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ISBA vs KINS

Comparison between Isabella Bank Corp (ISBA, Company) and Kingstone Cos. Inc (KINS, Company).

Both ISBA and KINS are from the Financial Services sector.

5-Year PerformanceKINS has outperformed ISBA, delivering a return of +23.0% compared to +16.6%

ISBA vs KINS - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
ISBA
$295M
Winner
KINS
$295M
Max Drawdown
Winner
ISBA
66.29%
KINS
99.52%
Sharpe Ratio
Winner
ISBA
0.83
KINS
0.75
5Y Beta
Winner
ISBA
0.29
KINS
0.93
Industry
ISBA
Banks - Regional
KINS
Insurance - Property & Casualty
P/E Ratio
ISBA
14.80
Winner
KINS
9.32
Forward P/E
ISBA
11.22
Winner
KINS
7.47
PEG Ratio
ISBA
0.40
Winner
KINS
0.31
Dividend Yield
Winner
ISBA
2.80%
KINS
0.76%
5Y Dividends CAGR
Winner
ISBA
5.33%
KINS
4.56%
5Y EPS CAGR
ISBA
11.61%
Winner
KINS
30.71%
Debt to Equity
Winner
ISBA
0.00%
KINS
3.60%
Free Cash Flow Yield
ISBA
7.75%
Winner
KINS
21.65%

ISBA vs KINS - Historical Returns

Returns include dividend reinvestment.

1M
ISBA
+0.76%
Winner
KINS
+6.31%
3M
ISBA
+0.67%
Winner
KINS
+21.79%
6M
ISBA
-16.31%
Winner
KINS
+31.81%
1Y
Winner
ISBA
+36.30%
KINS
+29.81%
5Y(CAGR)
ISBA
+16.57%
Winner
KINS
+23.00%
10Y(CAGR)
ISBA
+8.44%
Winner
KINS
+10.72%
Max(CAGR)
ISBA
+3.54%
Winner
KINS
+6.78%

ISBA vs KINS - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearISBAKINS
2026-19.83%+25.25%
2025+98.99%+12.70%
2024+27.56%+655.72%
2023+0.71%+50.00%
2022-4.43%-74.17%
2021+36.98%-21.17%
2020-14.36%-13.59%
2019+11.75%-54.93%
2018-16.89%-6.05%
2017+5.18%+40.40%
2016-3.52%+61.15%
2015+38.14%+15.12%
2014-1.98%+16.85%
2013+12.23%+54.91%
2012-3.83%+48.19%
2011+42.58%-6.15%
2010+0.09%+33.08%
2009-22.92%+418.75%
2008-39.40%-72.41%
2007-2.33%-45.07%
2006N/A+5.88%
2005N/A-66.71%
2004N/A+63.16%
2003N/A+143.59%
2002N/A+21.87%
2001N/A+14.29%
2000N/A-70.21%
1999N/A-3.09%

ISBA vs KINS Drawdown Comparison

The maximum drawdown for ISBA was -65.57%, occurring on Mar 11, 2009. Recovery took 3544 trading sessions.

The maximum drawdown for KINS was -99.52%, occurring on Mar 18, 2009. Recovery took 2301 trading sessions.

The current ISBA drawdown is -28.73%. The current KINS drawdown is -5.42%.

RankISBAKINS
#1-65.57%
Aug 13, 2007 - Sep 17, 2021
-99.52%
Nov 29, 2004 - Jan 21, 2014
#2-34.09%
Dec 19, 2025 - Jul 24, 2026
-96.20%
Jan 23, 2018 - Apr 29, 2025
#3-29.50%
Nov 10, 2021 - Nov 18, 2024
-79.65%
Dec 1, 1999 - Aug 5, 2003
#4-26.10%
Jun 18, 2025 - Nov 4, 2025
-38.85%
May 9, 2025 - Sep 9, 2025
#5-16.26%
Dec 27, 2024 - Apr 21, 2025
-38.78%
Mar 9, 2004 - Oct 6, 2004
#6-11.41%
Nov 4, 2025 - Nov 21, 2025
-29.57%
Aug 5, 2003 - Jan 20, 2004
#7-6.22%
Dec 2, 2025 - Dec 4, 2025
-26.33%
Nov 27, 2015 - Oct 10, 2016
#8-6.04%
Nov 21, 2025 - Dec 2, 2025
-24.91%
Jan 21, 2014 - Sep 4, 2014
#9-3.19%
May 20, 2025 - Jun 5, 2025
-22.68%
Nov 1, 1999 - Nov 16, 1999
#10-2.50%
Dec 10, 2025 - Dec 15, 2025
-22.50%
Oct 6, 2004 - Nov 29, 2004
#11-2.24%
May 1, 2025 - May 12, 2025
-21.49%
Jan 26, 2004 - Feb 19, 2004
#12-2.06%
Oct 14, 2021 - Oct 25, 2021
-19.80%
Nov 18, 1999 - Nov 29, 1999
#13-2.05%
Apr 21, 2025 - Apr 24, 2025
-17.10%
Nov 28, 2014 - Aug 19, 2015
#14-1.85%
Oct 1, 2021 - Oct 14, 2021
-15.51%
Apr 29, 2025 - May 9, 2025
#15-1.74%
Sep 28, 2021 - Oct 1, 2021
-14.39%
Jul 31, 2017 - Oct 2, 2017

Correlation

Correlation between ISBA and KINS is 0.62 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.62
-101

Dividend Comparison (2008 - 2026)

ISBA vs KINS dividend yield comparison.

YearISBAKINS
20261.41%0.49%
20252.24%0.59%
20244.31%0.00%
20235.21%0.00%
20224.64%8.89%
20214.24%3.20%
20205.52%2.74%
20194.32%4.19%
20184.61%2.26%
20173.61%1.61%
20163.52%1.82%
20153.14%2.36%
20143.96%2.21%
20133.52%2.20%
20123.68%2.88%
20113.25%1.67%
20104.16%0.00%
20093.69%0.00%
20081.61%0.00%

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