KNSL vs CMSC

Comparison between Kinsale Capital Group Inc (KNSL, Company) and CMS Energy Corporation (CMSC, Company).

KNSL is from the Financial Services sector, while CMSC is from the Utilities sector.

5-Year PerformanceKNSL has outperformed CMSC, delivering a return of +13.1% compared to +2.3%

KNSL vs CMSC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	KNSL(COMPANY)	CMSC(COMPANY)
Market Cap	$7.06B	$7.05B
Max Drawdown	45.30%	33.40%
Sharpe Ratio	-1.30	0.84
5Y Beta	0.54	0.16
Industry	Insurance - Property & Casualty	Multiline Utilities
P/E Ratio	13.48	6.29
Forward P/E	14.81	N/A
PEG Ratio	0.44	1.01
Dividend Yield	0.25%	6.65%
5Y Dividends CAGR	15.56%	4.57%
5Y EPS CAGR	34.83%	3.94%
Debt to Equity	11.41%	199.20%
Free Cash Flow Yield	14.35%	-52.65%
P/S Ratio	3.70	N/A
P/B Ratio	3.59	N/A

Market Cap

Winner

KNSL

$7.06B

CMSC

$7.05B

Max Drawdown

KNSL

45.30%

Winner

CMSC

33.40%

Sharpe Ratio

KNSL

-1.30

Winner

CMSC

0.84

5Y Beta

KNSL

0.54

Winner

CMSC

0.16

Industry

KNSL

Insurance - Property & Casualty

CMSC

Multiline Utilities

P/E Ratio

KNSL

13.48

Winner

CMSC

6.29

Forward P/E

KNSL

14.81

CMSC

N/A

PEG Ratio

Winner

KNSL

0.44

CMSC

1.01

Dividend Yield

KNSL

0.25%

Winner

CMSC

6.65%

5Y Dividends CAGR

Winner

KNSL

15.56%

CMSC

4.57%

5Y EPS CAGR

Winner

KNSL

34.83%

CMSC

3.94%

Debt to Equity

Winner

KNSL

11.41%

CMSC

199.20%

Free Cash Flow Yield

Winner

KNSL

14.35%

CMSC

-52.65%

P/S Ratio

KNSL

3.70

CMSC

N/A

P/B Ratio

KNSL

3.59

CMSC

N/A

KNSL vs CMSC - Historical Returns

Returns include dividend reinvestment.

Period	KNSL	CMSC
1 month	-7.74%	-0.18%
3 months	-22.91%	-1.63%
6 months	-20.60%	+0.54%
1 year	-34.52%	+10.00%
5 years(CAGR)	+13.09%	+2.29%
10 years(CAGR)	+33.53%	N/A
Max(CAGR)	+33.53%	+4.50%

KNSL

-7.74%

Winner

CMSC

-0.18%

KNSL

-22.91%

Winner

CMSC

-1.63%

KNSL

-20.60%

Winner

CMSC

+0.54%

KNSL

-34.52%

Winner

CMSC

+10.00%

5Y(CAGR)

Winner

KNSL

+13.09%

CMSC

+2.29%

10Y(CAGR)

KNSL

+33.53%

CMSC

N/A

Max(CAGR)

Winner

KNSL

+33.53%

CMSC

+4.50%

KNSL vs CMSC - Annual Returns (2016 - 2026)

Returns include dividend reinvestment.

Year	KNSL	CMSC
2026	-22.13%	+1.19%
2025	-13.72%	+3.88%
2024	+34.41%	-0.89%
2023	+28.88%	+17.46%
2022	+16.48%	-11.50%
2021	+17.96%	-0.02%
2020	+93.83%	+10.47%
2019	+83.23%	+16.28%
2018	+28.52%	-3.45%
2017	+32.88%	N/A
2016	+86.13%	N/A

KNSL vs CMSC Drawdown Comparison

The maximum drawdown for KNSL was -45.13%, occurring on May 11, 2026. This drawdown has not yet recovered.

The maximum drawdown for CMSC was -32.28%, occurring on Mar 18, 2020. Recovery took 208 trading sessions.

The current KNSL drawdown is -44.08%. The current CMSC drawdown is -3.33%.

Rank	KNSL	CMSC
#1	-45.13% Mar 6, 2024 - May 11, 2026	-32.28% Sep 27, 2019 - Jul 27, 2020
#2	-38.24% Dec 17, 2020 - Aug 5, 2022	-17.19% Jun 22, 2021 - Nov 30, 2023
#3	-36.01% Mar 4, 2020 - May 8, 2020	-10.25% Sep 10, 2024 - Aug 25, 2025
#4	-27.17% Oct 17, 2023 - Feb 16, 2024	-7.07% Feb 20, 2026 - Mar 31, 2026
#5	-22.32% Nov 8, 2022 - Feb 17, 2023	-6.62% Dec 31, 2020 - Jun 17, 2021
#6	-20.62% Oct 29, 2019 - Jan 15, 2020	-5.54% Jan 31, 2019 - Apr 1, 2019
#7	-19.83% Sep 28, 2018 - Feb 22, 2019	-5.37% Oct 27, 2025 - Feb 18, 2026
#8	-18.78% Dec 28, 2016 - Apr 24, 2017	-5.03% Nov 8, 2018 - Jan 28, 2019
#9	-17.23% Sep 1, 2020 - Oct 12, 2020	-4.25% Mar 21, 2024 - Aug 14, 2024
#10	-15.64% Feb 17, 2023 - Apr 27, 2023	-3.95% Sep 4, 2019 - Sep 23, 2019
#11	-14.74% Aug 7, 2017 - Sep 19, 2017	-3.59% Aug 14, 2020 - Oct 30, 2020
#12	-14.62% Aug 16, 2022 - Oct 28, 2022	-2.35% Jul 30, 2019 - Aug 20, 2019
#13	-12.02% Oct 12, 2020 - Nov 10, 2020	-1.70% Sep 17, 2025 - Oct 17, 2025
#14	-10.44% Sep 28, 2017 - Nov 3, 2017	-1.57% Nov 16, 2020 - Dec 9, 2020
#15	-10.29% Apr 27, 2023 - Jun 2, 2023	-1.40% Dec 14, 2023 - Dec 27, 2023

Correlation

Correlation between KNSL and CMSC is 0.78 which considered as a strong positive correlation - the stocks tend to move together.

0.78

-101

Dividend Comparison (2016 - 2026)

KNSL vs CMSC dividend yield comparison.

Year	KNSL	CMSC
2026	0.16%	1.61%
2025	0.17%	6.48%
2024	0.13%	6.41%
2023	0.17%	5.93%
2022	0.20%	6.62%
2021	0.18%	5.49%
2020	0.18%	5.17%
2019	0.31%	5.48%
2018	0.50%	0.00%
2017	0.53%	0.00%
2016	0.29%	0.00%