FINS vs KREF

Comparison between Angel Oak Financial Strategies Income Term Trust (FINS, Company) and KKR Real Estate Finance Trust Inc (KREF, Company).

FINS is from the Financial Services sector, while KREF is from the Real Estate sector.

5-Year PerformanceFINS has outperformed KREF, delivering a return of +2.2% compared to -11.2%

FINS vs KREF - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	FINS(COMPANY)	KREF(COMPANY)
Market Cap	$427M	$428M
Max Drawdown	46.19%	74.61%
Sharpe Ratio	0.71	-0.43
5Y Beta	0.18	0.80
Industry	Asset Management	Reit - Mortgage
P/E Ratio	28.17	-4.38
Forward P/E	N/A	11.67
PEG Ratio	N/A	5.13
Dividend Yield	10.50%	14.20%
5Y Dividends CAGR	1.71%	-6.18%
Debt to Equity	26.96%	0.00%
Free Cash Flow Yield	12.15%	16.23%
P/S Ratio	11.96	27.18
P/B Ratio	0.92	0.39

Market Cap

FINS

$427M

Winner

KREF

$428M

Max Drawdown

Winner

FINS

46.19%

KREF

74.61%

Sharpe Ratio

Winner

FINS

0.71

KREF

-0.43

5Y Beta

Winner

FINS

0.18

KREF

0.80

Industry

FINS

Asset Management

KREF

Reit - Mortgage

P/E Ratio

FINS

28.17

Winner

KREF

-4.38

Forward P/E

FINS

N/A

KREF

11.67

PEG Ratio

FINS

N/A

KREF

5.13

Dividend Yield

FINS

10.50%

Winner

KREF

14.20%

5Y Dividends CAGR

Winner

FINS

1.71%

KREF

-6.18%

Debt to Equity

FINS

26.96%

Winner

KREF

0.00%

Free Cash Flow Yield

FINS

12.15%

Winner

KREF

16.23%

P/S Ratio

Winner

FINS

11.96

KREF

27.18

P/B Ratio

FINS

0.92

Winner

KREF

0.39

FINS vs KREF - Historical Returns

Returns include dividend reinvestment.

Period	FINS	KREF
1 month	-0.55%	+6.37%
3 months	+0.59%	-0.71%
6 months	+2.43%	-13.21%
1 year	+9.47%	-12.83%
5 years(CAGR)	+2.20%	-11.21%
10 years(CAGR)	N/A	-2.79%
Max(CAGR)	+2.31%	-2.79%

FINS

-0.55%

Winner

KREF

+6.37%

Winner

FINS

+0.59%

KREF

-0.71%

Winner

FINS

+2.43%

KREF

-13.21%

Winner

FINS

+9.47%

KREF

-12.83%

5Y(CAGR)

Winner

FINS

+2.20%

KREF

-11.21%

10Y(CAGR)

FINS

N/A

KREF

-2.79%

Max(CAGR)

Winner

FINS

+2.31%

KREF

-2.79%

FINS vs KREF - Annual Returns (2017 - 2026)

Returns include dividend reinvestment.

Year	FINS	KREF
2026	+0.61%	-12.82%
2025	+14.09%	-10.28%
2024	+18.41%	-15.67%
2023	+2.36%	+7.03%
2022	-17.17%	-27.15%
2021	+10.25%	+31.31%
2020	-12.66%	-2.48%
2019	+7.11%	+15.89%
2018	N/A	+4.47%
2017	N/A	-5.23%

FINS vs KREF Drawdown Comparison

The maximum drawdown for FINS was -40.77%, occurring on Mar 18, 2020. Recovery took 1394 trading sessions.

The maximum drawdown for KREF was -57.40%, occurring on Mar 27, 2026. This drawdown has not yet recovered.

The current FINS drawdown is -1.66%. The current KREF drawdown is -49.59%.

Rank	FINS	KREF
#1	-40.77% Feb 5, 2020 - Aug 22, 2025	-57.40% Oct 27, 2021 - Mar 27, 2026
#2	-6.43% Aug 21, 2019 - Nov 25, 2019	-55.29% Feb 21, 2020 - Apr 12, 2021
#3	-5.64% Feb 13, 2026 - May 29, 2026	-15.11% Jun 2, 2017 - Aug 24, 2018
#4	-3.98% Jul 3, 2019 - Aug 21, 2019	-10.60% Jun 16, 2021 - Oct 20, 2021
#5	-2.47% Sep 12, 2025 - Nov 4, 2025	-10.11% Aug 27, 2018 - Jan 31, 2019
#6	-2.38% Nov 25, 2019 - Dec 26, 2019	-8.92% May 3, 2021 - May 27, 2021
#7	-2.31% Nov 4, 2025 - Nov 28, 2025	-7.00% Jul 23, 2019 - Oct 25, 2019
#8	-2.24% Jun 25, 2019 - Jul 2, 2019	-3.32% May 3, 2019 - Jul 2, 2019
#9	-2.04% Jan 28, 2020 - Feb 4, 2020	-3.19% Feb 4, 2019 - Apr 8, 2019
#10	-1.71% Dec 4, 2025 - Dec 22, 2025	-3.03% May 26, 2017 - Jun 2, 2017
#11	-1.66% May 29, 2026 - Jun 5, 2026	-2.81% Oct 28, 2019 - Dec 5, 2019
#12	-1.49% Jan 22, 2020 - Jan 28, 2020	-1.81% Jun 9, 2021 - Jun 14, 2021
#13	-1.28% Dec 22, 2025 - Jan 5, 2026	-1.66% Dec 6, 2019 - Dec 18, 2019
#14	-1.00% Dec 26, 2019 - Jan 21, 2020	-1.45% May 5, 2017 - May 16, 2017
#15	-0.91% Jan 21, 2026 - Jan 30, 2026	-1.41% Apr 16, 2021 - Apr 27, 2021