ISBA vs NKLR

Comparison between Isabella Bank Corp (ISBA, Company) and Terra Innovatum Global N.V. (NKLR, Company).

ISBA is from the Financial Services sector, while NKLR is from the Utilities sector.

ISBA vs NKLR - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	ISBA(COMPANY)	NKLR(COMPANY)
Market Cap	$312M	$312M
Max Drawdown	66.29%	78.59%
Sharpe Ratio	0.83	-0.21
5Y Beta	0.29	0.96
Industry	Banks - Regional	Utilities - Regulated Electric
P/E Ratio	15.63	67.16
Forward P/E	14.56	N/A
PEG Ratio	0.42	N/A
Dividend Yield	2.64%	N/A
5Y Dividends CAGR	5.33%	N/A
5Y EPS CAGR	11.61%	N/A
Debt to Equity	0.00%	N/A
Free Cash Flow Yield	7.34%	N/A
P/S Ratio	3.70	N/A
P/B Ratio	1.30	-30.21

Market Cap

Winner

ISBA

$312M

NKLR

$312M

Max Drawdown

Winner

ISBA

66.29%

NKLR

78.59%

Sharpe Ratio

Winner

ISBA

0.83

NKLR

-0.21

5Y Beta

Winner

ISBA

0.29

NKLR

0.96

Industry

ISBA

Banks - Regional

NKLR

Utilities - Regulated Electric

P/E Ratio

Winner

ISBA

15.63

NKLR

67.16

Forward P/E

ISBA

14.56

NKLR

N/A

PEG Ratio

ISBA

0.42

NKLR

N/A

Dividend Yield

ISBA

2.64%

NKLR

N/A

5Y Dividends CAGR

ISBA

5.33%

NKLR

N/A

5Y EPS CAGR

ISBA

11.61%

NKLR

N/A

Debt to Equity

ISBA

0.00%

NKLR

N/A

Free Cash Flow Yield

ISBA

7.34%

NKLR

N/A

P/S Ratio

ISBA

3.70

NKLR

N/A

P/B Ratio

ISBA

1.30

Winner

NKLR

-30.21

ISBA vs NKLR - Historical Returns

Returns include dividend reinvestment.

Period	ISBA	NKLR
1 month	-1.29%	-12.40%
3 months	-4.52%	+21.63%
6 months	-13.30%	-8.25%
1 year	+32.91%	-52.24%
5 years(CAGR)	+17.71%	N/A
10 years(CAGR)	+9.03%	N/A
Max(CAGR)	+3.83%	-35.75%

Winner

ISBA

-1.29%

NKLR

-12.40%

ISBA

-4.52%

Winner

NKLR

+21.63%

ISBA

-13.30%

Winner

NKLR

-8.25%

Winner

ISBA

+32.91%

NKLR

-52.24%

5Y(CAGR)

ISBA

+17.71%

NKLR

N/A

10Y(CAGR)

ISBA

+9.03%

NKLR

N/A

Max(CAGR)

Winner

ISBA

+3.83%

NKLR

-35.75%

ISBA vs NKLR - Annual Returns (2007 - 2026)

Returns include dividend reinvestment.

Year	ISBA	NKLR
2026	-15.89%	-0.19%
2025	+98.99%	-53.29%
2024	+27.56%	N/A
2023	+0.71%	N/A
2022	-4.43%	N/A
2021	+36.98%	N/A
2020	-14.36%	N/A
2019	+11.75%	N/A
2018	-16.89%	N/A
2017	+5.18%	N/A
2016	-3.52%	N/A
2015	+38.14%	N/A
2014	-1.98%	N/A
2013	+12.23%	N/A
2012	-3.83%	N/A
2011	+42.58%	N/A
2010	+0.09%	N/A
2009	-22.92%	N/A
2008	-39.40%	N/A
2007	-2.33%	N/A

ISBA vs NKLR Drawdown Comparison

The maximum drawdown for ISBA was -65.57%, occurring on Mar 11, 2009. Recovery took 3544 trading sessions.

The maximum drawdown for NKLR was -78.59%, occurring on Feb 5, 2026. This drawdown has not yet recovered.

The current ISBA drawdown is -25.23%. The current NKLR drawdown is -71.36%.

Rank	ISBA	NKLR
#1	-65.57% Aug 13, 2007 - Sep 17, 2021	-78.59% Oct 13, 2025 - Feb 5, 2026
#2	-29.50% Nov 10, 2021 - Nov 18, 2024	-9.03% Jun 24, 2025 - Oct 6, 2025
#3	-29.21% Dec 19, 2025 - Apr 30, 2026	-2.60% Oct 6, 2025 - Oct 8, 2025
#4	-26.10% Jun 18, 2025 - Nov 4, 2025	-1.82% Jun 11, 2025 - Jun 20, 2025
#5	-16.26% Dec 27, 2024 - Apr 21, 2025	-1.04% May 23, 2025 - May 28, 2025
#6	-11.41% Nov 4, 2025 - Nov 21, 2025	-1.03% Jun 3, 2025 - Jun 11, 2025
#7	-6.22% Dec 2, 2025 - Dec 4, 2025	-0.94% May 28, 2025 - Jun 3, 2025
#8	-6.04% Nov 21, 2025 - Dec 2, 2025	-0.68% May 13, 2025 - May 23, 2025
#9	-3.19% May 20, 2025 - Jun 5, 2025	-0.50% Apr 14, 2025 - Apr 22, 2025
#10	-2.50% Dec 10, 2025 - Dec 15, 2025	-0.40% Mar 10, 2025 - Mar 26, 2025
#11	-2.24% May 1, 2025 - May 12, 2025	-0.30% Apr 25, 2025 - May 6, 2025
#12	-2.06% Oct 14, 2021 - Oct 25, 2021	-0.30% Mar 26, 2025 - Apr 10, 2025
#13	-2.05% Apr 21, 2025 - Apr 24, 2025	-0.20% Jan 10, 2025 - Jan 31, 2025
#14	-1.85% Oct 1, 2021 - Oct 14, 2021	-0.20% Feb 24, 2025 - Mar 4, 2025
#15	-1.74% Sep 28, 2021 - Oct 1, 2021	-0.20% Mar 4, 2025 - Mar 10, 2025

Correlation

Correlation between ISBA and NKLR is -0.91 which considered as a very strong negative correlation - the stocks move almost identically in opposite directions.

-0.91

-101