ISBA vs PESI

Comparison between Isabella Bank Corp (ISBA, Company) and Perma-Fix Environmental Services Inc (PESI, Company).

ISBA is from the Financial Services sector, while PESI is from the Industrials sector.

5-Year PerformancePESI has outperformed ISBA, delivering a return of +24.1% compared to +16.6%

ISBA vs PESI - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	ISBA(COMPANY)	PESI(COMPANY)
Market Cap	$295M	$294M
Max Drawdown	66.29%	89.92%
Sharpe Ratio	0.83	0.66
5Y Beta	0.29	1.20
Industry	Banks - Regional	Waste Management
P/E Ratio	14.80	-16.60
Forward P/E	11.22	99.01
PEG Ratio	0.40	N/A
Dividend Yield	2.80%	N/A
5Y Dividends CAGR	5.33%	N/A
5Y EPS CAGR	11.61%	N/A
Debt to Equity	0.00%	4.14%
Free Cash Flow Yield	7.75%	-5.94%

Market Cap

Winner

ISBA

$295M

PESI

$294M

Max Drawdown

Winner

ISBA

66.29%

PESI

89.92%

Sharpe Ratio

Winner

ISBA

0.83

PESI

0.66

5Y Beta

Winner

ISBA

0.29

PESI

1.20

Industry

ISBA

Banks - Regional

PESI

Waste Management

P/E Ratio

ISBA

14.80

Winner

PESI

-16.60

Forward P/E

Winner

ISBA

11.22

PESI

99.01

PEG Ratio

ISBA

0.40

PESI

N/A

Dividend Yield

ISBA

2.80%

PESI

N/A

5Y Dividends CAGR

ISBA

5.33%

PESI

N/A

5Y EPS CAGR

ISBA

11.61%

PESI

N/A

Debt to Equity

Winner

ISBA

0.00%

PESI

4.14%

Free Cash Flow Yield

Winner

ISBA

7.75%

PESI

-5.94%

ISBA vs PESI - Historical Returns

Returns include dividend reinvestment.

Period	ISBA	PESI
1 month	+0.76%	+17.77%
3 months	+0.67%	+32.94%
6 months	-16.31%	+10.22%
1 year	+36.30%	+49.73%
5 years(CAGR)	+16.57%	+24.05%
10 years(CAGR)	+8.44%	+14.05%
Max(CAGR)	+3.54%	+3.15%

ISBA

+0.76%

Winner

PESI

+17.77%

ISBA

+0.67%

Winner

PESI

+32.94%

ISBA

-16.31%

Winner

PESI

+10.22%

ISBA

+36.30%

Winner

PESI

+49.73%

5Y(CAGR)

ISBA

+16.57%

Winner

PESI

+24.05%

10Y(CAGR)

ISBA

+8.44%

Winner

PESI

+14.05%

Max(CAGR)

Winner

ISBA

+3.54%

PESI

+3.15%

ISBA vs PESI - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	ISBA	PESI
2026	-19.83%	+37.39%
2025	+98.99%	+17.12%
2024	+27.56%	+43.77%
2023	+0.71%	+114.75%
2022	-4.43%	-43.52%
2021	+36.98%	+9.90%
2020	-14.36%	-36.15%
2019	+11.75%	+254.09%
2018	-16.89%	-35.62%
2017	+5.18%	-3.95%
2016	-3.52%	+6.85%
2015	+38.14%	-15.65%
2014	-1.98%	+38.10%
2013	+12.23%	-1.10%
2012	-3.83%	-56.06%
2011	+42.58%	-7.74%
2010	+0.09%	-29.74%
2009	-22.92%	+78.74%
2008	-39.40%	-47.26%
2007	-2.33%	+10.76%
2006	N/A	+44.10%
2005	N/A	-10.70%
2004	N/A	-41.27%
2003	N/A	+22.92%
2002	N/A	-7.41%
2001	N/A	+80.81%
2000	N/A	+19.70%
1999	N/A	-19.13%

ISBA vs PESI Drawdown Comparison

The maximum drawdown for ISBA was -65.57%, occurring on Mar 11, 2009. Recovery took 3544 trading sessions.

The maximum drawdown for PESI was -89.92%, occurring on Jun 28, 2013. This drawdown has not yet recovered.

The current ISBA drawdown is -28.73%. The current PESI drawdown is -5.71%.

Rank	ISBA	PESI
#1	-65.57% Aug 13, 2007 - Sep 17, 2021	-89.92% Oct 8, 2001 - Jun 28, 2013
#2	-34.09% Dec 19, 2025 - Jul 24, 2026	-44.72% Nov 8, 2000 - May 1, 2001
#3	-29.50% Nov 10, 2021 - Nov 18, 2024	-31.05% Mar 27, 2000 - Oct 31, 2000
#4	-26.10% Jun 18, 2025 - Nov 4, 2025	-27.07% Nov 4, 1999 - Jan 27, 2000
#5	-16.26% Dec 27, 2024 - Apr 21, 2025	-24.57% Sep 5, 2001 - Oct 5, 2001
#6	-11.41% Nov 4, 2025 - Nov 21, 2025	-20.71% Jan 31, 2000 - Mar 27, 2000
#7	-6.22% Dec 2, 2025 - Dec 4, 2025	-19.64% May 29, 2001 - Aug 27, 2001
#8	-6.04% Nov 21, 2025 - Dec 2, 2025	-7.63% May 4, 2001 - May 22, 2001
#9	-3.19% May 20, 2025 - Jun 5, 2025	-6.40% Nov 1, 1999 - Nov 4, 1999
#10	-2.50% Dec 10, 2025 - Dec 15, 2025	-3.31% Oct 31, 2000 - Nov 6, 2000
#11	-2.24% May 1, 2025 - May 12, 2025	-2.95% May 23, 2001 - May 25, 2001
#12	-2.06% Oct 14, 2021 - Oct 25, 2021	N/A
#13	-2.05% Apr 21, 2025 - Apr 24, 2025	N/A
#14	-1.85% Oct 1, 2021 - Oct 14, 2021	N/A
#15	-1.74% Sep 28, 2021 - Oct 1, 2021	N/A