

+33.23%

Winner

FINS

+2.43%

AIFU

-8.99%

Winner

FINS

+9.47%

AIFU

-20.44%

5Y(CAGR)

FINS

+2.20%

AIFU

N/A

Max(CAGR)

Winner

FINS

+2.31%

AIFU

-24.67%

FINS vs AIFU - Annual Returns (2019 - 2026)

Returns include dividend reinvestment.

Year	FINS	AIFU
2026	+0.61%	-6.71%
2025	+14.09%	-21.18%
2024	+18.41%	N/A
2023	+2.36%	N/A
2022	-17.17%	N/A
2021	+10.25%	N/A
2020	-12.66%	N/A
2019	+7.11%	N/A

FINS vs AIFU Drawdown Comparison

The maximum drawdown for FINS was -40.77%, occurring on Mar 18, 2020. Recovery took 1394 trading sessions.

The maximum drawdown for AIFU was -87.63%, occurring on Apr 9, 2026. This drawdown has not yet recovered.

The current FINS drawdown is -1.66%. The current AIFU drawdown is -72.50%.

Rank	FINS	AIFU
#1	-40.77% Feb 5, 2020 - Aug 22, 2025	-87.63% Jul 24, 2025 - Apr 9, 2026
#2	-6.43% Aug 21, 2019 - Nov 25, 2019	-34.41% May 20, 2025 - Jun 16, 2025
#3	-5.64% Feb 13, 2026 - May 29, 2026	-23.63% Jul 3, 2025 - Jul 15, 2025
#4	-3.98% Jul 3, 2019 - Aug 21, 2019	-20.91% Jun 24, 2025 - Jul 1, 2025
#5	-2.47% Sep 12, 2025 - Nov 4, 2025	-8.63% Jul 17, 2025 - Jul 23, 2025
#6	-2.38% Nov 25, 2019 - Dec 26, 2019	-1.63% Jun 20, 2025 - Jun 24, 2025
#7	-2.31% Nov 4, 2025 - Nov 28, 2025	N/A
#8	-2.24% Jun 25, 2019 - Jul 2, 2019	N/A
#9	-2.04% Jan 28, 2020 - Feb 4, 2020	N/A
#10	-1.71% Dec 4, 2025 - Dec 22, 2025	N/A
#11	-1.66% May 29, 2026 - Jun 5, 2026	N/A
#12	-1.49% Jan 22, 2020 - Jan 28, 2020	N/A
#13	-1.28% Dec 22, 2025 - Jan 5, 2026	N/A
#14	-1.00% Dec 26, 2019 - Jan 21, 2020	N/A
#15	-0.91% Jan 21, 2026 - Jan 30, 2026	N/A

Correlation

Correlation between FINS and AIFU is -0.65 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.65

-101