IFS vs RYN

Comparison between Intercorp Financial Services Inc (IFS, Company) and Rayonier Inc (RYN, Company).

IFS is from the Financial Services sector, while RYN is from the Real Estate sector.

5-Year PerformanceIFS has outperformed RYN, delivering a return of +25.2% compared to -5.0%

IFS vs RYN - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	IFS(COMPANY)	RYN(COMPANY)
Market Cap	$6.48B	$6.42B
Max Drawdown	59.47%	69.11%
Sharpe Ratio	1.49	0.01
5Y Beta	0.52	0.42
Industry	Banks - Regional	Reit - Specialty
P/E Ratio	10.90	10.57
Forward P/E	N/A	46.30
PEG Ratio	0.25	0.40
Dividend Yield	10.60%	5.07%
5Y Dividends CAGR	9.86%	9.34%
5Y EPS CAGR	23.86%	79.94%
Debt to Equity	100.01%	38.56%
Free Cash Flow Yield	7.29%	4.10%
P/S Ratio	1.11	9.49
P/B Ratio	1.83	1.20

Market Cap

Winner

IFS

$6.48B

RYN

$6.42B

Max Drawdown

Winner

IFS

59.47%

RYN

69.11%

Sharpe Ratio

Winner

IFS

1.49

RYN

0.01

5Y Beta

IFS

0.52

Winner

RYN

0.42

Industry

IFS

Banks - Regional

RYN

Reit - Specialty

P/E Ratio

IFS

10.90

Winner

RYN

10.57

Forward P/E

IFS

N/A

RYN

46.30

PEG Ratio

Winner

IFS

0.25

RYN

0.40

Dividend Yield

Winner

IFS

10.60%

RYN

5.07%

5Y Dividends CAGR

Winner

IFS

9.86%

RYN

9.34%

5Y EPS CAGR

IFS

23.86%

Winner

RYN

79.94%

Debt to Equity

IFS

100.01%

Winner

RYN

38.56%

Free Cash Flow Yield

Winner

IFS

7.29%

RYN

4.10%

P/S Ratio

Winner

IFS

1.11

RYN

9.49

P/B Ratio

IFS

1.83

Winner

RYN

1.20

IFS vs RYN - Historical Returns

Returns include dividend reinvestment.

Period	IFS	RYN
1 month	+15.29%	+4.08%
3 months	+20.39%	+3.09%
6 months	+43.19%	+1.94%
1 year	+61.47%	-1.29%
5 years(CAGR)	+25.16%	-5.03%
10 years(CAGR)	N/A	+2.58%
Max(CAGR)	+10.58%	+7.87%

Winner

IFS

+15.29%

RYN

+4.08%

Winner

IFS

+20.39%

RYN

+3.09%

Winner

IFS

+43.19%

RYN

+1.94%

Winner

IFS

+61.47%

RYN

-1.29%

5Y(CAGR)

Winner

IFS

+25.16%

RYN

-5.03%

10Y(CAGR)

IFS

N/A

RYN

+2.58%

Max(CAGR)

Winner

IFS

+10.58%

RYN

+7.87%

IFS vs RYN - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	IFS	RYN
2026	+43.19%	+1.94%
2025	+49.57%	-11.83%
2024	+40.50%	-14.77%
2023	-1.37%	+4.93%
2022	-6.09%	-14.68%
2021	-12.56%	+42.91%
2020	-18.00%	-4.99%
2019	-0.46%	+24.08%
2018	N/A	-10.67%
2017	N/A	+21.07%
2016	N/A	+24.69%
2015	N/A	-17.78%
2014	N/A	-6.67%
2013	N/A	-17.05%
2012	N/A	+20.92%
2011	N/A	+25.08%
2010	N/A	+29.61%
2009	N/A	+47.61%
2008	N/A	-29.31%
2007	N/A	+20.31%
2006	N/A	+4.06%
2005	N/A	+29.46%
2004	N/A	+23.60%
2003	N/A	+39.45%
2002	N/A	-6.05%
2001	N/A	+35.96%
2000	N/A	-11.90%
1999	N/A	+18.80%

IFS vs RYN Drawdown Comparison

The maximum drawdown for IFS was -55.16%, occurring on Aug 9, 2021. Recovery took 1293 trading sessions.

The maximum drawdown for RYN was -52.89%, occurring on Jan 20, 2016. Recovery took 1235 trading sessions.

The current IFS drawdown is -0.24%. The current RYN drawdown is -38.96%.

Rank	IFS	RYN
#1	-55.16% Jan 23, 2020 - Mar 17, 2025	-52.89% May 17, 2013 - Apr 13, 2018
#2	-13.55% Mar 25, 2025 - Apr 28, 2025	-51.62% Sep 19, 2008 - Mar 17, 2010
#3	-13.40% Feb 10, 2026 - Apr 8, 2026	-49.85% Jul 6, 2018 - Apr 16, 2021
#4	-11.77% Apr 8, 2026 - May 21, 2026	-45.28% Apr 20, 2022 - Mar 20, 2026
#5	-11.72% Nov 6, 2025 - Jan 8, 2026	-35.75% Apr 30, 2002 - Aug 20, 2003
#6	-8.89% Sep 19, 2019 - Jan 17, 2020	-32.90% Mar 31, 2000 - Aug 14, 2001
#7	-7.01% Aug 8, 2019 - Sep 5, 2019	-25.40% Dec 31, 1999 - Mar 31, 2000
#8	-6.79% May 21, 2026 - Jun 9, 2026	-21.31% Jul 17, 2007 - Dec 10, 2007
#9	-6.35% Jun 30, 2025 - Aug 12, 2025	-21.14% Jul 7, 2011 - Dec 27, 2011
#10	-6.12% Sep 11, 2025 - Oct 28, 2025	-20.84% Aug 24, 2001 - Dec 11, 2001
#11	-5.64% May 23, 2025 - Jun 12, 2025	-20.37% Apr 6, 2006 - Feb 7, 2007
#12	-4.85% Jun 17, 2026 - Jul 1, 2026	-19.91% Dec 24, 2007 - Sep 19, 2008
#13	-4.82% Sep 5, 2019 - Sep 13, 2019	-17.54% Nov 3, 2003 - Feb 25, 2004
#14	-3.89% Jun 12, 2026 - Jun 17, 2026	-15.51% Apr 29, 2010 - Aug 2, 2010
#15	-3.55% Aug 12, 2025 - Aug 22, 2025	-13.04% Jan 13, 2022 - Mar 7, 2022

Correlation

Correlation between IFS and RYN is -0.32 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.32

-101

Dividend Comparison (1999 - 2026)

IFS vs RYN dividend yield comparison.

Year	IFS	RYN
2026	3.10%	2.42%
2025	2.36%	6.65%
2024	3.41%	12.03%
2023	5.38%	4.01%
2022	7.45%	3.41%
2021	5.38%	2.68%
2020	5.41%	3.68%
2019	0.00%	3.30%
2018	0.00%	3.83%
2017	0.00%	3.16%
2016	0.00%	3.76%
2015	0.00%	4.50%
2014	0.00%	51.32%
2013	0.00%	4.42%
2012	0.00%	3.24%
2011	0.00%	3.41%
2010	0.00%	3.88%
2009	0.00%	4.74%
2008	0.00%	6.38%
2007	0.00%	4.11%
2006	0.00%	4.58%
2005	0.00%	4.29%
2004	0.00%	4.58%
2003	0.00%	2.53%
2002	0.00%	3.18%
2001	0.00%	2.85%
2000	0.00%	3.33%
1999	0.00%	0.63%