KAR vs UNMA

Comparison between Openlane Inc (KAR, Company) and Unum Group 6250 Junior Subordinated Notes due 2058 (UNMA, Company).

5-Year PerformanceKAR has outperformed UNMA, delivering a return of +11.2% compared to +1.1%

KAR vs UNMA - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	KAR(COMPANY)	UNMA(COMPANY)
Market Cap	$3.80B	$3.80B
Max Drawdown	65.52%	42.85%
Sharpe Ratio	1.28	-1.19
5Y Beta	0.90	0.17
Industry	Auto & Truck Dealerships	N/A
P/E Ratio	16.85	4.99
Forward P/E	23.67	N/A
PEG Ratio	0.56	N/A
Dividend Yield	N/A	4.54%
5Y Dividends CAGR	16.68%	-0.02%
5Y EPS CAGR	235.56%	11.95%
Debt to Equity	34.03%	0.00%
Free Cash Flow Yield	10.55%	14.19%

Market Cap

KAR

$3.80B

Winner

UNMA

$3.80B

Max Drawdown

KAR

65.52%

Winner

UNMA

42.85%

Sharpe Ratio

Winner

KAR

1.28

UNMA

-1.19

5Y Beta

KAR

0.90

Winner

UNMA

0.17

Industry

KAR

Auto & Truck Dealerships

UNMA

N/A

P/E Ratio

KAR

16.85

Winner

UNMA

4.99

Forward P/E

KAR

23.67

UNMA

N/A

PEG Ratio

KAR

0.56

UNMA

N/A

Dividend Yield

KAR

N/A

UNMA

4.54%

5Y Dividends CAGR

Winner

KAR

16.68%

UNMA

-0.02%

5Y EPS CAGR

Winner

KAR

235.56%

UNMA

11.95%

Debt to Equity

KAR

34.03%

Winner

UNMA

0.00%

Free Cash Flow Yield

KAR

10.55%

Winner

UNMA

14.19%

KAR vs UNMA - Historical Returns

Returns include dividend reinvestment.

Period	KAR	UNMA
1 month	+25.38%	-2.86%
3 months	+9.16%	-8.26%
6 months	+34.91%	-7.59%
1 year	+50.63%	-5.47%
5 years(CAGR)	+11.18%	+1.12%
10 years(CAGR)	+9.62%	+4.10%
Max(CAGR)	+14.32%	+4.10%

Winner

KAR

+25.38%

UNMA

-2.86%

Winner

KAR

+9.16%

UNMA

-8.26%

Winner

KAR

+34.91%

UNMA

-7.59%

Winner

KAR

+50.63%

UNMA

-5.47%

5Y(CAGR)

Winner

KAR

+11.18%

UNMA

+1.12%

10Y(CAGR)

Winner

KAR

+9.62%

UNMA

+4.10%

Max(CAGR)

Winner

KAR

+14.32%

UNMA

+4.10%

KAR vs UNMA - Annual Returns (2009 - 2026)

Returns include dividend reinvestment.

Year	KAR	UNMA
2026	N/A	-6.64%
2025	+53.02%	+1.92%
2024	+33.51%	+0.28%
2023	+12.20%	+11.85%
2022	-17.77%	-2.31%
2021	-15.11%	+1.54%
2020	-15.65%	+7.35%
2019	+26.94%	+21.44%
2018	-3.93%	-6.26%
2017	+19.99%	N/A
2016	+18.88%	N/A
2015	+10.39%	N/A
2014	+19.88%	N/A
2013	+48.55%	N/A
2012	+49.89%	N/A
2011	-4.05%	N/A
2010	-1.22%	N/A
2009	+14.63%	N/A

KAR vs UNMA Drawdown Comparison

The maximum drawdown for KAR was -64.43%, occurring on Apr 3, 2020. Recovery took 1483 trading sessions.

The maximum drawdown for UNMA was -41.65%, occurring on Mar 23, 2020. Recovery took 130 trading sessions.

The current UNMA drawdown is -9.96%.

Rank	KAR	UNMA
#1	-64.43% Sep 11, 2019 - Aug 6, 2025	-41.65% Feb 10, 2020 - Aug 14, 2020
#2	-44.91% May 31, 2011 - Jan 16, 2013	-15.18% Nov 4, 2021 - Dec 5, 2023
#3	-28.86% May 3, 2010 - Apr 1, 2011	-11.96% Aug 30, 2018 - Jan 11, 2019
#4	-28.04% Aug 21, 2018 - Jun 20, 2019	-10.52% Sep 16, 2025 - Aug 11, 2026
#5	-18.30% Jul 3, 2014 - Nov 5, 2014	-9.00% Sep 23, 2024 - Sep 12, 2025
#6	-17.88% Aug 10, 2015 - Apr 13, 2016	-5.78% Jan 5, 2021 - May 28, 2021
#7	-17.32% Sep 11, 2025 - Dec 16, 2025	-5.62% Aug 26, 2020 - Nov 16, 2020
#8	-13.02% Feb 19, 2013 - Apr 29, 2013	-5.59% Oct 16, 2019 - Jan 14, 2020
#9	-12.42% Feb 15, 2017 - Sep 20, 2017	-4.30% Jul 3, 2024 - Sep 12, 2024
#10	-11.90% Oct 5, 2016 - Jan 4, 2017	-3.73% Mar 19, 2024 - Jun 3, 2024
#11	-11.12% Jan 26, 2018 - Mar 6, 2018	-3.42% Aug 30, 2019 - Sep 27, 2019
#12	-11.11% Jan 20, 2010 - Mar 22, 2010	-2.53% Sep 16, 2021 - Oct 21, 2021
#13	-10.19% May 17, 2013 - Jul 8, 2013	-2.31% Jul 8, 2021 - Jul 30, 2021
#14	-10.15% Oct 21, 2013 - Jan 3, 2014	-2.17% Aug 5, 2021 - Sep 16, 2021
#15	-9.11% Jul 30, 2019 - Sep 9, 2019	-2.05% Jan 31, 2019 - Feb 28, 2019

Correlation

Correlation between KAR and UNMA is 0.14 which considered as a very weak or no correlation - the stocks move independently of each other.

0.14

-101

Dividend Comparison (2012 - 2026)

KAR vs UNMA dividend yield comparison.

Year	KAR	UNMA
2026	0.00%	3.71%
2025	0.00%	6.76%
2024	0.00%	6.61%
2023	0.00%	6.19%
2022	0.00%	6.53%
2021	0.00%	5.98%
2020	1.02%	5.65%
2019	2.96%	5.79%
2018	2.93%	3.75%
2017	2.59%	0.00%
2016	2.79%	0.00%
2015	2.92%	0.00%
2014	2.94%	0.00%
2013	2.77%	0.00%
2012	0.94%	0.00%