KMX vs ACT

Comparison between Carmax Inc (KMX, Company) and Enact Holdings Inc (ACT, Company).

KMX is from the Consumer Cyclical sector, while ACT is from the Financial Services sector.

5-Year PerformanceACT has outperformed KMX, delivering a return of +21.7% compared to -17.4%

KMX vs ACT - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	KMX(COMPANY)	ACT(COMPANY)
Market Cap	$6B	$5.98B
Max Drawdown	80.06%	21.87%
Sharpe Ratio	-0.43	0.68
5Y Beta	1.19	0.40
Industry	Auto & Truck Dealerships	Insurance - Specialty
P/E Ratio	26.00	9.08
Forward P/E	18.90	8.25
PEG Ratio	0.44	2.26
Dividend Yield	N/A	2.01%
5Y EPS CAGR	-18.66%	N/A
Debt to Equity	296.80%	13.94%
Free Cash Flow Yield	20.73%	12.07%
P/S Ratio	0.22	4.74
P/B Ratio	1.02	1.10

Market Cap

Winner

KMX

$6B

ACT

$5.98B

Max Drawdown

KMX

80.06%

Winner

ACT

21.87%

Sharpe Ratio

KMX

-0.43

Winner

ACT

0.68

5Y Beta

KMX

1.19

Winner

ACT

0.40

Industry

KMX

Auto & Truck Dealerships

ACT

Insurance - Specialty

P/E Ratio

KMX

26.00

Winner

ACT

9.08

Forward P/E

KMX

18.90

Winner

ACT

8.25

PEG Ratio

Winner

KMX

0.44

ACT

2.26

Dividend Yield

KMX

N/A

ACT

2.01%

5Y EPS CAGR

KMX

-18.66%

ACT

N/A

Debt to Equity

KMX

296.80%

Winner

ACT

13.94%

Free Cash Flow Yield

Winner

KMX

20.73%

ACT

12.07%

P/S Ratio

Winner

KMX

0.22

ACT

4.74

P/B Ratio

Winner

KMX

1.02

ACT

1.10

KMX vs ACT - Historical Returns

Returns include dividend reinvestment.

Period	KMX	ACT
1 month	+16.78%	-2.99%
3 months	+7.62%	-2.63%
6 months	+16.69%	+6.67%
1 year	-29.91%	+20.01%
5 years(CAGR)	-17.36%	+21.74%
10 years(CAGR)	-1.45%	N/A
Max(CAGR)	+13.83%	+21.74%

Winner

KMX

+16.78%

ACT

-2.99%

Winner

KMX

+7.62%

ACT

-2.63%

Winner

KMX

+16.69%

ACT

+6.67%

KMX

-29.91%

Winner

ACT

+20.01%

5Y(CAGR)

KMX

-17.36%

Winner

ACT

+21.74%

10Y(CAGR)

KMX

-1.45%

ACT

N/A

Max(CAGR)

KMX

+13.83%

Winner

ACT

+21.74%

KMX vs ACT - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	KMX	ACT
2026	+14.52%	+4.82%
2025	-52.43%	+25.43%
2024	+7.30%	+16.49%
2023	+26.55%	+25.34%
2022	-52.06%	+20.99%
2021	+39.58%	+6.61%
2020	+5.53%	N/A
2019	+39.23%	N/A
2018	-3.13%	N/A
2017	-1.06%	N/A
2016	+22.95%	N/A
2015	-18.81%	N/A
2014	+41.96%	N/A
2013	+24.66%	N/A
2012	+23.00%	N/A
2011	-5.93%	N/A
2010	+32.94%	N/A
2009	+191.47%	N/A
2008	-60.74%	N/A
2007	-28.56%	N/A
2006	+87.71%	N/A
2005	-8.34%	N/A
2004	+1.87%	N/A
2003	+73.08%	N/A
2002	-20.36%	N/A
2001	+468.50%	N/A
2000	+75.02%	N/A
1999	-19.55%	N/A

KMX vs ACT Drawdown Comparison

The maximum drawdown for KMX was -80.06%, occurring on Nov 6, 2025. This drawdown has not yet recovered.

The maximum drawdown for ACT was -20.26%, occurring on Sep 27, 2022. Recovery took 202 trading sessions.

The current KMX drawdown is -70.94%. The current ACT drawdown is -6.46%.

Rank	KMX	ACT
#1	-80.06% Nov 9, 2021 - Nov 6, 2025	-20.26% Aug 17, 2022 - Jun 7, 2023
#2	-78.70% Jan 24, 2007 - Oct 8, 2010	-16.25% Jun 3, 2022 - Aug 3, 2022
#3	-62.01% May 9, 2002 - Jul 11, 2003	-15.33% Sep 19, 2024 - May 2, 2025
#4	-56.56% Feb 20, 2020 - Aug 10, 2020	-13.95% Feb 10, 2022 - Mar 25, 2022
#5	-53.98% Dec 2, 1999 - Mar 27, 2000	-13.28% Nov 4, 2021 - Jan 12, 2022
#6	-52.99% Oct 14, 2003 - Sep 12, 2006	-10.96% Sep 11, 2025 - Nov 25, 2025
#7	-51.20% Jul 18, 2001 - Nov 6, 2001	-10.27% Apr 20, 2022 - Jun 2, 2022
#8	-43.60% Apr 2, 2015 - Sep 27, 2017	-9.88% Dec 27, 2023 - Mar 11, 2024
#9	-43.54% Mar 28, 2000 - Aug 2, 2000	-9.02% Jul 3, 2025 - Aug 13, 2025
#10	-36.44% Feb 18, 2011 - Dec 20, 2012	-9.00% Mar 29, 2022 - Apr 18, 2022
#11	-34.12% Sep 7, 2000 - Feb 13, 2001	-8.69% Aug 7, 2023 - Dec 14, 2023
#12	-29.70% Sep 12, 2018 - Jun 10, 2019	-8.65% Feb 5, 2026 - Apr 28, 2026
#13	-23.49% Oct 6, 2017 - Jun 22, 2018	-7.70% May 2, 2025 - Jun 23, 2025
#14	-22.29% Jun 4, 2001 - Jul 17, 2001	-6.96% Sep 29, 2021 - Oct 19, 2021
#15	-20.55% Aug 24, 2020 - Jan 19, 2021	-6.93% Jan 8, 2026 - Feb 4, 2026