KNSL vs CMSD

Comparison between Kinsale Capital Group Inc (KNSL, Company) and CMS Energy Corporation (CMSD, Company).

KNSL is from the Financial Services sector, while CMSD is from the Utilities sector.

5-Year PerformanceKNSL has outperformed CMSD, delivering a return of +13.1% compared to +2.6%

KNSL vs CMSD - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	KNSL(COMPANY)	CMSD(COMPANY)
Market Cap	$7.06B	$7.06B
Max Drawdown	45.30%	34.37%
Sharpe Ratio	-1.30	0.80
5Y Beta	0.54	0.16
Industry	Insurance - Property & Casualty	Multiline Utilities
P/E Ratio	13.48	6.30
Forward P/E	14.81	N/A
PEG Ratio	0.44	1.01
Dividend Yield	0.25%	5.77%
5Y Dividends CAGR	15.56%	4.45%
5Y EPS CAGR	34.83%	3.94%
Debt to Equity	11.41%	199.20%
Free Cash Flow Yield	14.35%	-52.60%
P/S Ratio	3.70	N/A
P/B Ratio	3.59	N/A

Market Cap

Winner

KNSL

$7.06B

CMSD

$7.06B

Max Drawdown

KNSL

45.30%

Winner

CMSD

34.37%

Sharpe Ratio

KNSL

-1.30

Winner

CMSD

0.80

5Y Beta

KNSL

0.54

Winner

CMSD

0.16

Industry

KNSL

Insurance - Property & Casualty

CMSD

Multiline Utilities

P/E Ratio

KNSL

13.48

Winner

CMSD

6.30

Forward P/E

KNSL

14.81

CMSD

N/A

PEG Ratio

Winner

KNSL

0.44

CMSD

1.01

Dividend Yield

KNSL

0.25%

Winner

CMSD

5.77%

5Y Dividends CAGR

Winner

KNSL

15.56%

CMSD

4.45%

5Y EPS CAGR

Winner

KNSL

34.83%

CMSD

3.94%

Debt to Equity

Winner

KNSL

11.41%

CMSD

199.20%

Free Cash Flow Yield

Winner

KNSL

14.35%

CMSD

-52.60%

P/S Ratio

KNSL

3.70

CMSD

N/A

P/B Ratio

KNSL

3.59

CMSD

N/A

KNSL vs CMSD - Historical Returns

Returns include dividend reinvestment.

Period	KNSL	CMSD
1 month	-7.74%	+0.93%
3 months	-22.91%	-0.53%
6 months	-20.60%	+1.36%
1 year	-34.52%	+10.25%
5 years(CAGR)	+13.09%	+2.63%
10 years(CAGR)	+33.53%	N/A
Max(CAGR)	+33.53%	+4.49%

KNSL

-7.74%

Winner

CMSD

+0.93%

KNSL

-22.91%

Winner

CMSD

-0.53%

KNSL

-20.60%

Winner

CMSD

+1.36%

KNSL

-34.52%

Winner

CMSD

+10.25%

5Y(CAGR)

Winner

KNSL

+13.09%

CMSD

+2.63%

10Y(CAGR)

KNSL

+33.53%

CMSD

N/A

Max(CAGR)

Winner

KNSL

+33.53%

CMSD

+4.49%

KNSL vs CMSD - Annual Returns (2016 - 2026)

Returns include dividend reinvestment.

Year	KNSL	CMSD
2026	-22.13%	+0.20%
2025	-13.72%	+5.06%
2024	+34.41%	-0.92%
2023	+28.88%	+16.72%
2022	+16.48%	-11.47%
2021	+17.96%	+2.71%
2020	+93.83%	+5.14%
2019	+83.23%	+13.65%
2018	+28.52%	N/A
2017	+32.88%	N/A
2016	+86.13%	N/A

KNSL vs CMSD Drawdown Comparison

The maximum drawdown for KNSL was -45.13%, occurring on May 11, 2026. This drawdown has not yet recovered.

The maximum drawdown for CMSD was -33.33%, occurring on Mar 18, 2020. Recovery took 114 trading sessions.

The current KNSL drawdown is -44.08%. The current CMSD drawdown is -2.84%.

Rank	KNSL	CMSD
#1	-45.13% Mar 6, 2024 - May 11, 2026	-33.33% Feb 11, 2020 - Jul 24, 2020
#2	-38.24% Dec 17, 2020 - Aug 5, 2022	-17.55% Nov 9, 2021 - Dec 1, 2023
#3	-36.01% Mar 4, 2020 - May 8, 2020	-10.96% Sep 10, 2024 - Aug 22, 2025
#4	-27.17% Oct 17, 2023 - Feb 16, 2024	-7.75% Oct 23, 2025 - Mar 31, 2026
#5	-22.32% Nov 8, 2022 - Feb 17, 2023	-5.72% Sep 30, 2019 - Dec 18, 2019
#6	-20.62% Oct 29, 2019 - Jan 15, 2020	-5.41% Dec 30, 2020 - Apr 6, 2021
#7	-19.83% Sep 28, 2018 - Feb 22, 2019	-4.50% Mar 21, 2024 - Aug 16, 2024
#8	-18.78% Dec 28, 2016 - Apr 24, 2017	-3.65% Aug 18, 2020 - Oct 23, 2020
#9	-17.23% Sep 1, 2020 - Oct 12, 2020	-3.29% Jun 18, 2021 - Nov 8, 2021
#10	-15.64% Feb 17, 2023 - Apr 27, 2023	-3.26% Apr 7, 2021 - Jun 4, 2021
#11	-14.74% Aug 7, 2017 - Sep 19, 2017	-2.57% Oct 23, 2020 - Nov 16, 2020
#12	-14.62% Aug 16, 2022 - Oct 28, 2022	-2.36% Sep 19, 2025 - Oct 23, 2025
#13	-12.02% Oct 12, 2020 - Nov 10, 2020	-2.27% Jul 27, 2020 - Aug 14, 2020
#14	-10.44% Sep 28, 2017 - Nov 3, 2017	-2.25% Jan 3, 2020 - Feb 6, 2020
#15	-10.29% Apr 27, 2023 - Jun 2, 2023	-2.20% Dec 18, 2019 - Jan 3, 2020

Correlation

Correlation between KNSL and CMSD is 0.75 which considered as a strong positive correlation - the stocks tend to move together.

0.75

-101

Dividend Comparison (2016 - 2026)

KNSL vs CMSD dividend yield comparison.

Year	KNSL	CMSD
2026	0.16%	3.21%
2025	0.17%	6.34%
2024	0.13%	6.35%
2023	0.17%	5.88%
2022	0.20%	6.54%
2021	0.18%	5.49%
2020	0.18%	3.96%
2019	0.31%	4.20%
2018	0.50%	0.00%
2017	0.53%	0.00%
2016	0.29%	0.00%