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KINS vs FRAF

Comparison between Kingstone Cos. Inc (KINS, Company) and Franklin Financial Services Corp (FRAF, Company).

Both KINS and FRAF are from the Financial Services sector.

5-Year PerformanceKINS has outperformed FRAF, delivering a return of +22.7% compared to +17.3%

KINS vs FRAF - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
Winner
KINS
$279M
FRAF
$277M
Max Drawdown
KINS
99.52%
Winner
FRAF
65.11%
Sharpe Ratio
KINS
0.62
Winner
FRAF
1.46
5Y Beta
KINS
0.91
Winner
FRAF
0.42
Industry
KINS
Insurance - Property & Casualty
FRAF
Banks - Regional
P/E Ratio
Winner
KINS
8.79
FRAF
11.55
Forward P/E
Winner
KINS
7.47
FRAF
12.00
PEG Ratio
KINS
0.29
Winner
FRAF
0.11
Dividend Yield
KINS
0.75%
Winner
FRAF
2.14%
5Y Dividends CAGR
KINS
4.56%
Winner
FRAF
13.02%
5Y EPS CAGR
Winner
KINS
30.71%
FRAF
8.04%
Debt to Equity
KINS
3.60%
Winner
FRAF
0.00%
Free Cash Flow Yield
Winner
KINS
22.96%
FRAF
14.69%
P/S Ratio
Winner
KINS
1.29
FRAF
3.13
P/B Ratio
KINS
2.55
Winner
FRAF
1.55

KINS vs FRAF - Historical Returns

Returns include dividend reinvestment.

1M
Winner
KINS
+13.71%
FRAF
+0.58%
3M
Winner
KINS
+13.53%
FRAF
+11.82%
6M
KINS
+31.08%
Winner
FRAF
+31.94%
1Y
KINS
+27.92%
Winner
FRAF
+49.59%
5Y(CAGR)
Winner
KINS
+22.70%
FRAF
+17.27%
10Y(CAGR)
KINS
+10.73%
Winner
FRAF
+14.15%
Max(CAGR)
KINS
+6.72%
Winner
FRAF
+9.87%

KINS vs FRAF - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearKINSFRAF
2026+23.26%+28.92%
2025+12.70%+77.35%
2024+655.72%+0.02%
2023+50.00%-7.68%
2022-74.17%+13.44%
2021-21.17%+27.59%
2020-13.59%-27.07%
2019-54.93%+28.84%
2018-6.05%-14.55%
2017+40.40%+33.45%
2016+61.15%+26.83%
2015+15.12%+10.47%
2014+16.85%+34.09%
2013+54.91%+27.44%
2012+48.19%+19.77%
2011-6.15%-30.75%
2010+33.08%+14.35%
2009+418.75%-8.41%
2008-72.41%-23.49%
2007-45.07%-5.13%
2006+5.88%+14.36%
2005-66.71%-3.86%
2004+63.16%-19.00%
2003+143.59%+32.26%
2002+21.87%+14.28%
2001+14.29%+64.00%
2000-70.21%N/A
1999-3.09%N/A

KINS vs FRAF Drawdown Comparison

The maximum drawdown for KINS was -99.52%, occurring on Mar 18, 2009. Recovery took 2301 trading sessions.

The maximum drawdown for FRAF was -51.26%, occurring on Mar 4, 2009. Recovery took 2633 trading sessions.

The current KINS drawdown is -6.91%. The current FRAF drawdown is -2.69%.

RankKINSFRAF
#1-99.52%
Nov 29, 2004 - Jan 21, 2014
-51.26%
May 19, 2004 - Nov 12, 2014
#2-96.20%
Jan 23, 2018 - Apr 29, 2025
-44.30%
Dec 20, 2019 - Dec 29, 2022
#3-79.65%
Dec 1, 1999 - Aug 5, 2003
-30.98%
Dec 30, 2022 - Nov 8, 2023
#4-38.85%
May 9, 2025 - Sep 9, 2025
-25.51%
Nov 8, 2023 - Nov 6, 2024
#5-38.78%
Mar 9, 2004 - Oct 6, 2004
-20.56%
Nov 15, 2017 - Feb 4, 2019
#6-29.57%
Aug 5, 2003 - Jan 20, 2004
-19.70%
Jul 8, 2019 - Dec 20, 2019
#7-26.33%
Nov 27, 2015 - Oct 10, 2016
-18.53%
Apr 30, 2015 - Sep 2, 2016
#8-24.91%
Jan 21, 2014 - Sep 4, 2014
-17.17%
Dec 10, 2024 - Jan 30, 2025
#9-22.68%
Nov 1, 1999 - Nov 16, 1999
-16.28%
Dec 18, 2025 - Apr 9, 2026
#10-22.50%
Oct 6, 2004 - Nov 29, 2004
-13.51%
Apr 23, 2025 - Jul 18, 2025
#11-21.49%
Jan 26, 2004 - Feb 19, 2004
-12.17%
Feb 19, 2025 - Apr 21, 2025
#12-19.80%
Nov 18, 1999 - Nov 29, 1999
-10.63%
Sep 19, 2025 - Nov 11, 2025
#13-17.10%
Nov 28, 2014 - Aug 19, 2015
-9.87%
Nov 24, 2014 - Mar 10, 2015
#14-15.51%
Apr 29, 2025 - May 9, 2025
-8.57%
Jul 23, 2025 - Aug 12, 2025
#15-14.39%
Jul 31, 2017 - Oct 2, 2017
-8.53%
May 31, 2002 - Mar 20, 2003

Correlation

Correlation between KINS and FRAF is 0.74 which considered as a strong positive correlation - the stocks tend to move together.

0.74
-101

Dividend Comparison (2001 - 2026)

KINS vs FRAF dividend yield comparison.

YearKINSFRAF
20260.50%1.08%
20250.59%2.61%
20240.00%4.28%
20230.00%4.06%
20228.89%3.55%
20213.20%3.78%
20202.74%4.44%
20194.19%3.02%
20182.26%3.33%
20171.61%2.49%
20161.82%2.87%
20152.36%3.15%
20142.21%3.09%
20132.20%3.98%
20122.88%5.57%
20111.67%6.56%
20100.00%5.92%
20090.00%6.61%
20080.00%5.86%
20070.00%4.13%
20060.00%3.63%
20050.00%3.76%
20040.00%3.60%
20030.00%2.96%
20020.00%4.41%
20010.00%3.47%

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