ISBA vs CMTG

Comparison between Isabella Bank Corp (ISBA, Company) and Claros Mortgage Trust Inc (CMTG, Company).

ISBA is from the Financial Services sector, while CMTG is from the Real Estate sector.

5-Year PerformanceISBA has outperformed CMTG, delivering a return of +16.6% compared to -33.7%

ISBA vs CMTG - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	ISBA(COMPANY)	CMTG(COMPANY)
Market Cap	$295M	$293M
Max Drawdown	66.29%	91.26%
Sharpe Ratio	0.83	-0.63
5Y Beta	0.29	1.11
Industry	Banks - Regional	Reit - Mortgage
P/E Ratio	14.80	-0.54
Forward P/E	11.22	18.59
PEG Ratio	0.40	-0.02
Dividend Yield	2.80%	N/A
5Y Dividends CAGR	5.33%	N/A
5Y EPS CAGR	11.61%	N/A
Debt to Equity	0.00%	210.10%
Free Cash Flow Yield	7.75%	-2.52%
P/S Ratio	N/A	18.02
P/B Ratio	N/A	0.21

Market Cap

Winner

ISBA

$295M

CMTG

$293M

Max Drawdown

Winner

ISBA

66.29%

CMTG

91.26%

Sharpe Ratio

Winner

ISBA

0.83

CMTG

-0.63

5Y Beta

Winner

ISBA

0.29

CMTG

1.11

Industry

ISBA

Banks - Regional

CMTG

Reit - Mortgage

P/E Ratio

ISBA

14.80

Winner

CMTG

-0.54

Forward P/E

Winner

ISBA

11.22

CMTG

18.59

PEG Ratio

ISBA

0.40

Winner

CMTG

-0.02

Dividend Yield

ISBA

2.80%

CMTG

N/A

5Y Dividends CAGR

ISBA

5.33%

CMTG

N/A

5Y EPS CAGR

ISBA

11.61%

CMTG

N/A

Debt to Equity

Winner

ISBA

0.00%

CMTG

210.10%

Free Cash Flow Yield

Winner

ISBA

7.75%

CMTG

-2.52%

P/S Ratio

ISBA

N/A

CMTG

18.02

P/B Ratio

ISBA

N/A

CMTG

0.21

ISBA vs CMTG - Historical Returns

Returns include dividend reinvestment.

Period	ISBA	CMTG
1 month	+0.76%	-22.98%
3 months	+0.67%	-31.44%
6 months	-16.31%	-33.94%
1 year	+36.30%	-38.85%
5 years(CAGR)	+16.57%	-33.67%
10 years(CAGR)	+8.44%	N/A
Max(CAGR)	+3.54%	-33.67%

Winner

ISBA

+0.76%

CMTG

-22.98%

Winner

ISBA

+0.67%

CMTG

-31.44%

Winner

ISBA

-16.31%

CMTG

-33.94%

Winner

ISBA

+36.30%

CMTG

-38.85%

5Y(CAGR)

Winner

ISBA

+16.57%

CMTG

-33.67%

10Y(CAGR)

ISBA

+8.44%

CMTG

N/A

Max(CAGR)

Winner

ISBA

+3.54%

CMTG

-33.67%

ISBA vs CMTG - Annual Returns (2007 - 2026)

Returns include dividend reinvestment.

Year	ISBA	CMTG
2026	-19.83%	-41.42%
2025	+98.99%	-29.49%
2024	+27.56%	-64.76%
2023	+0.71%	+1.46%
2022	-4.43%	-1.96%
2021	+36.98%	-1.32%
2020	-14.36%	N/A
2019	+11.75%	N/A
2018	-16.89%	N/A
2017	+5.18%	N/A
2016	-3.52%	N/A
2015	+38.14%	N/A
2014	-1.98%	N/A
2013	+12.23%	N/A
2012	-3.83%	N/A
2011	+42.58%	N/A
2010	+0.09%	N/A
2009	-22.92%	N/A
2008	-39.40%	N/A
2007	-2.33%	N/A

ISBA vs CMTG Drawdown Comparison

The maximum drawdown for ISBA was -65.57%, occurring on Mar 11, 2009. Recovery took 3544 trading sessions.

The maximum drawdown for CMTG was -88.76%, occurring on Jul 30, 2026. This drawdown has not yet recovered.

The current ISBA drawdown is -28.73%. The current CMTG drawdown is -88.76%.

Rank	ISBA	CMTG
#1	-65.57% Aug 13, 2007 - Sep 17, 2021	-88.76% Jun 3, 2022 - Jul 30, 2026
#2	-34.09% Dec 19, 2025 - Jul 24, 2026	-15.53% Dec 3, 2021 - Jan 11, 2022
#3	-29.50% Nov 10, 2021 - Nov 18, 2024	-11.91% Jan 18, 2022 - Apr 7, 2022
#4	-26.10% Jun 18, 2025 - Nov 4, 2025	-10.95% Apr 25, 2022 - May 10, 2022
#5	-16.26% Dec 27, 2024 - Apr 21, 2025	-5.32% Nov 18, 2021 - Dec 2, 2021
#6	-11.41% Nov 4, 2025 - Nov 21, 2025	-3.10% May 23, 2022 - Jun 3, 2022
#7	-6.22% Dec 2, 2025 - Dec 4, 2025	-2.58% Nov 5, 2021 - Nov 16, 2021
#8	-6.04% Nov 21, 2025 - Dec 2, 2025	-2.25% May 12, 2022 - May 16, 2022
#9	-3.19% May 20, 2025 - Jun 5, 2025	-2.09% Apr 7, 2022 - Apr 18, 2022
#10	-2.50% Dec 10, 2025 - Dec 15, 2025	-1.40% May 16, 2022 - May 20, 2022
#11	-2.24% May 1, 2025 - May 12, 2025	-1.04% Jan 12, 2022 - Jan 18, 2022
#12	-2.06% Oct 14, 2021 - Oct 25, 2021	N/A
#13	-2.05% Apr 21, 2025 - Apr 24, 2025	N/A
#14	-1.85% Oct 1, 2021 - Oct 14, 2021	N/A
#15	-1.74% Sep 28, 2021 - Oct 1, 2021	N/A

Correlation

Correlation between ISBA and CMTG is -0.72 which considered as a strong negative correlation - the stocks tend to move in opposite directions.

-0.72

-101

Dividend Comparison (2008 - 2026)

ISBA vs CMTG dividend yield comparison.

Year	ISBA	CMTG
2026	1.41%	0.00%
2025	2.24%	0.00%
2024	4.31%	13.27%
2023	5.21%	9.10%
2022	4.64%	10.06%
2021	4.24%	2.26%
2020	5.52%	0.00%
2019	4.32%	0.00%
2018	4.61%	0.00%
2017	3.61%	0.00%
2016	3.52%	0.00%
2015	3.14%	0.00%
2014	3.96%	0.00%
2013	3.52%	0.00%
2012	3.68%	0.00%
2011	3.25%	0.00%
2010	4.16%	0.00%
2009	3.69%	0.00%
2008	1.61%	0.00%