ISBA vs CARL
Comparison between Isabella Bank Corp (ISBA, Company) and Carlsmed Inc (CARL, Company).
ISBA is from the Financial Services sector, while CARL is from the Healthcare sector.
ISBA vs CARL - Performance Comparison
Key Characteristics
Financial metrics and valuation ratios
Market Cap
Winner
ISBA
$312M
CARL
$311M
Max Drawdown
ISBA
66.29%
Winner
CARL
48.03%
Sharpe Ratio
Winner
ISBA
0.83
CARL
-0.04
5Y Beta
Winner
ISBA
0.29
CARL
1.47
Industry
ISBA
Banks - Regional
CARL
Health Information Services
P/E Ratio
ISBA
15.63
Winner
CARL
-10.28
Forward P/E
ISBA
14.56
CARL
N/A
PEG Ratio
ISBA
0.42
CARL
N/A
Dividend Yield
ISBA
2.64%
CARL
N/A
5Y Dividends CAGR
ISBA
5.33%
CARL
N/A
5Y EPS CAGR
ISBA
11.61%
CARL
N/A
Debt to Equity
Winner
ISBA
0.00%
CARL
16.66%
Free Cash Flow Yield
Winner
ISBA
7.34%
CARL
-14.44%
P/S Ratio
Winner
ISBA
3.70
CARL
5.52
P/B Ratio
Winner
ISBA
1.30
CARL
3.38
ISBA vs CARL - Historical Returns
Returns include dividend reinvestment.
1M
ISBA
-1.29%
Winner
CARL
+16.17%
3M
ISBA
-4.52%
Winner
CARL
+0.53%
6M
ISBA
-13.30%
Winner
CARL
-11.81%
1Y
Winner
ISBA
+32.91%
CARL
-21.24%
5Y(CAGR)
ISBA
+17.71%
CARL
N/A
10Y(CAGR)
ISBA
+9.03%
CARL
N/A
Max(CAGR)
Winner
ISBA
+3.83%
CARL
-23.60%
ISBA vs CARL - Annual Returns (2007 - 2026)
Returns include dividend reinvestment.
| Year | ISBA | CARL |
|---|---|---|
| 2026 | -15.89% | -1.81% |
| 2025 | +98.99% | -14.83% |
| 2024 | +27.56% | N/A |
| 2023 | +0.71% | N/A |
| 2022 | -4.43% | N/A |
| 2021 | +36.98% | N/A |
| 2020 | -14.36% | N/A |
| 2019 | +11.75% | N/A |
| 2018 | -16.89% | N/A |
| 2017 | +5.18% | N/A |
| 2016 | -3.52% | N/A |
| 2015 | +38.14% | N/A |
| 2014 | -1.98% | N/A |
| 2013 | +12.23% | N/A |
| 2012 | -3.83% | N/A |
| 2011 | +42.58% | N/A |
| 2010 | +0.09% | N/A |
| 2009 | -22.92% | N/A |
| 2008 | -39.40% | N/A |
| 2007 | -2.33% | N/A |
ISBA vs CARL Drawdown Comparison
The maximum drawdown for ISBA was -65.57%, occurring on Mar 11, 2009. Recovery took 3544 trading sessions.
The maximum drawdown for CARL was -48.03%, occurring on Apr 29, 2026. This drawdown has not yet recovered.
The current ISBA drawdown is -25.23%. The current CARL drawdown is -32.78%.
| Rank | ISBA | CARL |
|---|---|---|
| #1 | -65.57% Aug 13, 2007 - Sep 17, 2021 | -48.03% Dec 3, 2025 - Apr 29, 2026 |
| #2 | -29.50% Nov 10, 2021 - Nov 18, 2024 | -23.00% Sep 18, 2025 - Nov 26, 2025 |
| #3 | -29.21% Dec 19, 2025 - Apr 30, 2026 | -17.39% Jul 30, 2025 - Sep 12, 2025 |
| #4 | -26.10% Jun 18, 2025 - Nov 4, 2025 | -7.92% Nov 28, 2025 - Dec 3, 2025 |
| #5 | -16.26% Dec 27, 2024 - Apr 21, 2025 | -1.57% Sep 16, 2025 - Sep 18, 2025 |
| #6 | -11.41% Nov 4, 2025 - Nov 21, 2025 | -0.95% Sep 12, 2025 - Sep 16, 2025 |
| #7 | -6.22% Dec 2, 2025 - Dec 4, 2025 | -0.34% Jul 23, 2025 - Jul 30, 2025 |
| #8 | -6.04% Nov 21, 2025 - Dec 2, 2025 | N/A |
| #9 | -3.19% May 20, 2025 - Jun 5, 2025 | N/A |
| #10 | -2.50% Dec 10, 2025 - Dec 15, 2025 | N/A |
| #11 | -2.24% May 1, 2025 - May 12, 2025 | N/A |
| #12 | -2.06% Oct 14, 2021 - Oct 25, 2021 | N/A |
| #13 | -2.05% Apr 21, 2025 - Apr 24, 2025 | N/A |
| #14 | -1.85% Oct 1, 2021 - Oct 14, 2021 | N/A |
| #15 | -1.74% Sep 28, 2021 - Oct 1, 2021 | N/A |
Correlation
Correlation between ISBA and CARL is -0.21 which considered as a very weak or no correlation - the stocks move independently of each other.
-0.21
-101
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