JFIN vs GUTS

Comparison between Jiayin Group Inc (JFIN, Company) and Fractyl Health Inc (GUTS, Company).

JFIN is from the Financial Services sector, while GUTS is from the Healthcare sector.

JFIN vs GUTS - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	JFIN(COMPANY)	GUTS(COMPANY)
Market Cap	$120M	$120M
Max Drawdown	92.53%	96.94%
Sharpe Ratio	-3.07	0.06
5Y Beta	1.06	1.16
Industry	Credit Services	Biotechnology
P/E Ratio	0.54	-0.91
Forward P/E	1.83	N/A
PEG Ratio	0.01	N/A
Dividend Yield	27.20%	N/A
5Y EPS CAGR	42.44%	N/A
Debt to Equity	13.55%	0.00%
Free Cash Flow Yield	74.39%	-73.04%
P/S Ratio	0.02	7575.74
P/B Ratio	0.20	5.72

Market Cap

JFIN

$120M

Winner

GUTS

$120M

Max Drawdown

Winner

JFIN

92.53%

GUTS

96.94%

Sharpe Ratio

JFIN

-3.07

Winner

GUTS

0.06

5Y Beta

Winner

JFIN

1.06

GUTS

1.16

Industry

JFIN

Credit Services

GUTS

Biotechnology

P/E Ratio

JFIN

0.54

Winner

GUTS

-0.91

Forward P/E

JFIN

1.83

GUTS

N/A

PEG Ratio

JFIN

0.01

GUTS

N/A

Dividend Yield

JFIN

27.20%

GUTS

N/A

5Y EPS CAGR

JFIN

42.44%

GUTS

N/A

Debt to Equity

JFIN

13.55%

Winner

GUTS

0.00%

Free Cash Flow Yield

Winner

JFIN

74.39%

GUTS

-73.04%

P/S Ratio

Winner

JFIN

0.02

GUTS

7575.74

P/B Ratio

Winner

JFIN

0.20

GUTS

5.72

JFIN vs GUTS - Historical Returns

Returns include dividend reinvestment.

Period	JFIN	GUTS
1 month	-22.11%	-8.50%
3 months	-52.05%	+30.24%
6 months	-68.47%	-63.79%
1 year	-86.46%	-60.59%
5 years(CAGR)	-7.73%	N/A
Max(CAGR)	-20.73%	-68.24%

JFIN

-22.11%

Winner

GUTS

-8.50%

JFIN

-52.05%

Winner

GUTS

+30.24%

JFIN

-68.47%

Winner

GUTS

-63.79%

JFIN

-86.46%

Winner

GUTS

-60.59%

5Y(CAGR)

JFIN

-7.73%

GUTS

N/A

Max(CAGR)

Winner

JFIN

-20.73%

GUTS

-68.24%

JFIN vs GUTS - Annual Returns (2019 - 2026)

Returns include dividend reinvestment.

Year	JFIN	GUTS
2026	-63.12%	-66.37%
2025	-7.47%	+3.29%
2024	+47.03%	-83.97%
2023	+137.98%	N/A
2022	-0.43%	N/A
2021	-30.38%	N/A
2020	-42.23%	N/A
2019	-67.43%	N/A

JFIN vs GUTS Drawdown Comparison

The maximum drawdown for JFIN was -92.53%, occurring on May 11, 2022. Recovery took 1523 trading sessions.

The maximum drawdown for GUTS was -96.94%, occurring on Feb 17, 2026. This drawdown has not yet recovered.

The current JFIN drawdown is -87.71%. The current GUTS drawdown is -94.11%.

Rank	JFIN	GUTS
#1	-92.53% May 16, 2019 - Jun 6, 2025	-96.94% Feb 2, 2024 - Feb 17, 2026
#2	-87.71% Jun 12, 2025 - Jul 23, 2026	N/A
#3	-13.93% May 10, 2019 - May 16, 2019	N/A
#4	-3.68% Jun 6, 2025 - Jun 12, 2025	N/A