JFIN vs CHAR

Comparison between Jiayin Group Inc (JFIN, Company) and CHAPARRAL RESOURCES INC (CHAR, Company).

Both JFIN and CHAR are from the Financial Services sector.

JFIN vs CHAR - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	JFIN(COMPANY)	CHAR(COMPANY)
Market Cap	$120M	$120M
Max Drawdown	92.53%	1.83%
Sharpe Ratio	-3.05	0.51
5Y Beta	1.06	0.01
Industry	Credit Services	Shell Companies
P/E Ratio	0.54	35.05
Forward P/E	1.83	N/A
PEG Ratio	0.01	N/A
Dividend Yield	27.20%	N/A
5Y EPS CAGR	42.44%	N/A
Debt to Equity	13.55%	0.16%
Free Cash Flow Yield	74.39%	-0.27%

Market Cap

Winner

JFIN

$120M

CHAR

$120M

Max Drawdown

JFIN

92.53%

Winner

CHAR

1.83%

Sharpe Ratio

JFIN

-3.05

Winner

CHAR

0.51

5Y Beta

JFIN

1.06

Winner

CHAR

0.01

Industry

JFIN

Credit Services

CHAR

Shell Companies

P/E Ratio

Winner

JFIN

0.54

CHAR

35.05

Forward P/E

JFIN

1.83

CHAR

N/A

PEG Ratio

JFIN

0.01

CHAR

N/A

Dividend Yield

JFIN

27.20%

CHAR

N/A

5Y EPS CAGR

JFIN

42.44%

CHAR

N/A

Debt to Equity

JFIN

13.55%

Winner

CHAR

0.16%

Free Cash Flow Yield

Winner

JFIN

74.39%

CHAR

-0.27%

JFIN vs CHAR - Historical Returns

Returns include dividend reinvestment.

Period	JFIN	CHAR
1 month	-22.11%	+1.02%
3 months	-52.05%	+2.63%
6 months	-68.47%	+3.80%
1 year	-86.46%	+5.92%
5 years(CAGR)	-7.73%	N/A
Max(CAGR)	-20.73%	+6.11%

JFIN

-22.11%

Winner

CHAR

+1.02%

JFIN

-52.05%

Winner

CHAR

+2.63%

JFIN

-68.47%

Winner

CHAR

+3.80%

JFIN

-86.46%

Winner

CHAR

+5.92%

5Y(CAGR)

JFIN

-7.73%

CHAR

N/A

Max(CAGR)

JFIN

-20.73%

Winner

CHAR

+6.11%

JFIN vs CHAR - Annual Returns (2019 - 2026)

Returns include dividend reinvestment.

Year	JFIN	CHAR
2026	-63.12%	+4.40%
2025	-7.47%	+4.92%
2024	+47.03%	+0.61%
2023	+137.98%	N/A
2022	-0.43%	N/A
2021	-30.38%	N/A
2020	-42.23%	N/A
2019	-67.43%	N/A

JFIN vs CHAR Drawdown Comparison

The maximum drawdown for JFIN was -92.53%, occurring on May 11, 2022. Recovery took 1523 trading sessions.

The maximum drawdown for CHAR was -1.83%, occurring on May 19, 2026. Recovery took 45 trading sessions.

The current JFIN drawdown is -87.71%.

Rank	JFIN	CHAR
#1	-92.53% May 16, 2019 - Jun 6, 2025	-1.83% May 18, 2026 - Jul 23, 2026
#2	-87.71% Jun 12, 2025 - Jul 23, 2026	-0.87% Aug 7, 2025 - Nov 10, 2025
#3	-13.93% May 10, 2019 - May 16, 2019	-0.76% Nov 25, 2025 - Jan 21, 2026
#4	-3.68% Jun 6, 2025 - Jun 12, 2025	-0.57% Jan 21, 2026 - Apr 7, 2026
#5	N/A	-0.56% May 7, 2026 - May 18, 2026
#6	N/A	-0.55% Jul 17, 2025 - Aug 7, 2025
#7	N/A	-0.50% Jan 17, 2025 - Jan 30, 2025
#8	N/A	-0.44% Jun 6, 2025 - Jul 17, 2025
#9	N/A	-0.40% Dec 24, 2024 - Jan 17, 2025
#10	N/A	-0.39% May 15, 2025 - Jun 2, 2025
#11	N/A	-0.35% Feb 4, 2025 - Mar 4, 2025
#12	N/A	-0.30% Apr 10, 2025 - May 6, 2025
#13	N/A	-0.20% Dec 13, 2024 - Dec 24, 2024
#14	N/A	-0.20% Mar 14, 2025 - Mar 26, 2025
#15	N/A	-0.20% May 8, 2025 - May 15, 2025

Correlation

Correlation between JFIN and CHAR is -0.55 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.55

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