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KINS vs ISBA

Comparison between Kingstone Cos. Inc (KINS, Company) and Isabella Bank Corp (ISBA, Company).

Both KINS and ISBA are from the Financial Services sector.

5-Year PerformanceKINS has outperformed ISBA, delivering a return of +23.0% compared to +16.6%

KINS vs ISBA - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
Winner
KINS
$295M
ISBA
$295M
Max Drawdown
KINS
99.52%
Winner
ISBA
66.29%
Sharpe Ratio
KINS
0.75
Winner
ISBA
0.83
5Y Beta
KINS
0.93
Winner
ISBA
0.29
Industry
KINS
Insurance - Property & Casualty
ISBA
Banks - Regional
P/E Ratio
Winner
KINS
9.32
ISBA
14.80
Forward P/E
Winner
KINS
7.47
ISBA
11.22
PEG Ratio
Winner
KINS
0.31
ISBA
0.40
Dividend Yield
KINS
0.76%
Winner
ISBA
2.80%
5Y Dividends CAGR
KINS
4.56%
Winner
ISBA
5.33%
5Y EPS CAGR
Winner
KINS
30.71%
ISBA
11.61%
Debt to Equity
KINS
3.60%
Winner
ISBA
0.00%
Free Cash Flow Yield
Winner
KINS
21.65%
ISBA
7.75%

KINS vs ISBA - Historical Returns

Returns include dividend reinvestment.

1M
Winner
KINS
+6.31%
ISBA
+0.76%
3M
Winner
KINS
+21.79%
ISBA
+0.67%
6M
Winner
KINS
+31.81%
ISBA
-16.31%
1Y
KINS
+29.81%
Winner
ISBA
+36.30%
5Y(CAGR)
Winner
KINS
+23.00%
ISBA
+16.57%
10Y(CAGR)
Winner
KINS
+10.72%
ISBA
+8.44%
Max(CAGR)
Winner
KINS
+6.78%
ISBA
+3.54%

KINS vs ISBA - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearKINSISBA
2026+25.25%-19.83%
2025+12.70%+98.99%
2024+655.72%+27.56%
2023+50.00%+0.71%
2022-74.17%-4.43%
2021-21.17%+36.98%
2020-13.59%-14.36%
2019-54.93%+11.75%
2018-6.05%-16.89%
2017+40.40%+5.18%
2016+61.15%-3.52%
2015+15.12%+38.14%
2014+16.85%-1.98%
2013+54.91%+12.23%
2012+48.19%-3.83%
2011-6.15%+42.58%
2010+33.08%+0.09%
2009+418.75%-22.92%
2008-72.41%-39.40%
2007-45.07%-2.33%
2006+5.88%N/A
2005-66.71%N/A
2004+63.16%N/A
2003+143.59%N/A
2002+21.87%N/A
2001+14.29%N/A
2000-70.21%N/A
1999-3.09%N/A

KINS vs ISBA Drawdown Comparison

The maximum drawdown for KINS was -99.52%, occurring on Mar 18, 2009. Recovery took 2301 trading sessions.

The maximum drawdown for ISBA was -65.57%, occurring on Mar 11, 2009. Recovery took 3544 trading sessions.

The current KINS drawdown is -5.42%. The current ISBA drawdown is -28.73%.

RankKINSISBA
#1-99.52%
Nov 29, 2004 - Jan 21, 2014
-65.57%
Aug 13, 2007 - Sep 17, 2021
#2-96.20%
Jan 23, 2018 - Apr 29, 2025
-34.09%
Dec 19, 2025 - Jul 24, 2026
#3-79.65%
Dec 1, 1999 - Aug 5, 2003
-29.50%
Nov 10, 2021 - Nov 18, 2024
#4-38.85%
May 9, 2025 - Sep 9, 2025
-26.10%
Jun 18, 2025 - Nov 4, 2025
#5-38.78%
Mar 9, 2004 - Oct 6, 2004
-16.26%
Dec 27, 2024 - Apr 21, 2025
#6-29.57%
Aug 5, 2003 - Jan 20, 2004
-11.41%
Nov 4, 2025 - Nov 21, 2025
#7-26.33%
Nov 27, 2015 - Oct 10, 2016
-6.22%
Dec 2, 2025 - Dec 4, 2025
#8-24.91%
Jan 21, 2014 - Sep 4, 2014
-6.04%
Nov 21, 2025 - Dec 2, 2025
#9-22.68%
Nov 1, 1999 - Nov 16, 1999
-3.19%
May 20, 2025 - Jun 5, 2025
#10-22.50%
Oct 6, 2004 - Nov 29, 2004
-2.50%
Dec 10, 2025 - Dec 15, 2025
#11-21.49%
Jan 26, 2004 - Feb 19, 2004
-2.24%
May 1, 2025 - May 12, 2025
#12-19.80%
Nov 18, 1999 - Nov 29, 1999
-2.06%
Oct 14, 2021 - Oct 25, 2021
#13-17.10%
Nov 28, 2014 - Aug 19, 2015
-2.05%
Apr 21, 2025 - Apr 24, 2025
#14-15.51%
Apr 29, 2025 - May 9, 2025
-1.85%
Oct 1, 2021 - Oct 14, 2021
#15-14.39%
Jul 31, 2017 - Oct 2, 2017
-1.74%
Sep 28, 2021 - Oct 1, 2021

Correlation

Correlation between KINS and ISBA is 0.62 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.62
-101

Dividend Comparison (2008 - 2026)

KINS vs ISBA dividend yield comparison.

YearKINSISBA
20260.49%1.41%
20250.59%2.24%
20240.00%4.31%
20230.00%5.21%
20228.89%4.64%
20213.20%4.24%
20202.74%5.52%
20194.19%4.32%
20182.26%4.61%
20171.61%3.61%
20161.82%3.52%
20152.36%3.14%
20142.21%3.96%
20132.20%3.52%
20122.88%3.68%
20111.67%3.25%
20100.00%4.16%
20090.00%3.69%
20080.00%1.61%

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